Last update: Oct 2026

Cost of Living Comparison Between Toronto and Belleville, IL

For one person, living is cheaper in Belleville, IL: $2,265 a month against $2,561 in Toronto, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
111

Cost of Living Index in Belleville, IL
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Belleville, IL Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Belleville, IL

🇺🇸 United States

$2,265

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Belleville, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Belleville, IL actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,265 in Belleville, IL, rent included.

Toronto $2,561
Belleville, IL $2,265

A couple spends around $3,694 per month in Toronto vs $3,396 in Belleville, IL, rent included.

Toronto $3,694
Belleville, IL $3,396

A family of three spends $4,826 per month in Toronto vs $4,526 in Belleville, IL, rent included.

Toronto $4,826
Belleville, IL $4,526

Toronto costs about 13% more than Belleville, IL, and outside of rent the biggest gap is in utilities.

Both Toronto and Belleville, IL sit above the global median – Toronto by 90%, Belleville, IL by 68%.

Meal at Budget Restaurant

$17.18 CA$24.29

$17.89 $17.89

-3.97%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$65.4 $65.4

16.11%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.26 $9.26

13.82%

Cappuccino

$4.02 CA$5.68

$4.16 $4.16

-3.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.19 $2.19

-3.20%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.69 $1.69

3.55%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.62 $4.62

35.06%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$5.04 $5.04

40.67%

Milk (1 liter)

$2.44 CA$3.45

$0.99 $0.99

146.46%

White Bread (500g)

$2.68 CA$3.78

$2.31 $2.31

16.02%

Rice (white) (1kg)

$2.24 CA$3.17

$3.53 $3.53

-36.54%

Eggs

$3.56 CA$5.03

$3.92 $3.92

-9.18%

Local Cheese (1kg)

$9.09 CA$12.85

$11.89 $11.89

-23.55%

Chicken Fillets (1kg)

$11.33 CA$16.01

$15.28 $15.28

-25.85%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.11 $13.11

10.83%

Apples (1kg)

$3.62 CA$5.12

$6.94 $6.94

-47.84%

Banana (1kg)

$1.21 CA$1.72

$2.27 $2.27

-46.70%

Oranges (1kg)

$3.60 CA$5.09

$4.33 $4.33

-16.86%

Tomato (1kg)

$4.21 CA$5.96

$3.75 $3.75

12.27%

Potato (1kg)

$1.79 CA$2.53

$1.68 $1.68

6.55%

Onion (1kg)

$1.59 CA$2.25

$2.15 $2.15

-26.05%

Lettuce (1 head)

$2.27 CA$3.21

$1.77 $1.77

28.25%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.30 $2.30

-45.65%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$7.87 $7.87

75.60%

Wine (Bottle)

$14.27 CA$20.18

$14.86 $14.86

-3.97%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.14 $2.14

2.80%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.96 $2.96

-17.91%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.03 $1.03

132.04%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$77.2 $77.2

43.64%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.53 $3.53

-17.56%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.51 $2.51

-52.19%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$17.79 $17.79

20.18%

Gasoline (1 liter)

$1.21 CA$1.71

$0.94 $0.94

28.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$37.1K $37.1K

-24.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.4K $24.4K

-17.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$242 $242

-50.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$68.9 $68.9

-53.19%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$66.3 $66.3

-27.66%

Gym Membership (Monthly)

$38.48 CA$54.4

$35.69 $35.69

7.82%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$30.50 $30.50

-24.72%

Cinema Ticket

$12.38 CA$17.50

$14.19 $14.19

-12.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,053 $1,053

-21.17%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$12.5K $12.5K

84.03%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$58.1 $58.1

-12.72%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$24.73 $24.73

61.83%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$88.5 $88.5

10.68%

Men's Leather Business Shoes

$121 CA$171

$105 $105

15.45%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,284 $1,284

24.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$944 $944

49.39%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,091 $2,091

27.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,681 $1,681

28.02%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,430 $2,430

227.02%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,882 $1,882

247.53%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$6,389 $6,389

-41.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.72

-33.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Belleville, IL: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Belleville, IL

$944 41.7% 33.1% $466

Groceries & Markets

Toronto

$340 13.3%

Belleville, IL

$389 17.2% 14.5% $49

Eating Out

Toronto

$278 10.9%

Belleville, IL

$270 11.9% 3.1% $8.6

Monthly Utilities & Internet

Toronto

$201 7.8%

Belleville, IL

$377 16.6% 88% $177

Clothing & Footwear

Toronto

$139 5.4%

Belleville, IL

$124 5.5% 10.8% $15

Getting Around

Toronto

$129 5.1%

Belleville, IL

$97 4.3% 24.7% $32

Sport & Entertainment

Toronto

$63 2.5%

Belleville, IL

$64 2.8% 1.3% $0.8

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,284 in Belleville, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in Belleville, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Toronto versus $65.0 in Belleville, IL. Groceries tell a different story – $340 in Toronto vs $389 in Belleville, IL – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Belleville, IL

🕒 Local time

00:51 12:51 AM

23:51 11:51 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

42,404

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Belleville, IL 1,060 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Belleville, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Belleville, IL: Cost of Living - Frequently Asked Questions

Toronto costs about 13% more than Belleville, IL, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,398 in Belleville, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belleville, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $830 per month in Toronto and $1,053 in Belleville, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 14% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Belleville, IL, where all-in costs run around $2,265, than in Toronto at $2,561. In Belleville, IL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Belleville, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belleville, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.