Last update: Oct 2026

Cost of Living Comparison Between Belize City and Toronto

For one person, living is cheaper in Belize City: $1,218 a month against $2,530 in Toronto, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Belize City
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Belize City Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Belize City

🇧🇿 Belize

$1,218

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Belize City and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belize City and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,218 in Belize City versus $2,530 in Toronto.

Belize City $1,218
Toronto $2,530

Estimated couple costs with rent: $1,805 in Belize City versus $3,646 in Toronto.

Belize City $1,805
Toronto $3,646

Monthly costs for a family of three with rent: $2,391 in Belize City versus $4,761 in Toronto.

Belize City $2,391
Toronto $4,761

Living in Belize City costs roughly 52% less than in Toronto, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Belize City is 9% below, Toronto is 89% above.

Meal at Budget Restaurant

$6.34 BZD 12.67

$17.67 CA$25.19

-64.12%

Three-Course Dinner for Two, Mid-Range

$49.01 BZD 98.0

$77.4 CA$110

-36.66%

Fast Food Meal (McDonalds, etc)

$9.56 BZD 19.12

$10.47 CA$14.93

-8.69%

Cappuccino

$3.52 BZD 7.04

$4.08 CA$5.81

-13.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 BZD 3.33

$2.12 CA$3.02

-21.23%

Water (0.33 liter bottle)

$1.40 BZD 2.80

$1.76 CA$2.51

-20.45%

Local Beer (0.5 liter draught)

$2.53 BZD 5.05

$6.17 CA$8.80

-59.00%

Imported Beer (0.33 liter bottle)

$2.96 BZD 5.92

$6.89 CA$9.82

-57.04%

Milk (1 liter)

$3.71 BZD 7.43

$2.43 CA$3.46

52.67%

White Bread (500g)

$2.49 BZD 4.98

$2.75 CA$3.92

-9.45%

Rice (white) (1kg)

$3.39 BZD 6.79

$2.23 CA$3.18

52.02%

Eggs

$3.54 BZD 7.08

$3.45 CA$4.91

2.61%

Local Cheese (1kg)

$6.61 BZD 13.23

$8.93 CA$12.73

-25.98%

Chicken Fillets (1kg)

$9.69 BZD 19.38

$11.44 CA$16.31

-15.30%

Beef Round Steak (1kg)

$9.02 BZD 18.04

$14.61 CA$20.83

-38.26%

Apples (1kg)

$2.79 BZD 5.58

$3.75 CA$5.34

-25.60%

Banana (1kg)

$1.83 BZD 3.66

$1.15 CA$1.64

59.13%

Oranges (1kg)

$2.79 BZD 5.57

$3.55 CA$5.06

-21.41%

Tomato (1kg)

$2.95 BZD 5.90

$4.28 CA$6.10

-31.07%

Potato (1kg)

$4.14 BZD 8.28

$1.85 CA$2.63

123.78%

Onion (1kg)

$2.82 BZD 5.65

$1.67 CA$2.38

68.86%

Lettuce (1 head)

$2.32 BZD 4.64

$2.22 CA$3.16

4.50%

Water (1.5 liter bottle)

$1.53 BZD 3.05

$1.21 CA$1.72

26.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.56 BZD 9.11

$13.88 CA$19.78

-67.15%

Wine (Bottle)

$9.72 BZD 19.44

$14.25 CA$20.31

-31.79%

Local Beer (0.5 liter bottle)

$2.40 BZD 4.81

$2.20 CA$3.13

9.09%

Imported Beer (0.33 liter bottle)

$2.13 BZD 4.25

$2.42 CA$3.45

-11.98%

One-way Ticket (Public Transport)

$4.04 BZD 8.07

$2.42 CA$3.44

66.94%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$5.06 BZD 10.12

$2.90 CA$4.13

74.48%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

Gasoline (1 liter)

$2.50 BZD 4.99

$1.22 CA$1.74

104.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.5K BZD 21.0K

$27.6K CA$39.4K

-62.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$367 BZD 734

$122 CA$174

200.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.86 BZD 99.7

$32.03 CA$45.66

55.67%

Internet (50+ Mbps, Unlimited Data)

$27.07 BZD 54.2

$47.92 CA$68.3

-43.51%

Gym Membership (Monthly)

$25.19 BZD 50.4

$38.90 CA$55.5

-35.24%

Tennis Court (1 Hour on Weekend)

$2.42 BZD 4.83

$23.24 CA$33.12

-89.59%

Cinema Ticket

$4.88 BZD 9.76

$12.61 CA$17.97

-61.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$65.3 BZD 131

$834 CA$1,189

-92.17%

International Primary School, 1 Child (Yearly)

$666 BZD 1,332

$23.3K CA$33.3K

-97.15%

Jeans (Levis 501 Or Similar)

$32.73 BZD 65.5

$52.6 CA$75.0

-37.78%

Summer Dress (H&M, Zara, etc)

$24.42 BZD 48.84

$40.26 CA$57.4

-39.34%

Sport Shoes (Adidas, Nike)

$36.85 BZD 73.7

$96.2 CA$137

-61.69%

Men's Leather Business Shoes

$37.54 BZD 75.1

$123 CA$175

-69.46%

1-bedroom Apartment, City Center (Monthly)

$349 BZD 697

$1,598 CA$2,278

-78.19%

1-bedroom Apartment, Outside City Center (Monthly)

$191 BZD 382

$1,435 CA$2,045

-86.70%

3-bedroom Apartment, City Center (Monthly)

$575 BZD 1,150

$2,657 CA$3,787

-78.36%

3-bedroom Apartment, Outside City Center (Monthly)

$326 BZD 653

$2,096 CA$2,988

-84.43%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$845 BZD 1,691

$3,743 CA$5,335

-77.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

4.47

157.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belize City: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Belize City

$444 36.4%

Toronto

$202 7.8% 54.5% $242

Groceries & Markets

Belize City

$317 26%

Toronto

$340 13.1% 7.2% $23

Accommodation & Living

Belize City

$191 15.6%

Toronto

$1.4K 55.4% 652% $1.2K

Eating Out

Belize City

$152 12.5%

Toronto

$282 10.9% 84.9% $129

Clothing & Footwear

Belize City

$59 4.9%

Toronto

$140 5.4% 137% $81

Sport & Entertainment

Belize City

$35 2.9%

Toronto

$64 2.5% 83.5% $29

Getting Around

Belize City

$21 * 1.7%

Toronto

$130 5% 511% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $349 in Belize City and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 343% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Belize City vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $317 vs $340 per month, with Belize City cheaper across the board.

Good to know

🇧🇿 Belize City

🇨🇦 Toronto

🕒 Local time

03:06 3:06 AM

05:06 5:06 AM

2 h ahead of Belize City

🌤 Weather

👥 Population

63,999

2,731,571

💱 Currency

Belize Dollar BZD $

Canadian Dollar CAD $

📈 Exchange rate

1 BZD = 0.5 USD

1 BZD = 0.446 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to BZD – Belize Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇿 Belize Dollar ($)

Belize Dollar exchange rates as of October 10, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.24 BZD (1 BZD = 0.446 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to BZD in detail →

On the map

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Highest

Between locations

Belize City Toronto 3,020 km ≈ 4 h 15 min nonstop flight

From you

Belize City
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belize City vs Toronto: Cost of Living - Frequently Asked Questions

Belize City wins on cost – living expenses run 108% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Belize City the obvious pick if budget is a priority.

On paper, salaries run 343% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $349 in Belize City versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,218 per month in Belize City versus $2,530 in Toronto – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,218 in Belize City versus $2,530 in Toronto, a $1,000 budget is realistic in Belize City but tight or insufficient in Toronto. The gap between the two cities makes Belize City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Belize City gentler on the wallet – expenses run 108% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.