Last update: Oct 2026

Cost of Living Comparison Between Toronto and Belize City

For one person, living is cheaper in Belize City: $1,218 a month against $2,530 in Toronto, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
60

Cost of Living Index in Belize City
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Belize City Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Belize City

🇧🇿 Belize

$1,218

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Belize City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Belize City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $1,218 in Belize City.

Toronto $2,530
Belize City $1,218

Estimated couple costs with rent: $3,646 in Toronto versus $1,805 in Belize City.

Toronto $3,646
Belize City $1,805

Monthly costs for a family of three with rent: $4,761 in Toronto versus $2,391 in Belize City.

Toronto $4,761
Belize City $2,391

Living in Toronto is roughly 108% more expensive than in Belize City, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 89% above, Belize City is 9% below.

Meal at Budget Restaurant

$17.67 CA$25.19

$6.34 BZD 12.67

178.71%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$49.01 BZD 98.0

57.89%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$9.56 BZD 19.12

9.52%

Cappuccino

$4.08 CA$5.81

$3.52 BZD 7.04

15.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$1.67 BZD 3.33

26.95%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.40 BZD 2.80

25.71%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.53 BZD 5.05

143.87%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$2.96 BZD 5.92

132.77%

Milk (1 liter)

$2.43 CA$3.46

$3.71 BZD 7.43

-34.50%

White Bread (500g)

$2.75 CA$3.92

$2.49 BZD 4.98

10.44%

Rice (white) (1kg)

$2.23 CA$3.18

$3.39 BZD 6.79

-34.22%

Eggs

$3.45 CA$4.91

$3.54 BZD 7.08

-2.54%

Local Cheese (1kg)

$8.93 CA$12.73

$6.61 BZD 13.23

35.10%

Chicken Fillets (1kg)

$11.44 CA$16.31

$9.69 BZD 19.38

18.06%

Beef Round Steak (1kg)

$14.61 CA$20.83

$9.02 BZD 18.04

61.97%

Apples (1kg)

$3.75 CA$5.34

$2.79 BZD 5.58

34.41%

Banana (1kg)

$1.15 CA$1.64

$1.83 BZD 3.66

-37.16%

Oranges (1kg)

$3.55 CA$5.06

$2.79 BZD 5.57

27.24%

Tomato (1kg)

$4.28 CA$6.10

$2.95 BZD 5.90

45.08%

Potato (1kg)

$1.85 CA$2.63

$4.14 BZD 8.28

-55.31%

Onion (1kg)

$1.67 CA$2.38

$2.82 BZD 5.65

-40.78%

Lettuce (1 head)

$2.22 CA$3.16

$2.32 BZD 4.64

-4.31%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.53 BZD 3.05

-20.92%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$4.56 BZD 9.11

204.39%

Wine (Bottle)

$14.25 CA$20.31

$9.72 BZD 19.44

46.60%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.40 BZD 4.81

-8.33%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.13 BZD 4.25

13.62%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$4.04 BZD 8.07

-40.10%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$5.06 BZD 10.12

-42.69%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

Gasoline (1 liter)

$1.22 CA$1.74

$2.50 BZD 4.99

-51.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$10.5K BZD 21.0K

163.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$367 BZD 734

-66.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$49.86 BZD 99.7

-35.76%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$27.07 BZD 54.2

77.02%

Gym Membership (Monthly)

$38.90 CA$55.5

$25.19 BZD 50.4

54.43%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$2.42 BZD 4.83

860.33%

Cinema Ticket

$12.61 CA$17.97

$4.88 BZD 9.76

158.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$65.3 BZD 131

1177.90%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$666 BZD 1,332

3405.45%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$32.73 BZD 65.5

60.71%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$24.42 BZD 48.84

64.86%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$36.85 BZD 73.7

161.06%

Men's Leather Business Shoes

$123 CA$175

$37.54 BZD 75.1

227.49%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$349 BZD 697

358.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$191 BZD 382

652.14%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$575 BZD 1,150

362.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$326 BZD 653

542.19%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$845 BZD 1,691

342.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.5

-61.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Belize City: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Belize City

$191 15.6% 86.7% $1.2K

Groceries & Markets

Toronto

$340 13.1%

Belize City

$317 26% 6.7% $23

Eating Out

Toronto

$282 10.9%

Belize City

$152 12.5% 45.9% $129

Monthly Utilities & Internet

Toronto

$202 7.8%

Belize City

$444 36.4% 120% $242

Clothing & Footwear

Toronto

$140 5.4%

Belize City

$59 4.9% 57.8% $81

Getting Around

Toronto

$130 5%

Belize City

$21 * 1.7% 83.6% $108

Sport & Entertainment

Toronto

$64 2.5%

Belize City

$35 2.9% 45.5% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $349 in Belize City. Housing cost is often the main lever when comparing two cities.

Toronto pays 343% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $49.00 in Belize City for a mid-range dinner for two. Groceries echo the gap at $340 vs $317 per month, with Belize City cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇿 Belize City

🕒 Local time

06:12 6:12 AM

04:12 4:12 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

63,999

💱 Currency

Canadian Dollar CAD $

Belize Dollar BZD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 BZD = 0.5 USD

1 BZD = 0.446 EUR

Exchange rates and currency converter

BZD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Belize Dollar exchange rates as of October 10, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.24 BZD (1 BZD = 0.446 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Belize City 3,020 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Belize City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Belize City: Cost of Living - Frequently Asked Questions

Belize City wins on cost – living expenses run 108% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Belize City the obvious pick if budget is a priority.

Average pay runs 343% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $349 in Belize City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,530 per month in Toronto versus $1,218 in Belize City – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,218 in Belize City versus $2,530 in Toronto, a $1,000 budget is realistic in Belize City but tight or insufficient in Toronto. The gap between the two cities makes Belize City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Belize City gentler on the wallet – expenses run 108% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.