Last update: Nov 2026

Cost of Living Comparison Between Belgrade and Windhoek

For one person, living is cheaper in Windhoek: $1,172 a month against $1,541 in Belgrade, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Belgrade
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Belgrade Living Index
56

Cost of Living Index in Windhoek
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Windhoek Living Index

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Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Windhoek

🇳🇦 Namibia

$1,172

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Windhoek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Windhoek actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $1,172 in Windhoek, rent included.

Belgrade $1,541
Windhoek $1,172

A couple spends around $2,351 per month in Belgrade vs $2,039 in Windhoek, rent included.

Belgrade $2,351
Windhoek $2,039

A family of three spends $3,161 per month in Belgrade vs $2,906 in Windhoek, rent included.

Belgrade $3,161
Windhoek $2,906

Belgrade costs about 32% more than Windhoek, and outside of rent the biggest gap is in eating out.

Belgrade sits 14% above the global median, while Windhoek is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.43 RSD 1,398

$11.56 NAD 189

16.18%

Three-Course Dinner for Two, Mid-Range

$58.0 RSD 6,036

$63.7 NAD 1,043

-8.99%

Fast Food Meal (McDonalds, etc)

$13.30 RSD 1,384

$5.92 NAD 97.0

124.66%

Cappuccino

$3.05 RSD 317

$2.27 NAD 37.17

34.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 293

$0.88 NAD 14.34

220.45%

Water (0.33 liter bottle)

$2.28 RSD 238

$0.85 NAD 13.89

168.24%

Local Beer (0.5 liter draught)

$3.66 RSD 381

$1.91 NAD 31.34

91.62%

Imported Beer (0.33 liter bottle)

$4.18 RSD 435

$2.15 NAD 35.16

94.42%

Milk (1 liter)

$1.41 RSD 147

$1.54 NAD 25.14

-8.44%

White Bread (500g)

$1.16 RSD 121

$0.97 NAD 15.91

19.59%

Rice (white) (1kg)

$2.53 RSD 263

$1.83 NAD 29.88

38.25%

Eggs

$2.80 RSD 292

$3.22 NAD 52.7

-13.04%

Local Cheese (1kg)

$10.93 RSD 1,137

$9.51 NAD 156

14.93%

Chicken Fillets (1kg)

$6.80 RSD 708

$6.93 NAD 113

-1.88%

Beef Round Steak (1kg)

$15.40 RSD 1,603

$7.60 NAD 124

102.63%

Apples (1kg)

$1.63 RSD 170

$2.10 NAD 34.37

-22.38%

Banana (1kg)

$1.75 RSD 182

$1.90 NAD 31.09

-7.89%

Oranges (1kg)

$1.78 RSD 186

$1.89 NAD 30.99

-5.82%

Tomato (1kg)

$3.04 RSD 316

$2.05 NAD 33.48

48.29%

Potato (1kg)

$0.97 RSD 101

$2.10 NAD 34.38

-53.81%

Onion (1kg)

$0.65 RSD 67.7

$1.74 NAD 28.44

-62.64%

Lettuce (1 head)

$0.74 RSD 77.2

$1.88 NAD 30.77

-60.64%

Water (1.5 liter bottle)

$0.72 RSD 75.3

$1.14 NAD 18.74

-36.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 471

$3.39 NAD 55.5

33.63%

Wine (Bottle)

$8.25 RSD 858

$6.54 NAD 107

26.15%

Local Beer (0.5 liter bottle)

$0.86 RSD 89.8

$1.46 NAD 23.91

-41.10%

Imported Beer (0.33 liter bottle)

$1.43 RSD 148

$1.42 NAD 23.29

0.70%

One-way Ticket (Public Transport)

$0.75 NAD 12.25

Public Transport Monthly Pass (Regular Price)

$48.23 NAD 790

Taxi Start (Normal Tariff)

$3.10 RSD 323

$0.80 NAD 13.03

287.50%

Taxi (Normal Tariff) (1km)

$0.98 RSD 102

$0.89 NAD 14.51

10.11%

Taxi 1hour Waiting (Normal Tariff)

$17.10 RSD 1,780

$15.72 NAD 257

8.78%

Gasoline (1 liter)

$1.87 RSD 195

$1.36 NAD 22.29

37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

$24.2K NAD 396.8K

27.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

$31.2K NAD 511.0K

-22.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 RSD 22.4K

$136 NAD 2,223

58.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,659

$26.02 NAD 426

-1.81%

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,685

$49.79 NAD 815

-28.90%

Gym Membership (Monthly)

$40.62 RSD 4,228

$36.73 NAD 601

10.59%

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,367

$10.72 NAD 176

112.13%

Cinema Ticket

$7.99 RSD 832

$5.49 NAD 89.9

45.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.2K

$208 NAD 3,400

118.29%

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

$8,887 NAD 145.5K

39.15%

Jeans (Levis 501 Or Similar)

$112 RSD 11.6K

$53.9 NAD 882

107.37%

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,951

$34.10 NAD 558

39.47%

Sport Shoes (Adidas, Nike)

$114 RSD 11.8K

$89.9 NAD 1,471

26.42%

Men's Leather Business Shoes

$147 RSD 15.3K

$93.7 NAD 1,534

56.64%

1-bedroom Apartment, City Center (Monthly)

$829 RSD 86.3K

$502 NAD 8,225

65.08%

1-bedroom Apartment, Outside City Center (Monthly)

$540 RSD 56.2K

$350 NAD 5,736

54.23%

3-bedroom Apartment, City Center (Monthly)

$1,508 RSD 157.0K

$1,476 NAD 24.2K

2.17%

3-bedroom Apartment, Outside City Center (Monthly)

$975 RSD 101.5K

$1,009 NAD 16.5K

-3.41%

Buy Apartment in City Center (m2)

$5,059 RSD 526.6K

$1,615 NAD 26.4K

213.32%

Buy Apartment Outside City Center (m2)

$3,171 RSD 330.1K

$613 NAD 10.0K

417.53%

Average Monthly Net Salary (After Tax)

$1,276 RSD 132.8K

$1,013 NAD 16.6K

25.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

11.42

-60.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for Windhoek: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$540 35.1%

Windhoek

$350 29.9% 35.2% $190

Monthly Utilities & Internet

Belgrade

$276 17.9%

Windhoek

$212 18.1% 23.2% $64

Groceries & Markets

Belgrade

$241 15.6%

Windhoek

$225 19.2% 6.4% $15

Eating Out

Belgrade

$231 15%

Windhoek

$158 13.5% 31.5% $73

Clothing & Footwear

Belgrade

$189 12.3%

Windhoek

$122 10.4% 35.3% $67

Sport & Entertainment

Belgrade

$57 3.7%

Windhoek

$48 4.1% 15.7% $8.9

Getting Around

Belgrade

$8 * 0.5%

Windhoek

$56 4.8% 607% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Belgrade versus $502 in Windhoek. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58 in Belgrade versus $64 in Windhoek. Groceries tell a different story – $241 in Belgrade vs $225 in Windhoek – so Windhoek wins on supermarket bills even if dining out costs more.

Good to know

🇷🇸 Belgrade

🇳🇦 Windhoek

🕒 Local time

01:43 1:43 AM

02:43 2:43 AM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

322,500 Capital

💱 Currency

Serbian Dinar RSD din

Namibian Dollar NAD $

📈 Exchange rate

1,000 RSD = 9.61 USD

1,000 RSD = 8.56 EUR

100 NAD = 6.11 USD

100 NAD = 5.44 EUR

Exchange rates and currency converter

NAD, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

Namibian Dollar exchange rates as of November 6, 2026: 1 USD = 16.37 NAD (100 NAD = 6.11 USD). 1 EUR = 18.38 NAD (100 NAD = 5.44 EUR).

USD to RSD in detail →

On the map

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Between locations

Belgrade Windhoek 7,500 km ≈ 10 h nonstop flight

From you

Belgrade
Windhoek

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Windhoek: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,541 in Belgrade, $1,172 in Windhoek – Windhoek comes out roughly 24% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,312 per month in Belgrade and $1,758 in Windhoek. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Windhoek, especially for central apartments: a one-bedroom in the center costs $502 there versus $829 in Belgrade.

A mid-range dinner for two costs $58 in Belgrade and $64 in Windhoek. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 7% more in Belgrade, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,541 in Belgrade and $1,172 in Windhoek. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Windhoek – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Windhoek. If higher salaries or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.