Last update: Nov 2026

Cost of Living Comparison Between Windhoek and Belgrade

For one person, living is cheaper in Windhoek: $1,172 a month against $1,541 in Belgrade, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

56

Cost of Living Index in Windhoek
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Windhoek Living Index
74

Cost of Living Index in Belgrade
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Belgrade Living Index

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Windhoek

🇳🇦 Namibia

$1,172

/mo nomad

Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Monthly Cost of Living

How much you'll spend in Windhoek and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Windhoek and in Belgrade actually costs, broken down by who's living it.

A single person spends $1,172 per month in Windhoek vs $1,541 in Belgrade, rent included.

Windhoek $1,172
Belgrade $1,541

A couple spends around $2,039 per month in Windhoek vs $2,351 in Belgrade, rent included.

Windhoek $2,039
Belgrade $2,351

A family of three spends $2,906 per month in Windhoek vs $3,161 in Belgrade, rent included.

Windhoek $2,906
Belgrade $3,161

Windhoek is about 24% cheaper than Belgrade, and outside of rent the biggest gap is in eating out.

Windhoek sits 13% below the global median, while Belgrade is 14% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.56 NAD 191

$13.43 RSD 1,398

-13.92%

Three-Course Dinner for Two, Mid-Range

$63.7 NAD 1,050

$58.0 RSD 6,036

9.88%

Fast Food Meal (McDonalds, etc)

$5.92 NAD 97.6

$13.30 RSD 1,384

-55.49%

Cappuccino

$2.27 NAD 37.42

$3.05 RSD 317

-25.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 NAD 14.44

$2.82 RSD 293

-68.79%

Water (0.33 liter bottle)

$0.85 NAD 13.98

$2.28 RSD 238

-62.72%

Local Beer (0.5 liter draught)

$1.91 NAD 31.55

$3.66 RSD 381

-47.81%

Imported Beer (0.33 liter bottle)

$2.15 NAD 35.39

$4.18 RSD 435

-48.56%

Milk (1 liter)

$1.54 NAD 25.30

$1.41 RSD 147

9.22%

White Bread (500g)

$0.97 NAD 16.02

$1.16 RSD 121

-16.38%

Rice (white) (1kg)

$1.83 NAD 30.07

$2.53 RSD 263

-27.67%

Eggs

$3.22 NAD 53.1

$2.80 RSD 292

15.00%

Local Cheese (1kg)

$9.51 NAD 157

$10.93 RSD 1,137

-12.99%

Chicken Fillets (1kg)

$6.93 NAD 114

$6.80 RSD 708

1.91%

Beef Round Steak (1kg)

$7.60 NAD 125

$15.40 RSD 1,603

-50.65%

Apples (1kg)

$2.10 NAD 34.60

$1.63 RSD 170

28.83%

Banana (1kg)

$1.90 NAD 31.29

$1.75 RSD 182

8.57%

Oranges (1kg)

$1.89 NAD 31.19

$1.78 RSD 186

6.18%

Tomato (1kg)

$2.05 NAD 33.70

$3.04 RSD 316

-32.57%

Potato (1kg)

$2.10 NAD 34.61

$0.97 RSD 101

116.49%

Onion (1kg)

$1.74 NAD 28.63

$0.65 RSD 67.7

167.69%

Lettuce (1 head)

$1.88 NAD 30.97

$0.74 RSD 77.2

154.05%

Water (1.5 liter bottle)

$1.14 NAD 18.86

$0.72 RSD 75.3

58.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.39 NAD 55.8

$4.53 RSD 471

-25.17%

Wine (Bottle)

$6.54 NAD 108

$8.25 RSD 858

-20.73%

Local Beer (0.5 liter bottle)

$1.46 NAD 24.07

$0.86 RSD 89.8

69.77%

Imported Beer (0.33 liter bottle)

$1.42 NAD 23.45

$1.43 RSD 148

-0.70%

One-way Ticket (Public Transport)

$0.75 NAD 12.33

Public Transport Monthly Pass (Regular Price)

$48.23 NAD 795

Taxi Start (Normal Tariff)

$0.80 NAD 13.11

$3.10 RSD 323

-74.19%

Taxi (Normal Tariff) (1km)

$0.89 NAD 14.61

$0.98 RSD 102

-9.18%

Taxi 1hour Waiting (Normal Tariff)

$15.72 NAD 259

$17.10 RSD 1,780

-8.07%

Gasoline (1 liter)

$1.36 NAD 22.43

$1.87 RSD 195

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K NAD 399.4K

$30.9K RSD 3.2M

-21.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K NAD 514.3K

$24.1K RSD 2.5M

29.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 NAD 2,238

$215 RSD 22.4K

-36.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.02 NAD 429

$25.55 RSD 2,659

1.84%

Internet (50+ Mbps, Unlimited Data)

$49.79 NAD 820

$35.40 RSD 3,685

40.65%

Gym Membership (Monthly)

$36.73 NAD 605

$40.62 RSD 4,228

-9.58%

Tennis Court (1 Hour on Weekend)

$10.72 NAD 177

$22.74 RSD 2,367

-52.86%

Cinema Ticket

$5.49 NAD 90.5

$7.99 RSD 832

-31.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$208 NAD 3,422

$453 RSD 47.2K

-54.19%

International Primary School, 1 Child (Yearly)

$8,887 NAD 146.4K

$12.4K RSD 1.3M

-28.14%

Jeans (Levis 501 Or Similar)

$53.9 NAD 888

$112 RSD 11.6K

-51.78%

Summer Dress (H&M, Zara, etc)

$34.10 NAD 562

$47.56 RSD 4,951

-28.30%

Sport Shoes (Adidas, Nike)

$89.9 NAD 1,481

$114 RSD 11.8K

-20.90%

Men's Leather Business Shoes

$93.7 NAD 1,544

$147 RSD 15.3K

-36.16%

1-bedroom Apartment, City Center (Monthly)

$502 NAD 8,278

$829 RSD 86.3K

-39.42%

1-bedroom Apartment, Outside City Center (Monthly)

$350 NAD 5,773

$540 RSD 56.2K

-35.16%

3-bedroom Apartment, City Center (Monthly)

$1,476 NAD 24.3K

$1,508 RSD 157.0K

-2.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,009 NAD 16.6K

$975 RSD 101.5K

3.53%

Buy Apartment in City Center (m2)

$1,615 NAD 26.6K

$5,059 RSD 526.6K

-68.08%

Buy Apartment Outside City Center (m2)

$613 NAD 10.1K

$3,171 RSD 330.1K

-80.68%

Average Monthly Net Salary (After Tax)

$1,013 NAD 16.7K

$1,276 RSD 132.8K

-20.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.42

4.5

153.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windhoek: November 3, 2026

Last update for Belgrade: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Windhoek

$350 29.9%

Belgrade

$540 35.1% 54.2% $190

Groceries & Markets

Windhoek

$225 19.2%

Belgrade

$241 15.6% 6.8% $15

Monthly Utilities & Internet

Windhoek

$212 18.1%

Belgrade

$276 17.9% 30.3% $64

Eating Out

Windhoek

$158 13.5%

Belgrade

$231 15% 45.9% $73

Clothing & Footwear

Windhoek

$122 10.4%

Belgrade

$189 12.3% 54.5% $67

Getting Around

Windhoek

$56 4.8%

Belgrade

$8 * 0.5% 85.8% $48

Sport & Entertainment

Windhoek

$48 4.1%

Belgrade

$57 3.7% 18.6% $8.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $502 in Windhoek versus $829 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64 in Windhoek versus $58 in Belgrade. Groceries tell a different story – $225 in Windhoek vs $241 in Belgrade – so Windhoek wins on supermarket bills even if dining out costs more.

Good to know

🇳🇦 Windhoek

🇷🇸 Belgrade

🕒 Local time

04:15 4:15 AM

03:15 3:15 AM

1 h behind Windhoek

🌤 Weather

👥 Population

322,500 Capital

1,197,714 Capital

💱 Currency

Namibian Dollar NAD $

Serbian Dinar RSD din

📈 Exchange rate

100 NAD = 6.07 USD

100 NAD = 5.41 EUR

1,000 RSD = 9.61 USD

1,000 RSD = 8.56 EUR

Exchange rates and currency converter

RSD, USD, EUR to NAD – Namibian Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇦 Namibian Dollar ($)

Namibian Dollar exchange rates as of November 6, 2026: 1 USD = 16.48 NAD (100 NAD = 6.07 USD). 1 EUR = 18.5 NAD (100 NAD = 5.41 EUR).

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

USD to NAD in detail →

On the map

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Highest

Between locations

Windhoek Belgrade 7,500 km ≈ 10 h nonstop flight

From you

Windhoek
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windhoek vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,172 in Windhoek, $1,541 in Belgrade – Windhoek comes out roughly 24% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,758 per month in Windhoek and $2,312 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Windhoek, especially for central apartments: a one-bedroom in the center costs $502 there versus $829 in Belgrade.

A mid-range dinner for two costs $64 in Windhoek and $58 in Belgrade. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 7% more in Belgrade, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,172 in Windhoek and $1,541 in Belgrade. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Windhoek – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Windhoek. If higher salaries or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.