Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Nafpaktos

For one person, living is cheaper in Nafpaktos: $1,384 a month against $1,574 in Belgrade, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

Belgrade
🇷🇸 Serbia
$1,574
/mo nomad
Nafpaktos
🇬🇷 Greece
$1,384
/mo nomad
Monthly Cost of Living

How much you'll spend in Belgrade and in Nafpaktos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Nafpaktos actually costs, broken down by who's living it.

A single person spends $1,574 per month in Belgrade vs $1,384 in Nafpaktos, rent included.

  • Belgrade $1,574
  • Nafpaktos $1,384

A couple spends around $2,376 per month in Belgrade vs $2,097 in Nafpaktos, rent included.

  • Belgrade $2,376
  • Nafpaktos $2,097

A family of three spends $3,178 per month in Belgrade vs $2,809 in Nafpaktos, rent included.

  • Belgrade $3,178
  • Nafpaktos $2,809

Belgrade costs about 14% more than Nafpaktos, and outside of rent the biggest gap is in clothing.

Both Belgrade and Nafpaktos sit above the global median – Belgrade by 16%, Nafpaktos by 2%.

Currency
🍽 Eating Out
Belgrade
Nafpaktos
Difference
Meal at Budget Restaurant
$13.44 RSD 1,401
$11.32 €10.07
18.73%
Three-Course Dinner for Two, Mid-Range
$57.8 RSD 6,029
$66.1 €58.8
-12.43%
Fast Food Meal (McDonalds, etc)
$13.23 RSD 1,380
$8.91 €7.93
48.48%
Cappuccino
$3.10 RSD 323
$4.07 €3.62
-23.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 RSD 285
$2.57 €2.29
6.23%
Water (0.33 liter bottle)
$2.31 RSD 241
$0.58 €0.52
298.28%
Local Beer (0.5 liter draught)
$3.54 RSD 369
$4.70 €4.18
-24.68%
Imported Beer (0.33 liter bottle)
$4.13 RSD 430
$5.48 €4.88
-24.64%
🛒 Groceries & Markets
Belgrade
Nafpaktos
Difference
Milk (1 liter)
$1.45 RSD 151
$1.62 €1.44
-10.49%
White Bread (500g)
$1.18 RSD 123
$1.43 €1.27
-17.48%
Rice (white) (1kg)
$2.61 RSD 272
$2.31 €2.06
12.99%
Eggs
$2.78 RSD 289
$4.89 €4.35
-43.15%
Local Cheese (1kg)
$11.23 RSD 1,171
$11.20 €9.97
0.27%
Chicken Fillets (1kg)
$6.72 RSD 701
$9.48 €8.43
-29.11%
Beef Round Steak (1kg)
$15.22 RSD 1,586
$14.65 €13.03
3.89%
Apples (1kg)
$1.59 RSD 166
$2.13 €1.90
-25.35%
Banana (1kg)
$1.84 RSD 191
$1.89 €1.69
-2.65%
Oranges (1kg)
$1.83 RSD 191
$1.36 €1.21
34.56%
Tomato (1kg)
$3.10 RSD 324
$1.98 €1.76
56.57%
Potato (1kg)
$0.95 RSD 98.8
$1.15 €1.02
-17.39%
Onion (1kg)
$0.72 RSD 75.1
$1.12 €1.00
-35.71%
Lettuce (1 head)
$0.75 RSD 77.8
$0.92 €0.82
-18.48%
Water (1.5 liter bottle)
$0.69 RSD 72.4
$0.83 €0.74
-16.87%
Cigarettes 20 Pack (Marlboro, Camel)
$4.76 RSD 496
$5.15 €4.58
-7.57%
Wine (Bottle)
$8.43 RSD 878
$6.64 €5.90
26.96%
Local Beer (0.5 liter bottle)
$0.94 RSD 97.8
$1.72 €1.53
-45.35%
Imported Beer (0.33 liter bottle)
$1.53 RSD 159
$3.41 €3.04
-55.13%
🚌 Getting Around
Belgrade
Nafpaktos
Difference
One-way Ticket (Public Transport)
-
$1.39 €1.23
-
Public Transport Monthly Pass (Regular Price)
-
$45.12 €40.13
-
Taxi Start (Normal Tariff)
$2.99 RSD 312
$4.47 €3.98
-33.11%
Taxi (Normal Tariff) (1km)
$1.02 RSD 106
$0.99 €0.88
3.03%
Taxi 1hour Waiting (Normal Tariff)
$17.54 RSD 1,828
$14.15 €12.59
23.96%
Gasoline (1 liter)
$1.85 RSD 193
$2.20 €1.96
-15.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K RSD 3.2M
$27.8K €24.8K
9.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K RSD 2.5M
$24.7K €22.0K
-3.97%
🧾 Monthly Utilities & Internet
Belgrade
Nafpaktos
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 RSD 22.9K
$171 €152
27.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.82 RSD 2,588
$24.00 €21.34
3.42%
Internet (50+ Mbps, Unlimited Data)
$35.79 RSD 3,731
$30.04 €26.72
19.14%
🎉 Sport & Entertainment
Belgrade
Nafpaktos
Difference
Gym Membership (Monthly)
$41.37 RSD 4,313
$45.84 €40.77
-9.75%
Tennis Court (1 Hour on Weekend)
$22.96 RSD 2,394
$28.62 €25.45
-19.78%
Cinema Ticket
$8.32 RSD 867
$9.75 €8.68
-14.67%
🧸 Childcare & Education
Belgrade
Nafpaktos
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$423 RSD 44.1K
$477 €425
-11.39%
International Primary School, 1 Child (Yearly)
$11.4K RSD 1.2M
$4,614 €4,104
147.47%
👕👟 Clothing & Footwear
Belgrade
Nafpaktos
Difference
Jeans (Levis 501 Or Similar)
$111 RSD 11.6K
$69.8 €62.1
59.40%
Summer Dress (H&M, Zara, etc)
$47.48 RSD 4,950
$36.21 €32.21
31.12%
Sport Shoes (Adidas, Nike)
$116 RSD 12.1K
$75.5 €67.1
53.62%
Men's Leather Business Shoes
$158 RSD 16.4K
$106 €94.6
48.35%
🏠 Accommodation & Living
Belgrade
Nafpaktos
Difference
1-bedroom Apartment, City Center (Monthly)
$823 RSD 85.8K
$514 €457
60.09%
1-bedroom Apartment, Outside City Center (Monthly)
$560 RSD 58.3K
$421 €374
32.94%
3-bedroom Apartment, City Center (Monthly)
$1,485 RSD 154.8K
$832 €740
78.47%
3-bedroom Apartment, Outside City Center (Monthly)
$969 RSD 101.1K
$599 €533
61.85%
Buy Apartment in City Center (m2)
$5,489 RSD 572.2K
$2,689 €2,392
104.15%
Buy Apartment Outside City Center (m2)
$3,193 RSD 332.8K
$2,113 €1,879
51.10%
💵 Salaries & Financials
Belgrade
Nafpaktos
Difference
Average Monthly Net Salary (After Tax)
$1,214 RSD 126.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.61
4.36
5.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 19, 2026

Last update for Nafpaktos: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Belgrade
$560
Nafpaktos
$421 24.8% $139
Monthly Utilities & Internet
Belgrade
$280
Nafpaktos
$225 19.5% $55
Groceries & Markets
Belgrade
$243
Nafpaktos
$270 11.1% $27
Eating Out
Belgrade
$231
Nafpaktos
$213 7.5% $17
Clothing & Footwear
Belgrade
$195
Nafpaktos
$130 33.4% $65
Sport & Entertainment
Belgrade
$58
Nafpaktos
$65 12.6% $7.3
Getting Around
Belgrade
$8.1 *
Nafpaktos
$60 643% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $823 in Belgrade versus $514 in Nafpaktos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $58.0 in Belgrade versus $66.0 in Nafpaktos. Monthly groceries follow the same trend: $243 vs $270 – making Belgrade the more affordable choice for daily food spending.

Good to know
🇷🇸 Belgrade
🇬🇷 Nafpaktos
🕒 Local time
23:57 11:57 PM
00:57 12:57 AM
1 h ahead of Belgrade
🌤 Weather
👥 Population
1,197,714 Capital
12,950
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to RSD – Serbian Dinar Converter

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Belgrade Nafpaktos 720 km ≈ 1 h 30 min nonstop flight
From you
  • Belgrade
  • Nafpaktos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belgrade vs Nafpaktos: Cost of Living - Frequently Asked Questions
How do living costs in Belgrade and in Nafpaktos compare overall?
Monthly costs with rent: $1,574 in Belgrade, $1,384 in Nafpaktos – roughly 14% apart. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Belgrade compared to Nafpaktos?
For a comfortable life, plan on about $2,360 per month in Belgrade and $2,076 in Nafpaktos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Belgrade and Nafpaktos?
Rent is clearly cheaper in Nafpaktos, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $58.0 in Belgrade and $66.0 in Nafpaktos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 11% cheaper in Belgrade – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Nafpaktos, where all-in costs run around $1,384, than in Belgrade at $1,574. In Nafpaktos it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
Where should families live: Belgrade or Nafpaktos?
Families tend to lean toward Nafpaktos – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Belgrade or Nafpaktos safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Belgrade and Nafpaktos?
If budget matters most, go with Nafpaktos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.

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