Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Kajaani

For one person, living is cheaper in Belgrade: $1,554 a month against $1,794 in Kajaani, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Belgrade
Learn more

Belgrade Living Index
87

Cost of Living Index in Kajaani
Learn more

Kajaani Living Index

Jump to prices

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Kajaani

🇫🇮 Finland

$1,794

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Kajaani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Kajaani actually costs, broken down by who's living it.

A single person spends $1,554 per month in Belgrade vs $1,794 in Kajaani, rent included.

Belgrade $1,554
Kajaani $1,794

A couple spends around $2,337 per month in Belgrade vs $2,715 in Kajaani, rent included.

Belgrade $2,337
Kajaani $2,715

A family of three spends $3,121 per month in Belgrade vs $3,637 in Kajaani, rent included.

Belgrade $3,121
Kajaani $3,637

Belgrade is about 13% cheaper than Kajaani, and outside of rent the biggest gap is in groceries.

Both Belgrade and Kajaani sit above the global median – Belgrade by 15%, Kajaani by 33%.

Meal at Budget Restaurant

$13.15 RSD 1,371

$16.53 €14.70

-20.45%

Three-Course Dinner for Two, Mid-Range

$57.5 RSD 5,999

$64.9 €57.7

-11.27%

Fast Food Meal (McDonalds, etc)

$13.38 RSD 1,394

$10.47 €9.31

27.79%

Cappuccino

$3.10 RSD 323

$4.49 €3.99

-30.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$2.49 €2.21

13.25%

Water (0.33 liter bottle)

$2.22 RSD 231

$1.66 €1.48

33.73%

Local Beer (0.5 liter draught)

$3.47 RSD 362

$8.54 €7.60

-59.37%

Imported Beer (0.33 liter bottle)

$3.96 RSD 412

$7.28 €6.47

-45.60%

Milk (1 liter)

$1.38 RSD 144

$1.47 €1.31

-6.12%

White Bread (500g)

$1.13 RSD 118

$2.48 €2.21

-54.44%

Rice (white) (1kg)

$2.66 RSD 277

$2.17 €1.93

22.58%

Eggs

$2.78 RSD 290

$2.81 €2.50

-1.07%

Local Cheese (1kg)

$10.99 RSD 1,146

$8.00 €7.11

37.38%

Chicken Fillets (1kg)

$6.56 RSD 684

$11.91 €10.60

-44.92%

Beef Round Steak (1kg)

$15.07 RSD 1,571

$23.39 €20.81

-35.57%

Apples (1kg)

$1.66 RSD 173

$2.51 €2.23

-33.86%

Banana (1kg)

$1.79 RSD 186

$2.18 €1.93

-17.89%

Oranges (1kg)

$1.87 RSD 195

$2.43 €2.17

-23.05%

Tomato (1kg)

$3.03 RSD 315

$3.76 €3.35

-19.41%

Potato (1kg)

$0.92 RSD 96.3

$1.51 €1.34

-39.07%

Onion (1kg)

$0.71 RSD 73.8

$2.10 €1.87

-66.19%

Lettuce (1 head)

$0.74 RSD 77.6

$1.45 €1.29

-48.97%

Water (1.5 liter bottle)

$0.74 RSD 77.2

$1.76 €1.57

-57.95%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 RSD 481

$13.65 €12.14

-66.23%

Wine (Bottle)

$8.81 RSD 918

$13.21 €11.75

-33.31%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$3.07 €2.73

-71.01%

Imported Beer (0.33 liter bottle)

$1.45 RSD 151

$3.49 €3.11

-58.45%

One-way Ticket (Public Transport)

$3.41 €3.03

Public Transport Monthly Pass (Regular Price)

$64.2 €57.1

Taxi Start (Normal Tariff)

$3.02 RSD 315

$8.40 €7.47

-64.05%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$1.35 €1.20

-27.41%

Taxi 1hour Waiting (Normal Tariff)

$17.08 RSD 1,780

$65.8 €58.5

-74.05%

Gasoline (1 liter)

$1.91 RSD 199

$2.18 €1.94

-12.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$36.4K €32.3K

-14.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$36.2K €32.2K

-31.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 RSD 23.0K

$140 €125

57.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.41 RSD 2,544

$28.58 €25.42

-14.59%

Internet (50+ Mbps, Unlimited Data)

$35.64 RSD 3,715

$21.50 €19.13

65.77%

Gym Membership (Monthly)

$41.20 RSD 4,295

$43.95 €39.09

-6.26%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

$22.22 €19.76

1.71%

Cinema Ticket

$8.59 RSD 896

$18.74 €16.67

-54.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 RSD 44.2K

$326 €290

30.04%

International Primary School, 1 Child (Yearly)

$11.0K RSD 1.1M

$12.6K €11.2K

-12.87%

Jeans (Levis 501 Or Similar)

$111 RSD 11.5K

$89.5 €79.7

23.53%

Summer Dress (H&M, Zara, etc)

$47.28 RSD 4,929

$28.10 €24.99

68.26%

Sport Shoes (Adidas, Nike)

$113 RSD 11.8K

$55.8 €49.61

102.76%

Men's Leather Business Shoes

$157 RSD 16.3K

$129 €115

21.07%

1-bedroom Apartment, City Center (Monthly)

$805 RSD 83.9K

$765 €680

5.25%

1-bedroom Apartment, Outside City Center (Monthly)

$546 RSD 56.9K

$650 €578

-15.96%

3-bedroom Apartment, City Center (Monthly)

$1,452 RSD 151.4K

$1,239 €1,102

17.25%

3-bedroom Apartment, Outside City Center (Monthly)

$931 RSD 97.0K

$1,024 €911

-9.16%

Buy Apartment in City Center (m2)

$5,368 RSD 559.6K

$4,041 €3,595

32.84%

Buy Apartment Outside City Center (m2)

$3,155 RSD 328.9K

$2,104 €1,871

50.00%

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

$1,974 €1,756

-37.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

4.33

6.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 12, 2026

Last update for Kajaani: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$546 35.2%

Kajaani

$650 36.2% 19% $104

Monthly Utilities & Internet

Belgrade

$280 18.1%

Kajaani

$190 10.6% 32.2% $90

Groceries & Markets

Belgrade

$241 15.5%

Kajaani

$352 19.6% 46.2% $111

Eating Out

Belgrade

$228 14.7%

Kajaani

$291 16.2% 27.8% $63

Clothing & Footwear

Belgrade

$192 12.4%

Kajaani

$136 7.6% 29.2% $56

Sport & Entertainment

Belgrade

$58 3.8%

Kajaani

$81 4.5% 39.4% $23

Getting Around

Belgrade

$7.9 * 0.5%

Kajaani

$93 5.2% 1071% $85

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $805 in Belgrade versus $765 in Kajaani. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 60% higher in Kajaani, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $65.0 in Kajaani. Monthly groceries follow the same trend: $241 vs $352 – making Belgrade the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇫🇮 Kajaani

🕒 Local time

10:41 10:41 AM

11:41 11:41 AM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

36,492

💱 Currency

Serbian Dinar RSD din

Euro EUR €

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Kajaani 2,210 km ≈ 3 h 15 min nonstop flight

From you

Belgrade
Kajaani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Kajaani: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,554 in Belgrade, $1,794 in Kajaani – roughly 15% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,331 per month in Belgrade and $2,691 in Kajaani. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belgrade, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $65.0 in Kajaani. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 46% more in Kajaani, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Belgrade, where all-in costs run around $1,554, than in Kajaani at $1,794. In Belgrade it covers expenses comfortably, while in Kajaani it requires careful planning or may not stretch far enough.

Families tend to lean toward Belgrade – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belgrade. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kajaani makes more sense. Both are solid long-term options with distinct trade-offs.