Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Chernivtsi

For one person, living is cheaper in Chernivtsi: $722 a month against $1,554 in Belgrade, rent and utilities included – about $10,000 less a year. Rent and utilities account for about half of the difference.

76

Cost of Living Index in Belgrade
Learn more

Belgrade Living Index
35

Cost of Living Index in Chernivtsi
Learn more

Chernivtsi Living Index

Jump to prices

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Chernivtsi

🇺🇦 Ukraine

$722

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Chernivtsi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Chernivtsi actually costs, broken down by who's living it.

A single person spends $1,554 per month in Belgrade vs $722 in Chernivtsi, rent included.

Belgrade $1,554
Chernivtsi $722

A couple spends around $2,337 per month in Belgrade vs $1,106 in Chernivtsi, rent included.

Belgrade $2,337
Chernivtsi $1,106

A family of three spends $3,121 per month in Belgrade vs $1,491 in Chernivtsi, rent included.

Belgrade $3,121
Chernivtsi $1,491

Belgrade costs about 115% more than Chernivtsi, and outside of rent the biggest gap is in eating out.

Belgrade sits 15% above the global median, while Chernivtsi is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.15 RSD 1,371

$8.16 ₴366

61.15%

Three-Course Dinner for Two, Mid-Range

$57.5 RSD 5,999

$26.50 ₴1,190

117.13%

Fast Food Meal (McDonalds, etc)

$13.38 RSD 1,394

$6.39 ₴287

109.39%

Cappuccino

$3.10 RSD 323

$1.09 ₴48.81

184.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$1.08 ₴48.54

161.11%

Water (0.33 liter bottle)

$2.22 RSD 231

$0.58 ₴25.96

282.76%

Local Beer (0.5 liter draught)

$3.47 RSD 362

$1.09 ₴48.91

218.35%

Imported Beer (0.33 liter bottle)

$3.96 RSD 412

$1.30 ₴58.4

204.62%

Milk (1 liter)

$1.38 RSD 144

$0.94 ₴42.28

46.81%

White Bread (500g)

$1.13 RSD 118

$0.65 ₴29.01

73.85%

Rice (white) (1kg)

$2.66 RSD 277

$1.28 ₴57.4

107.81%

Eggs

$2.78 RSD 290

$1.53 ₴68.7

81.70%

Local Cheese (1kg)

$10.99 RSD 1,146

$8.66 ₴389

26.91%

Chicken Fillets (1kg)

$6.56 RSD 684

$4.10 ₴184

60.00%

Beef Round Steak (1kg)

$15.07 RSD 1,571

$6.51 ₴292

131.49%

Apples (1kg)

$1.66 RSD 173

$0.91 ₴41.01

82.42%

Banana (1kg)

$1.79 RSD 186

$1.46 ₴65.5

22.60%

Oranges (1kg)

$1.87 RSD 195

$1.68 ₴75.5

11.31%

Tomato (1kg)

$3.03 RSD 315

$1.78 ₴80.1

70.22%

Potato (1kg)

$0.92 RSD 96.3

$0.52 ₴23.17

76.92%

Onion (1kg)

$0.71 RSD 73.8

$0.56 ₴25.29

26.79%

Lettuce (1 head)

$0.74 RSD 77.6

$0.99 ₴44.56

-25.25%

Water (1.5 liter bottle)

$0.74 RSD 77.2

$0.40 ₴18.05

85.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 RSD 481

$2.72 ₴122

69.49%

Wine (Bottle)

$8.81 RSD 918

$4.10 ₴184

114.88%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$0.73 ₴32.74

21.92%

Imported Beer (0.33 liter bottle)

$1.45 RSD 151

$0.99 ₴44.60

46.46%

One-way Ticket (Public Transport)

$0.34 ₴15.46

Public Transport Monthly Pass (Regular Price)

$6.15 ₴276

Taxi Start (Normal Tariff)

$3.02 RSD 315

$1.14 ₴51.0

164.91%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$0.31 ₴14.08

216.13%

Taxi 1hour Waiting (Normal Tariff)

$17.08 RSD 1,780

$2.26 ₴101

655.75%

Gasoline (1 liter)

$1.91 RSD 199

$1.53 ₴68.5

24.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$27.1K ₴1.2M

14.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$24.7K ₴1.1M

-0.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 RSD 23.0K

$92.9 ₴4,170

137.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.41 RSD 2,544

$4.95 ₴222

393.13%

Internet (50+ Mbps, Unlimited Data)

$35.64 RSD 3,715

$4.74 ₴213

651.90%

Gym Membership (Monthly)

$41.20 RSD 4,295

$24.58 ₴1,103

67.62%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

$15.36 ₴690

47.14%

Cinema Ticket

$8.59 RSD 896

$4.33 ₴194

98.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 RSD 44.2K

$194 ₴8,710

118.37%

International Primary School, 1 Child (Yearly)

$11.0K RSD 1.1M

$4,146 ₴186.1K

164.68%

Jeans (Levis 501 Or Similar)

$111 RSD 11.5K

$40.20 ₴1,804

175.15%

Summer Dress (H&M, Zara, etc)

$47.28 RSD 4,929

$36.52 ₴1,639

29.46%

Sport Shoes (Adidas, Nike)

$113 RSD 11.8K

$67.3 ₴3,020

68.07%

Men's Leather Business Shoes

$157 RSD 16.3K

$61.0 ₴2,736

156.95%

1-bedroom Apartment, City Center (Monthly)

$805 RSD 83.9K

$307 ₴13.8K

161.91%

1-bedroom Apartment, Outside City Center (Monthly)

$546 RSD 56.9K

$224 ₴10.0K

144.12%

3-bedroom Apartment, City Center (Monthly)

$1,452 RSD 151.4K

$500 ₴22.4K

190.55%

3-bedroom Apartment, Outside City Center (Monthly)

$931 RSD 97.0K

$370 ₴16.6K

151.58%

Buy Apartment in City Center (m2)

$5,368 RSD 559.6K

$1,239 ₴55.6K

333.13%

Buy Apartment Outside City Center (m2)

$3,155 RSD 328.9K

$950 ₴42.6K

232.15%

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

$510 ₴22.9K

142.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

-74.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 12, 2026

Last update for Chernivtsi: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$546 35.2%

Chernivtsi

$224 31% 59% $322

Monthly Utilities & Internet

Belgrade

$280 18.1%

Chernivtsi

$103 14.2% 63.4% $178

Groceries & Markets

Belgrade

$241 15.5%

Chernivtsi

$147 20.4% 38.7% $93

Eating Out

Belgrade

$228 14.7%

Chernivtsi

$112 15.6% 50.8% $116

Clothing & Footwear

Belgrade

$192 12.4%

Chernivtsi

$92 12.8% 52.1% $100

Sport & Entertainment

Belgrade

$58 3.8%

Chernivtsi

$33 4.6% 43.1% $25

Getting Around

Belgrade

$7.9 * 0.5%

Chernivtsi

$10 1.4% 29% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $805 in Belgrade versus $307 in Chernivtsi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 142% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $27.00 in Chernivtsi. Monthly groceries follow the same trend: $241 vs $147 – making Chernivtsi the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇺🇦 Chernivtsi

🕒 Local time

17:39 5:39 PM

18:39 6:39 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

266,550

💱 Currency

Serbian Dinar RSD din

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.47 UAH (100 UAH = 1.98 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Chernivtsi 570 km ≈ 1 h 15 min nonstop flight

From you

Belgrade
Chernivtsi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Chernivtsi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,554 in Belgrade, $722 in Chernivtsi – roughly 115% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,331 per month in Belgrade and $1,082 in Chernivtsi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernivtsi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $27.00 in Chernivtsi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 63% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chernivtsi, where all-in costs run around $722, than in Belgrade at $1,554. In Chernivtsi it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Chernivtsi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernivtsi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.