Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Chernihiv

For one person, living is cheaper in Chernihiv: $628 a month against $1,554 in Belgrade, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
Learn more

Belgrade Living Index
31

Cost of Living Index in Chernihiv
Learn more

Chernihiv Living Index

Jump to prices

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Chernihiv

🇺🇦 Ukraine

$628

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Chernihiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Chernihiv actually costs, broken down by who's living it.

A single person spends $1,554 per month in Belgrade vs $628 in Chernihiv, rent included.

Belgrade $1,554
Chernihiv $628

A couple spends around $2,337 per month in Belgrade vs $951 in Chernihiv, rent included.

Belgrade $2,337
Chernihiv $951

A family of three spends $3,121 per month in Belgrade vs $1,274 in Chernihiv, rent included.

Belgrade $3,121
Chernihiv $1,274

Belgrade costs about 147% more than Chernihiv, and outside of rent the biggest gap is in eating out.

Belgrade sits 15% above the global median, while Chernihiv is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.15 RSD 1,371

$7.78 ₴349

69.02%

Three-Course Dinner for Two, Mid-Range

$57.5 RSD 5,999

$21.22 ₴953

171.16%

Fast Food Meal (McDonalds, etc)

$13.38 RSD 1,394

$4.78 ₴215

179.92%

Cappuccino

$3.10 RSD 323

$1.09 ₴48.90

184.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$0.50 ₴22.30

464.00%

Water (0.33 liter bottle)

$2.22 RSD 231

$0.31 ₴14.07

616.13%

Local Beer (0.5 liter draught)

$3.47 RSD 362

$0.75 ₴33.44

362.67%

Imported Beer (0.33 liter bottle)

$3.96 RSD 412

$1.35 ₴60.7

193.33%

Milk (1 liter)

$1.38 RSD 144

$1.13 ₴50.6

22.12%

White Bread (500g)

$1.13 RSD 118

$0.66 ₴29.47

71.21%

Rice (white) (1kg)

$2.66 RSD 277

$1.46 ₴65.7

82.19%

Eggs

$2.78 RSD 290

$1.58 ₴70.7

75.95%

Local Cheese (1kg)

$10.99 RSD 1,146

$4.88 ₴219

125.20%

Chicken Fillets (1kg)

$6.56 RSD 684

$4.13 ₴185

58.84%

Beef Round Steak (1kg)

$15.07 RSD 1,571

$7.41 ₴333

103.37%

Apples (1kg)

$1.66 RSD 173

$0.89 ₴40.04

86.52%

Banana (1kg)

$1.79 RSD 186

$1.24 ₴55.8

44.35%

Oranges (1kg)

$1.87 RSD 195

$1.30 ₴58.5

43.85%

Tomato (1kg)

$3.03 RSD 315

$1.56 ₴70.0

94.23%

Potato (1kg)

$0.92 RSD 96.3

$0.87 ₴39.07

5.75%

Onion (1kg)

$0.71 RSD 73.8

$0.69 ₴30.77

2.90%

Lettuce (1 head)

$0.74 RSD 77.6

$0.90 ₴40.57

-17.78%

Water (1.5 liter bottle)

$0.74 RSD 77.2

$0.59 ₴26.66

25.42%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 RSD 481

$2.61 ₴117

76.63%

Wine (Bottle)

$8.81 RSD 918

$4.05 ₴182

117.53%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$0.84 ₴37.61

5.95%

Imported Beer (0.33 liter bottle)

$1.45 RSD 151

$1.26 ₴56.6

15.08%

One-way Ticket (Public Transport)

$0.40 ₴18.13

Public Transport Monthly Pass (Regular Price)

$14.48 ₴650

Taxi Start (Normal Tariff)

$3.02 RSD 315

$1.24 ₴55.7

143.55%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$0.17 ₴7.72

476.47%

Taxi 1hour Waiting (Normal Tariff)

$17.08 RSD 1,780

$5.24 ₴235

225.95%

Gasoline (1 liter)

$1.91 RSD 199

$1.41 ₴63.2

35.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$25.7K ₴1.2M

20.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$25.7K ₴1.2M

-4.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 RSD 23.0K

$60.4 ₴2,710

265.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.41 RSD 2,544

$5.92 ₴266

312.33%

Internet (50+ Mbps, Unlimited Data)

$35.64 RSD 3,715

$4.29 ₴192

730.77%

Gym Membership (Monthly)

$41.20 RSD 4,295

$26.17 ₴1,175

57.43%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

$6.63 ₴297

240.87%

Cinema Ticket

$8.59 RSD 896

$4.18 ₴188

105.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 RSD 44.2K

$226 ₴10.2K

87.29%

International Primary School, 1 Child (Yearly)

$11.0K RSD 1.1M

Jeans (Levis 501 Or Similar)

$111 RSD 11.5K

$42.11 ₴1,890

162.67%

Summer Dress (H&M, Zara, etc)

$47.28 RSD 4,929

$27.38 ₴1,229

72.68%

Sport Shoes (Adidas, Nike)

$113 RSD 11.8K

$69.3 ₴3,109

63.27%

Men's Leather Business Shoes

$157 RSD 16.3K

$79.2 ₴3,555

97.74%

1-bedroom Apartment, City Center (Monthly)

$805 RSD 83.9K

$224 ₴10.0K

260.03%

1-bedroom Apartment, Outside City Center (Monthly)

$546 RSD 56.9K

$166 ₴7,438

229.59%

3-bedroom Apartment, City Center (Monthly)

$1,452 RSD 151.4K

$301 ₴13.5K

382.82%

3-bedroom Apartment, Outside City Center (Monthly)

$931 RSD 97.0K

$224 ₴10.0K

315.85%

Buy Apartment in City Center (m2)

$5,368 RSD 559.6K

$889 ₴39.9K

503.72%

Buy Apartment Outside City Center (m2)

$3,155 RSD 328.9K

$637 ₴28.6K

395.55%

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

$417 ₴18.7K

196.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

15.25

-69.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 12, 2026

Last update for Chernihiv: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$546 35.2%

Chernihiv

$166 26.4% 69.7% $380

Monthly Utilities & Internet

Belgrade

$280 18.1%

Chernihiv

$71 11.2% 74.8% $210

Groceries & Markets

Belgrade

$241 15.5%

Chernihiv

$142 22.6% 41% $99

Eating Out

Belgrade

$228 14.7%

Chernihiv

$99 15.8% 56.4% $129

Clothing & Footwear

Belgrade

$192 12.4%

Chernihiv

$98 15.6% 49% $94

Sport & Entertainment

Belgrade

$58 3.8%

Chernihiv

$35 5.5% 40.8% $24

Getting Around

Belgrade

$7.9 * 0.5%

Chernihiv

$18 2.9% 129% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $805 in Belgrade versus $224 in Chernihiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 196% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $21.00 in Chernihiv. Monthly groceries follow the same trend: $241 vs $142 – making Chernihiv the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇺🇦 Chernihiv

🕒 Local time

17:36 5:36 PM

18:36 6:36 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

293,969

💱 Currency

Serbian Dinar RSD din

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.47 UAH (100 UAH = 1.98 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Chernihiv 1,090 km ≈ 1 h 45 min nonstop flight

From you

Belgrade
Chernihiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Chernihiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,554 in Belgrade, $628 in Chernihiv – roughly 147% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,331 per month in Belgrade and $943 in Chernihiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $21.00 in Chernihiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 69% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Chernihiv, where all-in costs run around $628, than in Belgrade at $1,554. In Chernihiv it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Chernihiv – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.