Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Bila Tserkva

For one person, living is cheaper in Bila Tserkva: $678 a month against $1,554 in Belgrade, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
33

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index

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Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Bila Tserkva

🇺🇦 Ukraine

$678

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Bila Tserkva actually costs, broken down by who's living it.

A single person spends $1,554 per month in Belgrade vs $678 in Bila Tserkva, rent included.

Belgrade $1,554
Bila Tserkva $678

A couple spends around $2,337 per month in Belgrade vs $1,059 in Bila Tserkva, rent included.

Belgrade $2,337
Bila Tserkva $1,059

A family of three spends $3,121 per month in Belgrade vs $1,439 in Bila Tserkva, rent included.

Belgrade $3,121
Bila Tserkva $1,439

Belgrade costs about 129% more than Bila Tserkva, and outside of rent the biggest gap is in eating out.

Belgrade sits 15% above the global median, while Bila Tserkva is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.15 RSD 1,371

$8.72 ₴391

50.80%

Three-Course Dinner for Two, Mid-Range

$57.5 RSD 5,999

$25.99 ₴1,166

121.39%

Fast Food Meal (McDonalds, etc)

$13.38 RSD 1,394

$5.47 ₴245

144.61%

Cappuccino

$3.10 RSD 323

$1.43 ₴64.0

116.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$0.58 ₴26.09

386.21%

Water (0.33 liter bottle)

$2.22 RSD 231

$0.34 ₴15.32

552.94%

Local Beer (0.5 liter draught)

$3.47 RSD 362

$0.92 ₴41.21

277.17%

Imported Beer (0.33 liter bottle)

$3.96 RSD 412

$1.56 ₴70.2

153.85%

Milk (1 liter)

$1.38 RSD 144

$1.19 ₴53.3

15.97%

White Bread (500g)

$1.13 RSD 118

$0.84 ₴37.66

34.52%

Rice (white) (1kg)

$2.66 RSD 277

$1.36 ₴61.2

95.59%

Eggs

$2.78 RSD 290

$1.71 ₴76.8

62.57%

Local Cheese (1kg)

$10.99 RSD 1,146

$11.63 ₴522

-5.50%

Chicken Fillets (1kg)

$6.56 RSD 684

$4.02 ₴180

63.18%

Beef Round Steak (1kg)

$15.07 RSD 1,571

$6.24 ₴280

141.51%

Apples (1kg)

$1.66 RSD 173

$1.13 ₴50.9

46.90%

Banana (1kg)

$1.79 RSD 186

$1.40 ₴63.0

27.86%

Oranges (1kg)

$1.87 RSD 195

$1.19 ₴53.6

57.14%

Tomato (1kg)

$3.03 RSD 315

$2.47 ₴111

22.67%

Potato (1kg)

$0.92 RSD 96.3

$0.95 ₴42.75

-3.16%

Onion (1kg)

$0.71 RSD 73.8

$0.46 ₴20.47

54.35%

Lettuce (1 head)

$0.74 RSD 77.6

$1.71 ₴76.6

-56.73%

Water (1.5 liter bottle)

$0.74 RSD 77.2

$0.48 ₴21.53

54.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 RSD 481

$3.51 ₴157

31.34%

Wine (Bottle)

$8.81 RSD 918

$3.37 ₴151

161.42%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$0.64 ₴28.87

39.06%

Imported Beer (0.33 liter bottle)

$1.45 RSD 151

$1.43 ₴64.1

1.40%

One-way Ticket (Public Transport)

$0.32 ₴14.24

Taxi Start (Normal Tariff)

$3.02 RSD 315

$1.82 ₴81.8

65.93%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$0.56 ₴25.27

75.00%

Taxi 1hour Waiting (Normal Tariff)

$17.08 RSD 1,780

$5.27 ₴236

224.10%

Gasoline (1 liter)

$1.91 RSD 199

$1.66 ₴74.7

15.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$29.2K ₴1.3M

6.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$23.0K ₴1.0M

7.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 RSD 23.0K

$84.9 ₴3,812

159.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.41 RSD 2,544

$6.04 ₴271

304.14%

Internet (50+ Mbps, Unlimited Data)

$35.64 RSD 3,715

$4.46 ₴200

699.10%

Gym Membership (Monthly)

$41.20 RSD 4,295

$33.56 ₴1,506

22.77%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

Cinema Ticket

$8.59 RSD 896

$4.61 ₴207

86.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 RSD 44.2K

$225 ₴10.1K

88.71%

International Primary School, 1 Child (Yearly)

$11.0K RSD 1.1M

Jeans (Levis 501 Or Similar)

$111 RSD 11.5K

$40.79 ₴1,831

171.17%

Summer Dress (H&M, Zara, etc)

$47.28 RSD 4,929

$27.57 ₴1,237

71.49%

Sport Shoes (Adidas, Nike)

$113 RSD 11.8K

$70.4 ₴3,158

60.74%

Men's Leather Business Shoes

$157 RSD 16.3K

$77.3 ₴3,468

102.71%

1-bedroom Apartment, City Center (Monthly)

$805 RSD 83.9K

$200 ₴8,958

303.42%

1-bedroom Apartment, Outside City Center (Monthly)

$546 RSD 56.9K

$156 ₴6,981

251.14%

3-bedroom Apartment, City Center (Monthly)

$1,452 RSD 151.4K

$339 ₴15.2K

328.16%

3-bedroom Apartment, Outside City Center (Monthly)

$931 RSD 97.0K

$268 ₴12.0K

247.43%

Buy Apartment in City Center (m2)

$5,368 RSD 559.6K

Buy Apartment Outside City Center (m2)

$3,155 RSD 328.9K

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

$474 ₴21.3K

160.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

15.25

-69.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 12, 2026

Last update for Bila Tserkva: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$546 35.2%

Bila Tserkva

$156 22.9% 71.5% $391

Monthly Utilities & Internet

Belgrade

$280 18.1%

Bila Tserkva

$95 14.1% 66% $185

Groceries & Markets

Belgrade

$241 15.5%

Bila Tserkva

$167 24.6% 30.7% $74

Eating Out

Belgrade

$228 14.7%

Bila Tserkva

$115 16.9% 49.7% $113

Clothing & Footwear

Belgrade

$192 12.4%

Bila Tserkva

$97 14.3% 49.5% $95

Sport & Entertainment

Belgrade

$58 3.8%

Bila Tserkva

$43 6.3% 26.7% $16

Getting Around

Belgrade

$7.9 * 0.5%

Bila Tserkva

$5.9 * 0.9% 25.6% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $805 in Belgrade versus $200 in Bila Tserkva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 161% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $26.00 in Bila Tserkva. Monthly groceries follow the same trend: $241 vs $167 – making Bila Tserkva the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇺🇦 Bila Tserkva

🕒 Local time

22:48 10:48 PM

23:48 11:48 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

209,815

💱 Currency

Serbian Dinar RSD din

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Bila Tserkva 910 km ≈ 1 h 45 min nonstop flight

From you

Belgrade
Bila Tserkva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,554 in Belgrade, $678 in Bila Tserkva – roughly 129% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,331 per month in Belgrade and $1,017 in Bila Tserkva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bila Tserkva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $26.00 in Bila Tserkva. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 44% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Bila Tserkva, where all-in costs run around $678, than in Belgrade at $1,554. In Bila Tserkva it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Bila Tserkva – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bila Tserkva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.