Last update: Oct 2026

Cost of Living Comparison Between Belgium and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,224 in Belgium, rent and utilities included – about $10,500 less a year. Other living expenses account for most of the difference.

106

Cost of Living Index in Belgium
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Belgium Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇧🇪 Belgium

$2,224

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Belgium is 112.2% more expensive than Ubud, Bali without rent, and 65% more expensive with rent.

😐 Family of 3: Belgium is 95.1% more expensive than Ubud, Bali without rent, and 31.3% more expensive with rent.

Meal at Budget Restaurant

$22.21 €19.82

$3.33 Rp 59.6K

566.97%

Three-Course Dinner for Two, Mid-Range

$89.8 €80.2

$35.42 Rp 633.1K

153.59%

Fast Food Meal (McDonalds, etc)

$13.29 €11.86

$5.76 Rp 102.9K

130.73%

Cappuccino

$4.13 €3.69

$2.63 Rp 47.0K

57.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.44 €3.07

$1.74 Rp 31.0K

97.70%

Water (0.33 liter bottle)

$2.87 €2.56

$0.77 Rp 13.8K

272.73%

Local Beer (0.5 liter draught)

$5.70 €5.08

$2.71 Rp 48.4K

110.33%

Imported Beer (0.33 liter bottle)

$5.36 €4.78

$4.52 Rp 80.8K

18.58%

Milk (1 liter)

$1.26 €1.13

$1.53 Rp 27.4K

-17.65%

White Bread (500g)

$2.51 €2.24

$2.20 Rp 39.2K

14.09%

Rice (white) (1kg)

$2.41 €2.15

$1.22 Rp 21.8K

97.54%

Eggs

$4.06 €3.62

$2.14 Rp 38.2K

89.72%

Local Cheese (1kg)

$15.86 €14.15

$17.73 Rp 316.9K

-10.55%

Chicken Fillets (1kg)

$12.18 €10.87

$3.86 Rp 68.9K

215.54%

Beef Round Steak (1kg)

$20.71 €18.48

$12.03 Rp 215.0K

72.15%

Apples (1kg)

$2.72 €2.43

$3.61 Rp 64.5K

-24.65%

Banana (1kg)

$2.35 €2.10

$1.51 Rp 27.1K

55.63%

Oranges (1kg)

$2.64 €2.36

$2.32 Rp 41.4K

13.79%

Tomato (1kg)

$3.26 €2.91

$2.00 Rp 35.8K

63.00%

Potato (1kg)

$2.24 €2.00

$1.81 Rp 32.4K

23.76%

Onion (1kg)

$1.81 €1.62

$2.39 Rp 42.7K

-24.27%

Lettuce (1 head)

$1.54 €1.38

$0.99 Rp 17.8K

55.56%

Water (1.5 liter bottle)

$1.11 €0.99

$0.52 Rp 9,373

113.46%

Cigarettes 20 Pack (Marlboro, Camel)

$13.01 €11.61

$2.18 Rp 39.0K

496.79%

Wine (Bottle)

$8.81 €7.86

$22.98 Rp 410.7K

-61.66%

Local Beer (0.5 liter bottle)

$1.88 €1.68

$2.40 Rp 42.8K

-21.67%

Imported Beer (0.33 liter bottle)

$2.39 €2.13

$3.00 Rp 53.6K

-20.33%

One-way Ticket (Public Transport)

$3.21 €2.86

$0.24 Rp 4,255

1237.50%

Public Transport Monthly Pass (Regular Price)

$55.5 €49.52

$6.99 Rp 125.0K

693.99%

Taxi Start (Normal Tariff)

$5.51 €4.92

$0.44 Rp 7,876

1152.27%

Taxi (Normal Tariff) (1km)

$2.73 €2.44

$0.42 Rp 7,582

550.00%

Taxi 1hour Waiting (Normal Tariff)

$45.73 €40.81

$5.45 Rp 97.4K

739.08%

Gasoline (1 liter)

$2.03 €1.81

$0.84 Rp 15.1K

141.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.9K

$24.3K Rp 434.8M

46.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K €29.9K

$31.9K Rp 570.0M

5.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 €211

$80.8 Rp 1.4M

192.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.53 €20.11

$6.58 Rp 117.6K

242.40%

Internet (50+ Mbps, Unlimited Data)

$53.8 €48.02

$18.24 Rp 326.1K

195.01%

Gym Membership (Monthly)

$35.38 €31.57

$55.1 Rp 985.4K

-35.82%

Tennis Court (1 Hour on Weekend)

$20.79 €18.56

$18.51 Rp 330.9K

12.32%

Cinema Ticket

$14.96 €13.35

$4.24 Rp 75.9K

252.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,034 €923

$486 Rp 8.7M

112.88%

International Primary School, 1 Child (Yearly)

$29.3K €26.2K

$5,676 Rp 101.5M

416.54%

Jeans (Levis 501 Or Similar)

$106 €94.2

$45.18 Rp 807.6K

133.53%

Summer Dress (H&M, Zara, etc)

$47.51 €42.40

$34.57 Rp 617.9K

37.43%

Sport Shoes (Adidas, Nike)

$109 €97.3

$79.2 Rp 1.4M

37.69%

Men's Leather Business Shoes

$145 €129

$77.6 Rp 1.4M

86.64%

1-bedroom Apartment, City Center (Monthly)

$973 €868

$1,127 Rp 20.1M

-13.68%

1-bedroom Apartment, Outside City Center (Monthly)

$850 €759

$674 Rp 12.1M

26.12%

3-bedroom Apartment, City Center (Monthly)

$1,506 €1,344

$3,618 Rp 64.7M

-58.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,263 €1,127

$1,735 Rp 31.0M

-27.20%

Buy Apartment in City Center (m2)

$4,520 €4,033

$2,829 Rp 50.6M

59.76%

Buy Apartment Outside City Center (m2)

$3,184 €2,841

$2,307 Rp 41.2M

38.04%

Average Monthly Net Salary (After Tax)

$3,036 €2,709

$166 Rp 3.0M

1732.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.64

13.78

-73.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgium: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgium

$850 39%

Ubud, Bali

$674 49.6% 20.7% $176

Groceries & Markets

Belgium

$350 16.1%

Ubud, Bali

$290 21.4% 17.2% $60

Eating Out

Belgium

$332 15.2%

Ubud, Bali

$108 8% 67.4% $223

Monthly Utilities & Internet

Belgium

$313 14.4%

Ubud, Bali

$106 7.8% 66.2% $207

Clothing & Footwear

Belgium

$183 8.4%

Ubud, Bali

$106 7.8% 41.9% $77

Getting Around

Belgium

$87 4%

Ubud, Bali

$11 0.8% 88% $77

Sport & Entertainment

Belgium

$65 3%

Ubud, Bali

$64 4.7% 2.6% $1.7

Good to know

🇧🇪 Belgium

🇮🇩 Ubud, Bali

🕒 Local time

16:16 4:16 PM

22:16 10:16 PM

6 h ahead of Belgium

🌤 Weather

👥 Population

11,584,008

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to EUR in detail →

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