Last update: Nov 2026

Cost of Living Comparison Between Belgaum and Bali

For one person, living is cheaper in Belgaum: $332 a month against $1,187 in Bali, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

Belgaum, India
Bali, Indonesia
Belgaum
🇮🇳 India
$332
/mo nomad
Bali
🇮🇩 Indonesia
$1,187
/mo nomad
Monthly Cost of Living

How much you'll spend in Belgaum and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgaum and in Bali actually costs, broken down by who's living it.

A single person spends $332 per month in Belgaum vs $1,187 in Bali, rent included.

  • Belgaum $332
  • Bali $1,187

A couple spends around $558 per month in Belgaum vs $2,004 in Bali, rent included.

  • Belgaum $558
  • Bali $2,004

A family of three spends $784 per month in Belgaum vs $2,822 in Bali, rent included.

  • Belgaum $784
  • Bali $2,822

Belgaum is about 72% cheaper than Bali, and outside of rent the biggest gap is in groceries.

Both Belgaum and Bali are more affordable than the global median – Belgaum 75% lower, Bali 12% lower.

Currency
🍽 Eating Out
Belgaum
Bali
Difference
Meal at Budget Restaurant
$1.89 ₹177
$2.80 Rp 50.5K
-32.50%
Three-Course Dinner for Two, Mid-Range
$10.75 ₹1,009
$28.85 Rp 519.4K
-62.74%
Fast Food Meal (McDonalds, etc)
$2.61 ₹245
$4.76 Rp 85.8K
-45.17%
Cappuccino
$1.61 ₹151
$2.23 Rp 40.2K
-27.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 ₹33.94
$1.30 Rp 23.3K
-72.31%
Water (0.33 liter bottle)
$0.11 ₹10.45
$0.56 Rp 10.2K
-80.36%
Local Beer (0.5 liter draught)
$0.93 ₹87.6
$2.23 Rp 40.2K
-58.30%
Imported Beer (0.33 liter bottle)
$2.26 ₹212
$3.55 Rp 63.9K
-36.34%
🛒 Groceries & Markets
Belgaum
Bali
Difference
Milk (1 liter)
$0.71 ₹66.5
$1.41 Rp 25.3K
-49.65%
White Bread (500g)
$0.51 ₹48.06
$2.18 Rp 39.3K
-76.61%
Rice (white) (1kg)
$0.62 ₹58.7
$1.05 Rp 18.8K
-40.95%
Eggs
$0.77 ₹72.6
$1.92 Rp 34.6K
-59.90%
Local Cheese (1kg)
$4.88 ₹458
$14.84 Rp 267.2K
-67.12%
Chicken Fillets (1kg)
$3.01 ₹282
$3.86 Rp 69.5K
-22.02%
Beef Round Steak (1kg)
-
$10.69 Rp 192.4K
-
Apples (1kg)
$1.60 ₹150
$3.34 Rp 60.1K
-52.10%
Banana (1kg)
$0.64 ₹60.2
$1.46 Rp 26.3K
-56.16%
Oranges (1kg)
$1.52 ₹142
$2.22 Rp 40.0K
-31.53%
Tomato (1kg)
$0.31 ₹29.53
$1.80 Rp 32.5K
-82.78%
Potato (1kg)
$0.38 ₹35.84
$1.72 Rp 30.9K
-77.91%
Onion (1kg)
$0.40 ₹37.33
$2.23 Rp 40.1K
-82.06%
Lettuce (1 head)
$0.25 ₹23.29
$0.92 Rp 16.5K
-72.83%
Water (1.5 liter bottle)
$0.31 ₹29.57
$0.46 Rp 8,288
-32.61%
Cigarettes 20 Pack (Marlboro, Camel)
$3.80 ₹357
$2.06 Rp 37.0K
84.47%
Wine (Bottle)
$5.44 ₹511
$20.38 Rp 366.9K
-73.31%
Local Beer (0.5 liter bottle)
$1.40 ₹131
$2.16 Rp 39.0K
-35.19%
Imported Beer (0.33 liter bottle)
$2.13 ₹200
$2.85 Rp 51.3K
-25.26%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$2.62 ₹246
-
-
🚌 Getting Around
Belgaum
Bali
Difference
One-way Ticket (Public Transport)
$0.20 ₹18.76
$0.25 Rp 4,519
-20.00%
Public Transport Monthly Pass (Regular Price)
$14.87 ₹1,396
$8.68 Rp 156.3K
71.31%
Taxi Start (Normal Tariff)
$1.08 ₹101
$0.44 Rp 7,936
145.45%
Taxi (Normal Tariff) (1km)
$0.51 ₹48.07
$0.43 Rp 7,747
18.60%
Taxi 1hour Waiting (Normal Tariff)
$0.87 ₹81.3
$5.38 Rp 96.9K
-83.83%
Gasoline (1 liter)
$1.10 ₹103
$0.85 Rp 15.3K
29.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$10.9K ₹1.0M
$23.7K Rp 427.4M
-54.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.4K ₹1.7M
$32.9K Rp 591.4M
-43.98%
🧾 Monthly Utilities & Internet
Belgaum
Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$29.82 ₹2,800
$76.7 Rp 1.4M
-61.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.14 ₹295
$6.33 Rp 113.9K
-50.39%
Internet (50+ Mbps, Unlimited Data)
$5.66 ₹531
$18.93 Rp 340.8K
-70.10%
🎉 Sport & Entertainment
Belgaum
Bali
Difference
Gym Membership (Monthly)
$4.64 ₹436
$41.65 Rp 749.9K
-88.86%
Tennis Court (1 Hour on Weekend)
$6.55 ₹615
$14.78 Rp 266.0K
-55.68%
Cinema Ticket
$2.08 ₹196
$3.58 Rp 64.4K
-41.90%
🧸 Childcare & Education
Belgaum
Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$20.95 ₹1,967
$437 Rp 7.9M
-95.20%
International Primary School, 1 Child (Yearly)
$858 ₹80.5K
$11.0K Rp 198.7M
-92.23%
👕👟 Clothing & Footwear
Belgaum
Bali
Difference
Jeans (Levis 501 Or Similar)
$13.53 ₹1,271
$43.09 Rp 775.7K
-68.60%
Summer Dress (H&M, Zara, etc)
$35.81 ₹3,362
$33.51 Rp 603.2K
6.86%
Sport Shoes (Adidas, Nike)
$43.50 ₹4,085
$75.0 Rp 1.4M
-42.02%
Men's Leather Business Shoes
$23.60 ₹2,216
$73.9 Rp 1.3M
-68.04%
🏠 Accommodation & Living
Belgaum
Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$122 ₹11.4K
$957 Rp 17.2M
-87.28%
1-bedroom Apartment, Outside City Center (Monthly)
$64.0 ₹6,006
$570 Rp 10.3M
-88.78%
3-bedroom Apartment, City Center (Monthly)
$262 ₹24.6K
$3,028 Rp 54.5M
-91.34%
3-bedroom Apartment, Outside City Center (Monthly)
$194 ₹18.2K
$1,446 Rp 26.0M
-86.58%
Buy Apartment in City Center (m2)
$594 ₹55.8K
$2,096 Rp 37.7M
-71.65%
Buy Apartment Outside City Center (m2)
$404 ₹37.9K
$1,885 Rp 33.9M
-78.58%
💵 Salaries & Financials
Belgaum
Bali
Difference
Average Monthly Net Salary (After Tax)
$306 ₹28.7K
$215 Rp 3.9M
42.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.75
13.78
-21.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: November 3, 2026

Last update for Bali: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Belgaum
$96
Bali
$263 175% $167
Accommodation & Living
Belgaum
$64
Bali
$570 791% $506
Eating Out
Belgaum
$53
Bali
$89 67.3% $36
Clothing & Footwear
Belgaum
$52
Bali
$101 93.6% $49
Monthly Utilities & Internet
Belgaum
$39
Bali
$102 164% $63
Getting Around
Belgaum
$19
Bali
$12 36.4% $7
Sport & Entertainment
Belgaum
$8.8
Bali
$49 455% $40

Cost Breakdown

A central one-bedroom costs $122 in Belgaum versus $957 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Belgaum, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11 in Belgaum versus $29 in Bali. Monthly groceries follow the same trend: $96 vs $263 – making Belgaum the more affordable choice for daily food spending.

Good to know
🇮🇳 Belgaum
🇮🇩 Bali
🕒 Local time
07:20 7:20 AM
09:50 9:50 AM
2 h 30 min ahead of Belgaum
🌤 Weather
👥 Population
600,000
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of November 7, 2026: 1 USD = 93.89 INR (100 INR = 1.07 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,003 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,120 IDR (100,000 IDR = 4.97 EUR).

On the map
Between locations
  • Belgaum Bali 5,240 km ≈ 7 h nonstop flight
From you
  • Belgaum
  • Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belgaum vs Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Belgaum or Bali?
Bali costs about 257% more than Belgaum, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Belgaum and in Bali?
For a comfortable life, plan on about $498 per month in Belgaum and $1,780 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Belgaum or Bali?
Rent is clearly cheaper in Belgaum, especially for central apartments: a one-bedroom in the center costs $122 there versus $957 in Bali.
How do dining costs compare in Belgaum and in Bali?
A mid-range dinner for two costs $11 in Belgaum and $29 in Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Belgaum compared to Bali?
Monthly expenses with rent come to $332 in Belgaum and $1,187 in Bali. That makes Belgaum about 72% cheaper.
Which city is better for families?
Families tend to lean toward Belgaum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Belgaum compared to Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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