Last update: Oct 2026

Cost of Living Comparison Between Bali and Belgaum

For one person, living is cheaper in Belgaum: $332 a month against $1,187 in Bali, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
16

Cost of Living Index in Belgaum
Learn more

Belgaum Living Index

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Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Belgaum

🇮🇳 India

$332

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Belgaum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Belgaum actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $332 in Belgaum, rent included.

Bali $1,187
Belgaum $332

A couple spends around $2,004 per month in Bali vs $558 in Belgaum, rent included.

Bali $2,004
Belgaum $558

A family of three spends $2,822 per month in Bali vs $784 in Belgaum, rent included.

Bali $2,822
Belgaum $784

Bali costs about 257% more than Belgaum, and outside of rent the biggest gap is in groceries.

Both Bali and Belgaum are more affordable than the global median – Bali 12% lower, Belgaum 75% lower.

Meal at Budget Restaurant

$2.80 Rp 50.5K

$1.89 ₹177

48.15%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 519.4K

$10.75 ₹1,009

168.37%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 85.8K

$2.61 ₹245

82.38%

Cappuccino

$2.23 Rp 40.2K

$1.61 ₹151

38.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.3K

$0.36 ₹33.94

261.11%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.11 ₹10.45

409.09%

Local Beer (0.5 liter draught)

$2.23 Rp 40.2K

$0.93 ₹87.6

139.78%

Imported Beer (0.33 liter bottle)

$3.55 Rp 63.9K

$2.26 ₹212

57.08%

Milk (1 liter)

$1.41 Rp 25.3K

$0.71 ₹66.5

98.59%

White Bread (500g)

$2.18 Rp 39.3K

$0.51 ₹48.06

327.45%

Rice (white) (1kg)

$1.05 Rp 18.8K

$0.62 ₹58.7

69.35%

Eggs

$1.92 Rp 34.6K

$0.77 ₹72.6

149.35%

Local Cheese (1kg)

$14.84 Rp 267.2K

$4.88 ₹458

204.10%

Chicken Fillets (1kg)

$3.86 Rp 69.5K

$3.01 ₹282

28.24%

Beef Round Steak (1kg)

$10.69 Rp 192.4K

Apples (1kg)

$3.34 Rp 60.1K

$1.60 ₹150

108.75%

Banana (1kg)

$1.46 Rp 26.3K

$0.64 ₹60.2

128.13%

Oranges (1kg)

$2.22 Rp 40.0K

$1.52 ₹142

46.05%

Tomato (1kg)

$1.80 Rp 32.5K

$0.31 ₹29.53

480.65%

Potato (1kg)

$1.72 Rp 30.9K

$0.38 ₹35.84

352.63%

Onion (1kg)

$2.23 Rp 40.1K

$0.40 ₹37.33

457.50%

Lettuce (1 head)

$0.92 Rp 16.5K

$0.25 ₹23.29

268.00%

Water (1.5 liter bottle)

$0.46 Rp 8,288

$0.31 ₹29.57

48.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.0K

$3.80 ₹357

-45.79%

Wine (Bottle)

$20.38 Rp 366.9K

$5.44 ₹511

274.63%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.0K

$1.40 ₹131

54.29%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.3K

$2.13 ₹200

33.80%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.62 ₹246

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.20 ₹18.76

25.00%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 156.3K

$14.87 ₹1,396

-41.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,936

$1.08 ₹101

-59.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,747

$0.51 ₹48.07

-15.69%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 96.9K

$0.87 ₹81.3

518.39%

Gasoline (1 liter)

$0.85 Rp 15.3K

$1.10 ₹103

-22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.4M

$10.9K ₹1.0M

118.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 591.4M

$18.4K ₹1.7M

78.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$29.82 ₹2,800

157.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 113.9K

$3.14 ₹295

101.59%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 340.8K

$5.66 ₹531

234.45%

Gym Membership (Monthly)

$41.65 Rp 749.9K

$4.64 ₹436

797.63%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 266.0K

$6.55 ₹615

125.65%

Cinema Ticket

$3.58 Rp 64.4K

$2.08 ₹196

72.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$20.95 ₹1,967

1985.06%

International Primary School, 1 Child (Yearly)

$11.0K Rp 198.7M

$858 ₹80.5K

1186.98%

Jeans (Levis 501 Or Similar)

$43.09 Rp 775.7K

$13.53 ₹1,271

218.48%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 603.2K

$35.81 ₹3,362

-6.42%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$43.50 ₹4,085

72.48%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$23.60 ₹2,216

212.92%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.2M

$122 ₹11.4K

686.43%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$64.0 ₹6,006

790.90%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.5M

$262 ₹24.6K

1054.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.0M

$194 ₹18.2K

645.39%

Buy Apartment in City Center (m2)

$2,096 Rp 37.7M

$594 ₹55.8K

252.76%

Buy Apartment Outside City Center (m2)

$1,885 Rp 33.9M

$404 ₹37.9K

366.95%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$306 ₹28.7K

-29.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.75

28.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Belgaum: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Belgaum

$64 19.3% 88.8% $506

Groceries & Markets

Bali

$263 22.2%

Belgaum

$96 28.9% 63.6% $167

Monthly Utilities & Internet

Bali

$102 8.6%

Belgaum

$39 11.6% 62.1% $63

Clothing & Footwear

Bali

$101 8.6%

Belgaum

$52 15.8% 48.4% $49

Eating Out

Bali

$89 7.5%

Belgaum

$53 16.1% 40.2% $36

Sport & Entertainment

Bali

$49 4.1%

Belgaum

$8.8 2.7% 82% $40

Getting Around

Bali

$12 1%

Belgaum

$19 5.8% 57.2% $7

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $122 in Belgaum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Belgaum, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $11 in Belgaum. Monthly groceries follow the same trend: $263 vs $96 – making Belgaum the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Belgaum

🕒 Local time

09:53 9:53 AM

07:23 7:23 AM

2 h 30 min behind Bali

🌤 Weather

👥 Population

600,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.97 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,003 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,120 IDR (100,000 IDR = 4.97 EUR).

Indian Rupee exchange rates as of November 7, 2026: 1 USD = 93.89 INR (100 INR = 1.07 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Belgaum 5,240 km ≈ 7 h nonstop flight

From you

Bali
Belgaum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Belgaum: Cost of Living - Frequently Asked Questions

Bali costs about 257% more than Belgaum, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $498 in Belgaum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belgaum, especially for central apartments: a one-bedroom in the center costs $122 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $11 in Belgaum. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $332 in Belgaum. That makes Belgaum about 72% cheaper.

Families tend to lean toward Belgaum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.