Last update: Oct 2026

Cost of Living Comparison Between Bega NSW and Bali

For one person, living is cheaper in Bali: $1,236 a month against $2,404 in Bega NSW, rent and utilities included – about $14,000 less a year. Rent and utilities account for about half of the difference.

121

Cost of Living Index in Bega NSW
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Bega NSW Living Index
60

Cost of Living Index in Bali
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Bali Living Index

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Bega NSW

🇦🇺 Australia

$2,404

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Bega NSW and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bega NSW and in Bali actually costs, broken down by who's living it.

A single person spends $2,404 per month in Bega NSW vs $1,236 in Bali, rent included.

Bega NSW $2,404
Bali $1,236

A couple spends around $3,627 per month in Bega NSW vs $2,086 in Bali, rent included.

Bega NSW $3,627
Bali $2,086

A family of three spends $4,851 per month in Bega NSW vs $2,937 in Bali, rent included.

Bega NSW $4,851
Bali $2,937

Bega NSW costs about 94% more than Bali, and outside of rent the biggest gap is in eating out.

Bega NSW sits 78% above the global median, while Bali is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.81 A$27.07

$2.76 Rp 49.7K

581.52%

Three-Course Dinner for Two, Mid-Range

$86.5 A$125

$29.80 Rp 536.4K

190.37%

Fast Food Meal (McDonalds, etc)

$11.53 A$16.59

$4.63 Rp 83.3K

149.03%

Cappuccino

$3.89 A$5.59

$2.32 Rp 41.7K

67.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 A$3.64

$1.40 Rp 25.1K

80.71%

Water (0.33 liter bottle)

$2.00 A$2.88

$0.64 Rp 11.5K

212.50%

Local Beer (0.5 liter draught)

$8.19 A$11.78

$2.19 Rp 39.4K

273.97%

Imported Beer (0.33 liter bottle)

$8.17 A$11.76

$3.58 Rp 64.5K

128.21%

Milk (1 liter)

$1.39 A$2.00

$1.49 Rp 26.7K

-6.71%

White Bread (500g)

$2.60 A$3.73

$2.21 Rp 39.8K

17.65%

Rice (white) (1kg)

$2.06 A$2.97

$1.17 Rp 21.1K

76.07%

Eggs

$5.25 A$7.56

$2.02 Rp 36.4K

159.90%

Local Cheese (1kg)

$8.85 A$12.73

$16.52 Rp 297.4K

-46.43%

Chicken Fillets (1kg)

$8.33 A$11.99

$3.68 Rp 66.2K

126.36%

Beef Round Steak (1kg)

$15.95 A$22.95

$11.67 Rp 210.0K

36.68%

Apples (1kg)

$3.36 A$4.83

$3.44 Rp 62.0K

-2.33%

Banana (1kg)

$3.15 A$4.53

$1.46 Rp 26.2K

115.75%

Oranges (1kg)

$3.37 A$4.85

$2.24 Rp 40.3K

50.45%

Tomato (1kg)

$4.16 A$5.98

$1.82 Rp 32.8K

128.57%

Potato (1kg)

$2.94 A$4.23

$1.79 Rp 32.2K

64.25%

Onion (1kg)

$2.28 A$3.28

$2.27 Rp 40.9K

0.44%

Lettuce (1 head)

$2.14 A$3.09

$0.99 Rp 17.8K

116.16%

Water (1.5 liter bottle)

$1.29 A$1.86

$0.51 Rp 9,186

152.94%

Cigarettes 20 Pack (Marlboro, Camel)

$44.84 A$64.5

$2.15 Rp 38.7K

1985.58%

Wine (Bottle)

$14.90 A$21.45

$21.44 Rp 386.0K

-30.50%

Local Beer (0.5 liter bottle)

$5.22 A$7.51

$2.29 Rp 41.1K

127.95%

Imported Beer (0.33 liter bottle)

$5.32 A$7.66

$2.86 Rp 51.5K

86.01%

One-way Ticket (Public Transport)

$3.09 A$4.45

$0.26 Rp 4,713

1088.46%

Public Transport Monthly Pass (Regular Price)

$91.3 A$131

$7.97 Rp 143.5K

1045.80%

Taxi Start (Normal Tariff)

$3.58 A$5.15

$0.48 Rp 8,646

645.83%

Taxi (Normal Tariff) (1km)

$1.41 A$2.03

$0.43 Rp 7,705

227.91%

Taxi 1hour Waiting (Normal Tariff)

$38.59 A$55.5

$5.64 Rp 101.6K

584.22%

Gasoline (1 liter)

$1.52 A$2.19

$0.82 Rp 14.8K

85.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K A$34.9K

$23.7K Rp 426.6M

2.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K A$40.9K

$31.7K Rp 571.3M

-10.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 A$308

$81.3 Rp 1.5M

163.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.09 A$37.54

$6.53 Rp 117.6K

299.54%

Internet (50+ Mbps, Unlimited Data)

$51.9 A$74.8

$18.31 Rp 329.7K

183.67%

Gym Membership (Monthly)

$48.20 A$69.4

$46.85 Rp 843.4K

2.88%

Tennis Court (1 Hour on Weekend)

$17.78 A$25.59

$15.05 Rp 270.8K

18.14%

Cinema Ticket

$16.11 A$23.18

$3.69 Rp 66.5K

336.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,107 A$3,031

$445 Rp 8.0M

373.29%

International Primary School, 1 Child (Yearly)

$22.3K A$32.0K

$5,218 Rp 93.9M

326.46%

Jeans (Levis 501 Or Similar)

$84.8 A$122

$42.66 Rp 767.8K

98.71%

Summer Dress (H&M, Zara, etc)

$58.7 A$84.4

$33.40 Rp 601.2K

75.60%

Sport Shoes (Adidas, Nike)

$107 A$154

$75.0 Rp 1.4M

42.39%

Men's Leather Business Shoes

$117 A$168

$73.7 Rp 1.3M

58.66%

1-bedroom Apartment, City Center (Monthly)

$1,491 A$2,146

$996 Rp 17.9M

49.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,085 A$1,561

$596 Rp 10.7M

82.03%

3-bedroom Apartment, City Center (Monthly)

$1,936 A$2,786

$3,054 Rp 55.0M

-36.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,891 A$2,721

$1,511 Rp 27.2M

25.16%

Buy Apartment in City Center (m2)

$6,539 A$9,409

$2,430 Rp 43.7M

169.05%

Buy Apartment Outside City Center (m2)

$5,228 A$7,523

$1,963 Rp 35.3M

166.35%

Average Monthly Net Salary (After Tax)

$220 Rp 4.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

13.78

-57.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bega NSW: October 12, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bega NSW

$1.1K 45.1%

Bali

$596 48.2% 45.1% $489

Groceries & Markets

Bega NSW

$359 14.9%

Bali

$277 22.4% 22.9% $82

Eating Out

Bega NSW

$307 12.8%

Bali

$90 7.3% 70.7% $217

Monthly Utilities & Internet

Bega NSW

$292 12.2%

Bali

$106 8.6% 63.7% $186

Clothing & Footwear

Bega NSW

$165 6.9%

Bali

$101 8.2% 38.8% $64

Getting Around

Bega NSW

$114 4.8%

Bali

$12 0.9% 89.8% $103

Sport & Entertainment

Bega NSW

$80 3.4%

Bali

$54 4.4% 32.6% $26

Cost Breakdown

A central one-bedroom costs $1,491 in Bega NSW versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $87.0 in Bega NSW versus $30.00 in Bali. Monthly groceries follow the same trend: $359 vs $277 – making Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Bega NSW

🇮🇩 Bali

🕒 Local time

02:55 2:55 AM

23:55 11:55 PM

3 h behind Bega NSW

🌤 Weather

👥 Population

4,683

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Bega NSW Bali 4,690 km ≈ 6 h nonstop flight

From you

Bega NSW
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bega NSW vs Bali: Cost of Living - Frequently Asked Questions

Bega NSW costs about 94% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,605 per month in Bega NSW and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $87.0 in Bega NSW and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,404 in Bega NSW and $1,236 in Bali. That's a gap of about 94%.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Bega NSW at $2,404. In Bali it covers expenses comfortably, while in Bega NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $2,404 in Bega NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bega NSW makes more sense. Both are solid long-term options with distinct trade-offs.