Last update: Oct 2026

Cost of Living Comparison Between Bansko and Windhoek

For one person, living is cheaper in Bansko: $970 a month against $1,171 in Windhoek, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

47

Cost of Living Index in Bansko
Learn more

Bansko Living Index
57

Cost of Living Index in Windhoek
Learn more

Windhoek Living Index

Jump to prices

Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Windhoek

🇳🇦 Namibia

$1,171

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Windhoek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Windhoek actually costs, broken down by who's living it.

A single person spends $970 per month in Bansko vs $1,171 in Windhoek, rent included.

Bansko $970
Windhoek $1,171

A couple spends around $1,464 per month in Bansko vs $1,979 in Windhoek, rent included.

Bansko $1,464
Windhoek $1,979

A family of three spends $1,957 per month in Bansko vs $2,787 in Windhoek, rent included.

Bansko $1,957
Windhoek $2,787

Bansko is about 17% cheaper than Windhoek, and outside of rent the biggest gap is in clothing.

Both Bansko and Windhoek are more affordable than the global median – Bansko 28% lower, Windhoek 13% lower.

Meal at Budget Restaurant

$8.66 BGN 15.15

$11.46 NAD 189

-24.43%

Three-Course Dinner for Two, Mid-Range

$46.63 BGN 81.6

$63.0 NAD 1,040

-26.02%

Fast Food Meal (McDonalds, etc)

$9.01 BGN 15.77

$5.84 NAD 96.4

54.28%

Cappuccino

$2.24 BGN 3.92

$2.35 NAD 38.73

-4.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 BGN 2.63

$0.87 NAD 14.32

72.41%

Water (0.33 liter bottle)

$0.86 BGN 1.51

$0.87 NAD 14.41

-1.15%

Local Beer (0.5 liter draught)

$1.76 BGN 3.07

$1.98 NAD 32.67

-11.11%

Imported Beer (0.33 liter bottle)

$2.00 BGN 3.51

$2.12 NAD 34.95

-5.66%

Milk (1 liter)

$1.79 BGN 3.14

$1.53 NAD 25.27

16.99%

White Bread (500g)

$0.81 BGN 1.42

$0.95 NAD 15.62

-14.74%

Rice (white) (1kg)

$1.52 BGN 2.66

$1.93 NAD 31.81

-21.24%

Eggs

$2.30 BGN 4.02

$3.17 NAD 52.3

-27.44%

Local Cheese (1kg)

$9.60 BGN 16.81

$9.47 NAD 156

1.37%

Chicken Fillets (1kg)

$6.32 BGN 11.06

$6.63 NAD 109

-4.68%

Beef Round Steak (1kg)

$8.64 BGN 15.12

$7.60 NAD 125

13.68%

Apples (1kg)

$1.28 BGN 2.24

$2.15 NAD 35.47

-40.47%

Banana (1kg)

$1.68 BGN 2.95

$1.89 NAD 31.21

-11.11%

Oranges (1kg)

$1.70 BGN 2.98

$1.88 NAD 31.07

-9.57%

Tomato (1kg)

$1.89 BGN 3.30

$1.98 NAD 32.61

-4.55%

Potato (1kg)

$0.93 BGN 1.63

$2.00 NAD 33.07

-53.50%

Onion (1kg)

$0.76 BGN 1.32

$1.82 NAD 30.00

-58.24%

Lettuce (1 head)

$0.54 BGN 0.95

$1.95 NAD 32.14

-72.31%

Water (1.5 liter bottle)

$0.58 BGN 1.02

$1.07 NAD 17.64

-45.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 BGN 6.02

$3.32 NAD 54.8

3.61%

Wine (Bottle)

$5.14 BGN 9.00

$6.78 NAD 112

-24.19%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.94

$1.41 NAD 23.19

-21.28%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.97

$1.42 NAD 23.47

19.72%

One-way Ticket (Public Transport)

$0.88 BGN 1.55

$0.74 NAD 12.25

18.92%

Public Transport Monthly Pass (Regular Price)

$26.76 BGN 46.83

$48.69 NAD 803

-45.04%

Taxi Start (Normal Tariff)

$1.29 BGN 2.26

$0.82 NAD 13.50

57.32%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.87 NAD 14.34

-25.29%

Taxi 1hour Waiting (Normal Tariff)

$10.18 BGN 17.81

$15.56 NAD 257

-34.58%

Gasoline (1 liter)

$1.50 BGN 2.63

$1.34 NAD 22.10

11.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K BGN 50.4K

$24.3K NAD 400.3K

18.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BGN 37.5K

$27.1K NAD 447.1K

-20.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.4 BGN 160

$139 NAD 2,287

-34.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.68 BGN 25.68

$25.91 NAD 428

-43.34%

Internet (50+ Mbps, Unlimited Data)

$12.07 BGN 21.12

$51.4 NAD 847

-76.49%

Gym Membership (Monthly)

$32.28 BGN 56.5

$37.58 NAD 620

-14.10%

Tennis Court (1 Hour on Weekend)

$8.60 BGN 15.05

$10.56 NAD 174

-18.56%

Cinema Ticket

$5.63 BGN 9.86

$5.32 NAD 87.7

5.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 BGN 400

$209 NAD 3,445

9.41%

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,045

$5,376 NAD 88.7K

-57.01%

Jeans (Levis 501 Or Similar)

$30.48 BGN 53.3

$53.9 NAD 890

-43.48%

Summer Dress (H&M, Zara, etc)

$19.01 BGN 33.26

$33.95 NAD 560

-44.01%

Sport Shoes (Adidas, Nike)

$45.53 BGN 79.7

$91.0 NAD 1,501

-49.96%

Men's Leather Business Shoes

$48.67 BGN 85.2

$95.4 NAD 1,574

-48.97%

1-bedroom Apartment, City Center (Monthly)

$521 BGN 913

$492 NAD 8,120

5.96%

1-bedroom Apartment, Outside City Center (Monthly)

$367 BGN 643

$357 NAD 5,885

2.99%

3-bedroom Apartment, City Center (Monthly)

$634 BGN 1,110

$1,138 NAD 18.8K

-44.26%

3-bedroom Apartment, Outside City Center (Monthly)

$558 BGN 976

$868 NAD 14.3K

-35.77%

Buy Apartment in City Center (m2)

$1,204 BGN 2,106

$1,615 NAD 26.6K

-25.48%

Buy Apartment Outside City Center (m2)

$971 BGN 1,699

$601 NAD 9,922

61.49%

Average Monthly Net Salary (After Tax)

$1,670 BGN 2,923

$989 NAD 16.3K

68.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

11.42

-73.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 6, 2026

Last update for Windhoek: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$367 38%

Windhoek

$357 30.2% 2.9% $11

Groceries & Markets

Bansko

$193 20%

Windhoek

$223 18.8% 15.3% $30

Eating Out

Bansko

$145 15%

Windhoek

$159 13.4% 9% $13

Monthly Utilities & Internet

Bansko

$118 12.2%

Windhoek

$216 18.3% 82.6% $98

Clothing & Footwear

Bansko

$65 6.7%

Windhoek

$123 10.4% 90.8% $59

Sport & Entertainment

Bansko

$44 4.5%

Windhoek

$48 4.1% 10.7% $4.7

Getting Around

Bansko

$35 3.6%

Windhoek

$57 4.8% 63.1% $22

Cost Breakdown

A central one-bedroom costs $521 in Bansko versus $492 in Windhoek. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 69% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Bansko versus $63.0 in Windhoek. Monthly groceries follow the same trend: $193 vs $223 – making Bansko the more affordable choice for daily food spending.

Good to know

🇧🇬 Bansko

🇳🇦 Windhoek

🕒 Local time

15:05 3:05 PM

14:05 2:05 PM

1 h behind Bansko

🌤 Weather

👥 Population

8,000

322,500 Capital

💱 Currency

Bulgarian Lev BGN лв.

Namibian Dollar NAD $

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

100 NAD = 6.06 USD

100 NAD = 5.41 EUR

Exchange rates and currency converter

NAD, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Namibian Dollar exchange rates as of October 10, 2026: 1 USD = 16.5 NAD (100 NAD = 6.06 USD). 1 EUR = 18.49 NAD (100 NAD = 5.41 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Windhoek 7,190 km ≈ 9 h nonstop flight

From you

Bansko
Windhoek

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Windhoek: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $970 in Bansko, $1,171 in Windhoek – roughly 21% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,455 per month in Bansko and $1,756 in Windhoek. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $47.00 in Bansko and $63.0 in Windhoek. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $970 in Bansko and $1,171 in Windhoek. That's a gap of about 21%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $970, than in Windhoek at $1,171. In Bansko it covers expenses comfortably, while in Windhoek it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $970 in Bansko to $1,171 in Windhoek. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Windhoek makes more sense. Both are solid long-term options with distinct trade-offs.