Last update: Oct 2026

Cost of Living Comparison Between Bansko and Ormoc

For one person, living is cheaper in Ormoc: $671 a month against $956 in Bansko, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

Bansko
🇧🇬 Bulgaria
$956
/mo nomad
Ormoc
🇵🇭 Philippines
$671
/mo nomad
Monthly Cost of Living

How much you'll spend in Bansko and in Ormoc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Ormoc actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $671 in Ormoc, rent included.

  • Bansko $956
  • Ormoc $671

A couple spends around $1,467 per month in Bansko vs $1,044 in Ormoc, rent included.

  • Bansko $1,467
  • Ormoc $1,044

A family of three spends $1,979 per month in Bansko vs $1,416 in Ormoc, rent included.

  • Bansko $1,979
  • Ormoc $1,416

Bansko costs about 42% more than Ormoc, and outside of rent the biggest gap is in eating out.

Both Bansko and Ormoc are more affordable than the global median – Bansko 29% lower, Ormoc 50% lower.

Currency
🍽 Eating Out
Bansko
Ormoc
Difference
Meal at Budget Restaurant
$8.66 BGN 15.06
$4.56 ₱287
89.91%
Three-Course Dinner for Two, Mid-Range
$44.94 BGN 78.2
$11.63 ₱732
286.41%
Fast Food Meal (McDonalds, etc)
$8.78 BGN 15.28
$4.82 ₱303
82.16%
Cappuccino
$2.33 BGN 4.05
$2.15 ₱135
8.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.57 BGN 2.74
$0.49 ₱30.91
220.41%
Water (0.33 liter bottle)
$0.82 BGN 1.43
$0.33 ₱21.05
148.48%
Local Beer (0.5 liter draught)
$1.68 BGN 2.92
$1.17 ₱73.9
43.59%
Imported Beer (0.33 liter bottle)
$1.98 BGN 3.45
$1.91 ₱120
3.66%
🛒 Groceries & Markets
Bansko
Ormoc
Difference
Milk (1 liter)
$1.73 BGN 3.00
$1.63 ₱103
6.13%
White Bread (500g)
$0.80 BGN 1.40
$1.05 ₱66.2
-23.81%
Rice (white) (1kg)
$1.44 BGN 2.51
$0.95 ₱60.0
51.58%
Eggs
$2.36 BGN 4.10
$1.70 ₱107
38.82%
Local Cheese (1kg)
$9.39 BGN 16.34
$5.69 ₱359
65.03%
Chicken Fillets (1kg)
$6.41 BGN 11.15
$3.20 ₱202
100.31%
Beef Round Steak (1kg)
$8.48 BGN 14.76
$7.08 ₱446
19.77%
Apples (1kg)
$1.31 BGN 2.28
$2.34 ₱147
-44.02%
Banana (1kg)
$1.62 BGN 2.82
$1.55 ₱97.6
4.52%
Oranges (1kg)
$1.73 BGN 3.01
$2.32 ₱146
-25.43%
Tomato (1kg)
$1.94 BGN 3.38
$1.13 ₱71.3
71.68%
Potato (1kg)
$0.94 BGN 1.63
$1.89 ₱119
-50.26%
Onion (1kg)
$0.76 BGN 1.32
$2.12 ₱133
-64.15%
Lettuce (1 head)
$0.55 BGN 0.95
$0.95 ₱59.6
-42.11%
Water (1.5 liter bottle)
$0.59 BGN 1.02
$0.54 ₱33.87
9.26%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 BGN 5.66
$2.52 ₱158
28.97%
Wine (Bottle)
$5.20 BGN 9.05
$8.53 ₱537
-39.04%
Local Beer (0.5 liter bottle)
$1.09 BGN 1.89
$0.99 ₱62.4
10.10%
Imported Beer (0.33 liter bottle)
$1.68 BGN 2.92
$1.85 ₱116
-9.19%
🚌 Getting Around
Bansko
Ormoc
Difference
One-way Ticket (Public Transport)
$0.84 BGN 1.45
$0.27 ₱17.23
211.11%
Public Transport Monthly Pass (Regular Price)
$27.06 BGN 47.09
$11.96 ₱753
126.25%
Taxi Start (Normal Tariff)
$1.34 BGN 2.34
$0.76 ₱47.78
76.32%
Taxi (Normal Tariff) (1km)
$0.65 BGN 1.14
$0.25 ₱15.56
160.00%
Taxi 1hour Waiting (Normal Tariff)
$10.06 BGN 17.51
$1.96 ₱123
413.27%
Gasoline (1 liter)
$1.48 BGN 2.57
$1.23 ₱77.3
20.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BGN 50.7K
$23.9K ₱1.5M
21.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K BGN 36.4K
$20.4K ₱1.3M
2.58%
🧾 Monthly Utilities & Internet
Bansko
Ormoc
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.4 BGN 161
$66.2 ₱4,168
39.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.52 BGN 25.26
$15.15 ₱954
-4.16%
Internet (50+ Mbps, Unlimited Data)
$12.32 BGN 21.43
$23.66 ₱1,490
-47.93%
🎉 Sport & Entertainment
Bansko
Ormoc
Difference
Gym Membership (Monthly)
$31.70 BGN 55.2
$34.33 ₱2,161
-7.66%
Tennis Court (1 Hour on Weekend)
$8.53 BGN 14.84
$4.76 ₱300
79.20%
Cinema Ticket
$5.62 BGN 9.78
$6.14 ₱387
-8.47%
🧸 Childcare & Education
Bansko
Ormoc
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 BGN 401
$135 ₱8,468
71.30%
International Primary School, 1 Child (Yearly)
$2,268 BGN 3,947
$9,002 ₱566.8K
-74.80%
👕👟 Clothing & Footwear
Bansko
Ormoc
Difference
Jeans (Levis 501 Or Similar)
$30.10 BGN 52.4
$32.56 ₱2,050
-7.56%
Summer Dress (H&M, Zara, etc)
$19.62 BGN 34.13
$19.67 ₱1,239
-0.25%
Sport Shoes (Adidas, Nike)
$45.86 BGN 79.8
$76.8 ₱4,838
-40.32%
Men's Leather Business Shoes
$47.69 BGN 83.0
$55.0 ₱3,463
-13.31%
🏠 Accommodation & Living
Bansko
Ormoc
Difference
1-bedroom Apartment, City Center (Monthly)
$518 BGN 902
$272 ₱17.1K
90.50%
1-bedroom Apartment, Outside City Center (Monthly)
$357 BGN 621
$159 ₱9,991
124.93%
3-bedroom Apartment, City Center (Monthly)
$614 BGN 1,069
$203 ₱12.8K
203.22%
3-bedroom Apartment, Outside City Center (Monthly)
$569 BGN 990
$342 ₱21.5K
66.40%
Buy Apartment in City Center (m2)
$1,191 BGN 2,073
$2,570 ₱161.8K
-53.64%
Buy Apartment Outside City Center (m2)
$959 BGN 1,669
$1,076 ₱67.7K
-10.85%
💵 Salaries & Financials
Bansko
Ormoc
Difference
Average Monthly Net Salary (After Tax)
$1,704 BGN 2,965
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.99
6.79
-55.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Ormoc: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bansko
$357
Ormoc
$159 55.5% $198
Groceries & Markets
Bansko
$192
Ormoc
$174 9.5% $18
Eating Out
Bansko
$145
Ormoc
$90 38.3% $56
Monthly Utilities & Internet
Bansko
$119
Ormoc
$105 11.9% $14
Clothing & Footwear
Bansko
$64
Ormoc
$83 28.5% $18
Sport & Entertainment
Bansko
$43
Ormoc
$47 8.5% $3.6
Getting Around
Bansko
$35
Ormoc
$15 57% $20

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $272 in Ormoc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Bansko versus $12.00 in Ormoc. Monthly groceries follow the same trend: $192 vs $174 – making Ormoc the more affordable choice for daily food spending.

Good to know
🇧🇬 Bansko
🇵🇭 Ormoc
🕒 Local time
20:31 8:31 PM
01:31 1:31 AM
5 h ahead of Bansko
🌤 Weather
👥 Population
8,000
230,998
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Bansko Ormoc 10,100 km ≈ 13 h nonstop flight
From you
  • Bansko
  • Ormoc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bansko vs Ormoc: Cost of Living - Frequently Asked Questions
How do living costs in Bansko and in Ormoc compare overall?
Monthly costs with rent: $956 in Bansko, $671 in Ormoc – roughly 42% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Bansko compared to Ormoc?
For a comfortable life, plan on about $1,434 per month in Bansko and $1,007 in Ormoc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bansko and Ormoc?
Rent is clearly cheaper in Ormoc, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $45.00 in Bansko and $12.00 in Ormoc. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bansko or Ormoc?
Monthly expenses with rent come to $956 in Bansko and $671 in Ormoc. That's a gap of about 42%.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Ormoc, where all-in costs run around $671, than in Bansko at $956. In Ormoc it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.
How does quality of life compare between Bansko and Ormoc?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $671 in Ormoc to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.
Is Bansko or Ormoc safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bansko and Ormoc?
If budget matters most, go with Ormoc. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.

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