Last update: Oct 2026

Cost of Living Comparison Between Bansko and Koh Phangan

For one person, living costs are similar in Bansko and in Koh Phangan: $970 and $1,018 a month, rent and utilities included.

47

Cost of Living Index in Bansko
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Bansko Living Index
49

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index

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Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Koh Phangan

🇹🇭 Thailand

$1,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Koh Phangan actually costs, broken down by who's living it.

A single person spends $970 per month in Bansko vs $1,018 in Koh Phangan, rent included.

Bansko $970
Koh Phangan $1,018

A couple spends around $1,464 per month in Bansko vs $1,673 in Koh Phangan, rent included.

Bansko $1,464
Koh Phangan $1,673

A family of three spends $1,957 per month in Bansko vs $2,328 in Koh Phangan, rent included.

Bansko $1,957
Koh Phangan $2,328

Bansko is about 5% cheaper than Koh Phangan, and outside of rent the biggest gap is in groceries.

Both Bansko and Koh Phangan are more affordable than the global median – Bansko 28% lower, Koh Phangan 24% lower.

Meal at Budget Restaurant

$8.66 BGN 15.15

$4.05 ฿136

113.83%

Three-Course Dinner for Two, Mid-Range

$46.63 BGN 81.6

$29.43 ฿989

58.44%

Fast Food Meal (McDonalds, etc)

$9.01 BGN 15.77

$7.59 ฿255

18.71%

Cappuccino

$2.24 BGN 3.92

$2.50 ฿84.2

-10.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 BGN 2.63

$0.81 ฿27.09

85.19%

Water (0.33 liter bottle)

$0.86 BGN 1.51

$0.45 ฿15.01

91.11%

Local Beer (0.5 liter draught)

$1.76 BGN 3.07

$2.30 ฿77.4

-23.48%

Imported Beer (0.33 liter bottle)

$2.00 BGN 3.51

$3.41 ฿114

-41.35%

Milk (1 liter)

$1.79 BGN 3.14

$1.59 ฿53.5

12.58%

White Bread (500g)

$0.81 BGN 1.42

$1.36 ฿45.86

-40.44%

Rice (white) (1kg)

$1.52 BGN 2.66

$1.50 ฿50.5

1.33%

Eggs

$2.30 BGN 4.02

$2.05 ฿68.9

12.20%

Local Cheese (1kg)

$9.60 BGN 16.81

$18.36 ฿617

-47.71%

Chicken Fillets (1kg)

$6.32 BGN 11.06

$3.17 ฿107

99.37%

Beef Round Steak (1kg)

$8.64 BGN 15.12

$10.61 ฿357

-18.57%

Apples (1kg)

$1.28 BGN 2.24

$2.79 ฿93.9

-54.12%

Banana (1kg)

$1.68 BGN 2.95

$1.54 ฿51.7

9.09%

Oranges (1kg)

$1.70 BGN 2.98

$2.10 ฿70.5

-19.05%

Tomato (1kg)

$1.89 BGN 3.30

$1.95 ฿65.7

-3.08%

Potato (1kg)

$0.93 BGN 1.63

$1.44 ฿48.39

-35.42%

Onion (1kg)

$0.76 BGN 1.32

$1.25 ฿41.97

-39.20%

Lettuce (1 head)

$0.54 BGN 0.95

$1.02 ฿34.39

-47.06%

Water (1.5 liter bottle)

$0.58 BGN 1.02

$0.48 ฿16.09

20.83%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 BGN 6.02

$4.15 ฿139

-17.11%

Wine (Bottle)

$5.14 BGN 9.00

$17.24 ฿580

-70.19%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.94

$1.69 ฿56.7

-34.32%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.97

$2.63 ฿88.6

-35.36%

One-way Ticket (Public Transport)

$0.88 BGN 1.55

$2.00 ฿67.2

-56.00%

Public Transport Monthly Pass (Regular Price)

$26.76 BGN 46.83

Taxi Start (Normal Tariff)

$1.29 BGN 2.26

$2.60 ฿87.4

-50.38%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.93 ฿31.19

-30.11%

Taxi 1hour Waiting (Normal Tariff)

$10.18 BGN 17.81

$3.37 ฿113

202.08%

Gasoline (1 liter)

$1.50 BGN 2.63

$1.29 ฿43.20

16.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K BGN 50.4K

$24.1K ฿809.2K

19.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BGN 37.5K

$24.1K ฿810.2K

-10.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.4 BGN 160

$98.9 ฿3,324

-7.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.68 BGN 25.68

$11.05 ฿371

32.85%

Internet (50+ Mbps, Unlimited Data)

$12.07 BGN 21.12

$16.87 ฿567

-28.45%

Gym Membership (Monthly)

$32.28 BGN 56.5

$53.1 ฿1,784

-39.17%

Tennis Court (1 Hour on Weekend)

$8.60 BGN 15.05

$10.77 ฿362

-20.15%

Cinema Ticket

$5.63 BGN 9.86

$7.53 ฿253

-25.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 BGN 400

$557 ฿18.7K

-59.02%

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,045

$11.7K ฿392.3K

-80.19%

Jeans (Levis 501 Or Similar)

$30.48 BGN 53.3

$64.0 ฿2,151

-52.36%

Summer Dress (H&M, Zara, etc)

$19.01 BGN 33.26

$28.52 ฿959

-33.35%

Sport Shoes (Adidas, Nike)

$45.53 BGN 79.7

$95.9 ฿3,223

-52.50%

Men's Leather Business Shoes

$48.67 BGN 85.2

$86.9 ฿2,922

-44.00%

1-bedroom Apartment, City Center (Monthly)

$521 BGN 913

$513 ฿17.2K

1.74%

1-bedroom Apartment, Outside City Center (Monthly)

$367 BGN 643

$321 ฿10.8K

14.31%

3-bedroom Apartment, City Center (Monthly)

$634 BGN 1,110

$1,442 ฿48.5K

-56.01%

3-bedroom Apartment, Outside City Center (Monthly)

$558 BGN 976

$843 ฿28.4K

-33.85%

Buy Apartment in City Center (m2)

$1,204 BGN 2,106

$2,420 ฿81.4K

-50.27%

Buy Apartment Outside City Center (m2)

$971 BGN 1,699

$1,779 ฿59.8K

-45.42%

Average Monthly Net Salary (After Tax)

$1,670 BGN 2,923

$709 ฿23.8K

135.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

5.57

-46.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 6, 2026

Last update for Koh Phangan: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$367 38%

Koh Phangan

$321 31.6% 12.5% $46

Groceries & Markets

Bansko

$193 20%

Koh Phangan

$253 24.9% 30.9% $60

Eating Out

Bansko

$145 15%

Koh Phangan

$109 10.7% 25.3% $37

Monthly Utilities & Internet

Bansko

$118 12.2%

Koh Phangan

$127 12.5% 7.3% $8.6

Clothing & Footwear

Bansko

$65 6.7%

Koh Phangan

$124 12.2% 91.6% $59

Sport & Entertainment

Bansko

$44 4.5%

Koh Phangan

$68 6.7% 56.4% $25

Getting Around

Bansko

$35 3.6%

Koh Phangan

$15 * 1.5% 56.3% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $521 in Bansko versus $513 in Koh Phangan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 136% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Bansko versus $29.00 in Koh Phangan. Groceries tell a different story – $193 in Bansko vs $253 in Koh Phangan – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Bansko

🇹🇭 Koh Phangan

🕒 Local time

05:52 5:52 AM

09:52 9:52 AM

4 h ahead of Bansko

🌤 Weather

👥 Population

8,000

💱 Currency

Bulgarian Lev BGN лв.

Thai Baht THB ฿

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

100 THB = 2.97 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.71 THB (100 THB = 2.65 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Koh Phangan 8,170 km ≈ 11 h nonstop flight

From you

Bansko
Koh Phangan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Koh Phangan: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $970 in Bansko, $1,018 in Koh Phangan – roughly 5% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,455 per month in Bansko and $1,527 in Koh Phangan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $970 in Bansko and $1,018 in Koh Phangan. That's a gap of about 5%.

Kindergarten costs $228 per month in Bansko and $557 in Koh Phangan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $970, than in Koh Phangan at $1,018. In Bansko it covers expenses comfortably, while in Koh Phangan it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $970 in Bansko to $1,018 in Koh Phangan. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koh Phangan makes more sense. Both are solid long-term options with distinct trade-offs.