Last update: Nov 2026

Cost of Living Comparison Between Bansko and Homa Bay

For one person, living is cheaper in Homa Bay: $58.0 a month against $968 in Bansko, rent and utilities included – about $10,900 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Bansko
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Bansko Living Index

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Bansko

🇧🇬 Bulgaria

$968

/mo nomad

Homa Bay

🇰🇪 Kenya

$58.0

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Homa Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Homa Bay actually costs, broken down by who's living it.

A single person spends $968 per month in Bansko vs $58 in Homa Bay, rent included.

Bansko $968
Homa Bay $58

A couple spends around $1,479 per month in Bansko vs $453 in Homa Bay, rent included.

Bansko $1,479
Homa Bay $453

A family of three spends $1,989 per month in Bansko vs $848 in Homa Bay, rent included.

Bansko $1,989
Homa Bay $848

Bansko costs about 1569% more than Homa Bay, and outside of rent the biggest gap is in eating out.

Both Bansko and Homa Bay are more affordable than the global median – Bansko 28% lower, Homa Bay 96% lower.

Meal at Budget Restaurant

$8.83 BGN 15.37

Three-Course Dinner for Two, Mid-Range

$45.43 BGN 79.1

$150 KES 19.5K

-69.71%

Fast Food Meal (McDonalds, etc)

$8.92 BGN 15.52

$10.62 KES 1,379

-16.01%

Cappuccino

$2.33 BGN 4.06

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 BGN 2.60

Water (0.33 liter bottle)

$0.83 BGN 1.44

$0.99 KES 128

-16.16%

Local Beer (0.5 liter draught)

$1.75 BGN 3.05

$2.45 KES 319

-28.57%

Imported Beer (0.33 liter bottle)

$2.01 BGN 3.49

$4.97 KES 646

-59.56%

Milk (1 liter)

$1.72 BGN 3.00

White Bread (500g)

$0.86 BGN 1.49

Rice (white) (1kg)

$1.46 BGN 2.55

Eggs

$2.33 BGN 4.06

Local Cheese (1kg)

$9.54 BGN 16.60

Chicken Fillets (1kg)

$6.30 BGN 10.96

Beef Round Steak (1kg)

$8.64 BGN 15.04

Apples (1kg)

$1.32 BGN 2.29

Banana (1kg)

$1.65 BGN 2.86

Oranges (1kg)

$1.74 BGN 3.02

Tomato (1kg)

$1.94 BGN 3.38

Potato (1kg)

$0.95 BGN 1.66

Onion (1kg)

$0.72 BGN 1.26

Lettuce (1 head)

$0.55 BGN 0.96

Water (1.5 liter bottle)

$0.59 BGN 1.03

Cigarettes 20 Pack (Marlboro, Camel)

$3.33 BGN 5.79

Wine (Bottle)

$5.08 BGN 8.84

Local Beer (0.5 liter bottle)

$1.12 BGN 1.95

Imported Beer (0.33 liter bottle)

$1.73 BGN 3.01

One-way Ticket (Public Transport)

$0.89 BGN 1.55

Public Transport Monthly Pass (Regular Price)

$27.08 BGN 47.11

Taxi Start (Normal Tariff)

$1.64 BGN 2.85

Taxi (Normal Tariff) (1km)

$0.91 BGN 1.59

Taxi 1hour Waiting (Normal Tariff)

$10.00 BGN 17.39

Gasoline (1 liter)

$1.50 BGN 2.61

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K BGN 49.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K BGN 36.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.5 BGN 161

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.59 BGN 25.39

Internet (50+ Mbps, Unlimited Data)

$12.13 BGN 21.11

Gym Membership (Monthly)

$31.84 BGN 55.4

Tennis Court (1 Hour on Weekend)

$8.46 BGN 14.72

Cinema Ticket

$5.51 BGN 9.59

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$227 BGN 395

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,021

Jeans (Levis 501 Or Similar)

$30.56 BGN 53.2

Summer Dress (H&M, Zara, etc)

$18.95 BGN 32.97

Sport Shoes (Adidas, Nike)

$45.80 BGN 79.7

Men's Leather Business Shoes

$48.28 BGN 84.0

1-bedroom Apartment, City Center (Monthly)

$510 BGN 887

1-bedroom Apartment, Outside City Center (Monthly)

$364 BGN 634

3-bedroom Apartment, City Center (Monthly)

$624 BGN 1,085

3-bedroom Apartment, Outside City Center (Monthly)

$566 BGN 985

Buy Apartment in City Center (m2)

$1,166 BGN 2,028

Buy Apartment Outside City Center (m2)

$969 BGN 1,686

Average Monthly Net Salary (After Tax)

$1,680 BGN 2,923

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: November 3, 2026

Last update for Homa Bay: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$364 37.6%

Homa Bay

–

Groceries & Markets

Bansko

$193 19.9%

Homa Bay

–

Eating Out

Bansko

$147 15.2%

Homa Bay

–

Monthly Utilities & Internet

Bansko

$119 12.3%

Homa Bay

–

Clothing & Footwear

Bansko

$65 6.7%

Homa Bay

–

Sport & Entertainment

Bansko

$43 4.4%

Homa Bay

–

Getting Around

Bansko

$37 3.8%

Homa Bay

–

Cost Breakdown

A mid-range dinner for two costs $45 in Bansko versus $150 in Homa Bay. Use this as a proxy for overall food spending across the two cities.

Good to know

🇧🇬 Bansko

🇰🇪 Homa Bay

🕒 Local time

23:12 11:12 PM

00:12 12:12 AM

1 h ahead of Bansko

🌤 Weather

👥 Population

8,000

44,949

💱 Currency

Bulgarian Lev BGN лв.

Kenyan Shilling KES Sh

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.514 EUR

1,000 KES = 7.7 USD

1,000 KES = 6.89 EUR

Exchange rates and currency converter

KES, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.94 BGN (1 BGN = 0.514 EUR).

Kenyan Shilling exchange rates as of November 6, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.89 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Homa Bay 4,840 km ≈ 7 h nonstop flight

From you

Bansko
Homa Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Homa Bay: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $968 in Bansko, $58 in Homa Bay – Homa Bay comes out roughly 94% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,452 per month in Bansko and $87 in Homa Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $968 in Bansko and $58 in Homa Bay. That makes Homa Bay about 94% cheaper.

A mid-range dinner for two costs $45 in Bansko and $150 in Homa Bay. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $58 in Homa Bay to $968 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.