Last update: Nov 2026

Cost of Living Comparison Between Homa Bay and Bansko

For one person, living is cheaper in Homa Bay: $58.0 a month against $968 in Bansko, rent and utilities included – about $10,900 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Bansko
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Bansko Living Index

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Homa Bay

🇰🇪 Kenya

$58.0

/mo nomad

Bansko

🇧🇬 Bulgaria

$968

/mo nomad

Monthly Cost of Living

How much you'll spend in Homa Bay and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Homa Bay and in Bansko actually costs, broken down by who's living it.

A single person spends $58 per month in Homa Bay vs $968 in Bansko, rent included.

Homa Bay $58
Bansko $968

A couple spends around $453 per month in Homa Bay vs $1,479 in Bansko, rent included.

Homa Bay $453
Bansko $1,479

A family of three spends $848 per month in Homa Bay vs $1,989 in Bansko, rent included.

Homa Bay $848
Bansko $1,989

Homa Bay is about 94% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Homa Bay and Bansko are more affordable than the global median – Homa Bay 96% lower, Bansko 28% lower.

Meal at Budget Restaurant

$8.83 BGN 15.37

Three-Course Dinner for Two, Mid-Range

$150 KES 19.5K

$45.43 BGN 79.1

230.09%

Fast Food Meal (McDonalds, etc)

$10.62 KES 1,379

$8.92 BGN 15.52

19.06%

Cappuccino

$2.33 BGN 4.06

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 BGN 2.60

Water (0.33 liter bottle)

$0.99 KES 128

$0.83 BGN 1.44

19.28%

Local Beer (0.5 liter draught)

$2.45 KES 319

$1.75 BGN 3.05

40.00%

Imported Beer (0.33 liter bottle)

$4.97 KES 646

$2.01 BGN 3.49

147.26%

Milk (1 liter)

$1.72 BGN 3.00

White Bread (500g)

$0.86 BGN 1.49

Rice (white) (1kg)

$1.46 BGN 2.55

Eggs

$2.33 BGN 4.06

Local Cheese (1kg)

$9.54 BGN 16.60

Chicken Fillets (1kg)

$6.30 BGN 10.96

Beef Round Steak (1kg)

$8.64 BGN 15.04

Apples (1kg)

$1.32 BGN 2.29

Banana (1kg)

$1.65 BGN 2.86

Oranges (1kg)

$1.74 BGN 3.02

Tomato (1kg)

$1.94 BGN 3.38

Potato (1kg)

$0.95 BGN 1.66

Onion (1kg)

$0.72 BGN 1.26

Lettuce (1 head)

$0.55 BGN 0.96

Water (1.5 liter bottle)

$0.59 BGN 1.03

Cigarettes 20 Pack (Marlboro, Camel)

$3.33 BGN 5.79

Wine (Bottle)

$5.08 BGN 8.84

Local Beer (0.5 liter bottle)

$1.12 BGN 1.95

Imported Beer (0.33 liter bottle)

$1.73 BGN 3.01

One-way Ticket (Public Transport)

$0.89 BGN 1.55

Public Transport Monthly Pass (Regular Price)

$27.08 BGN 47.11

Taxi Start (Normal Tariff)

$1.64 BGN 2.85

Taxi (Normal Tariff) (1km)

$0.91 BGN 1.59

Taxi 1hour Waiting (Normal Tariff)

$10.00 BGN 17.39

Gasoline (1 liter)

$1.50 BGN 2.61

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K BGN 49.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K BGN 36.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.5 BGN 161

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.59 BGN 25.39

Internet (50+ Mbps, Unlimited Data)

$12.13 BGN 21.11

Gym Membership (Monthly)

$31.84 BGN 55.4

Tennis Court (1 Hour on Weekend)

$8.46 BGN 14.72

Cinema Ticket

$5.51 BGN 9.59

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$227 BGN 395

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,021

Jeans (Levis 501 Or Similar)

$30.56 BGN 53.2

Summer Dress (H&M, Zara, etc)

$18.95 BGN 32.97

Sport Shoes (Adidas, Nike)

$45.80 BGN 79.7

Men's Leather Business Shoes

$48.28 BGN 84.0

1-bedroom Apartment, City Center (Monthly)

$510 BGN 887

1-bedroom Apartment, Outside City Center (Monthly)

$364 BGN 634

3-bedroom Apartment, City Center (Monthly)

$624 BGN 1,085

3-bedroom Apartment, Outside City Center (Monthly)

$566 BGN 985

Buy Apartment in City Center (m2)

$1,166 BGN 2,028

Buy Apartment Outside City Center (m2)

$969 BGN 1,686

Average Monthly Net Salary (After Tax)

$1,680 BGN 2,923

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homa Bay: November 2, 2026

Last update for Bansko: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Homa Bay

–

Bansko

$364 37.6%

Groceries & Markets

Homa Bay

–

Bansko

$193 19.9%

Eating Out

Homa Bay

–

Bansko

$147 15.2%

Monthly Utilities & Internet

Homa Bay

–

Bansko

$119 12.3%

Clothing & Footwear

Homa Bay

–

Bansko

$65 6.7%

Sport & Entertainment

Homa Bay

–

Bansko

$43 4.4%

Getting Around

Homa Bay

–

Bansko

$37 3.8%

Cost Breakdown

A mid-range dinner for two costs $150 in Homa Bay versus $45 in Bansko. Use this as a proxy for overall food spending across the two cities.

Good to know

🇰🇪 Homa Bay

🇧🇬 Bansko

🕒 Local time

00:01 12:01 AM

23:01 11:01 PM

1 h behind Homa Bay

🌤 Weather

👥 Population

44,949

8,000

💱 Currency

Kenyan Shilling KES Sh

Bulgarian Lev BGN лв.

📈 Exchange rate

1,000 KES = 7.7 USD

1,000 KES = 6.89 EUR

1 BGN = 0.575 USD

1 BGN = 0.514 EUR

Exchange rates and currency converter

BGN, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of November 6, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.89 EUR).

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.94 BGN (1 BGN = 0.514 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Homa Bay Bansko 4,840 km ≈ 7 h nonstop flight

From you

Homa Bay
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homa Bay vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $58 in Homa Bay, $968 in Bansko – Homa Bay comes out roughly 94% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $87 per month in Homa Bay and $1,452 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $58 in Homa Bay and $968 in Bansko. That makes Homa Bay about 94% cheaper.

A mid-range dinner for two costs $150 in Homa Bay and $45 in Bansko. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $58 in Homa Bay to $968 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.