Last update: Oct 2026

Cost of Living Comparison Between Bansko and Dumaguete

For one person, living is cheaper in Dumaguete: $791 a month against $956 in Bansko, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Bansko outweigh lower spending on other living expenses.

47

Cost of Living Index in Bansko
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Bansko Living Index
39

Cost of Living Index in Dumaguete
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Dumaguete Living Index

Jump to prices

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Dumaguete

🇵🇭 Philippines

$791

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Dumaguete

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Dumaguete actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $791 in Dumaguete, rent included.

Bansko $956
Dumaguete $791

A couple spends around $1,467 per month in Bansko vs $1,202 in Dumaguete, rent included.

Bansko $1,467
Dumaguete $1,202

A family of three spends $1,979 per month in Bansko vs $1,612 in Dumaguete, rent included.

Bansko $1,979
Dumaguete $1,612

Bansko costs about 21% more than Dumaguete, and outside of rent the biggest gap is in clothing.

Both Bansko and Dumaguete are more affordable than the global median – Bansko 29% lower, Dumaguete 41% lower.

Meal at Budget Restaurant

$8.66 BGN 15.06

$3.85 ₱242

124.94%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.2

$16.19 ₱1,020

177.58%

Fast Food Meal (McDonalds, etc)

$8.78 BGN 15.28

$4.17 ₱262

110.55%

Cappuccino

$2.33 BGN 4.05

$2.27 ₱143

2.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.74

$0.72 ₱45.42

118.06%

Water (0.33 liter bottle)

$0.82 BGN 1.43

$0.44 ₱27.45

86.36%

Local Beer (0.5 liter draught)

$1.68 BGN 2.92

$1.34 ₱84.2

25.37%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.45

$1.85 ₱117

7.03%

Milk (1 liter)

$1.73 BGN 3.00

$1.61 ₱101

7.45%

White Bread (500g)

$0.80 BGN 1.40

$1.33 ₱83.9

-39.85%

Rice (white) (1kg)

$1.44 BGN 2.51

$0.95 ₱59.6

51.58%

Eggs

$2.36 BGN 4.10

$1.75 ₱110

34.86%

Local Cheese (1kg)

$9.39 BGN 16.34

$8.39 ₱528

11.92%

Chicken Fillets (1kg)

$6.41 BGN 11.15

$4.40 ₱277

45.68%

Beef Round Steak (1kg)

$8.48 BGN 14.76

$7.01 ₱441

20.97%

Apples (1kg)

$1.31 BGN 2.28

$1.63 ₱103

-19.63%

Banana (1kg)

$1.62 BGN 2.82

$1.30 ₱82.0

24.62%

Oranges (1kg)

$1.73 BGN 3.01

$3.51 ₱221

-50.71%

Tomato (1kg)

$1.94 BGN 3.38

$1.25 ₱78.7

55.20%

Potato (1kg)

$0.94 BGN 1.63

$2.43 ₱153

-61.32%

Onion (1kg)

$0.76 BGN 1.32

$1.57 ₱98.8

-51.59%

Lettuce (1 head)

$0.55 BGN 0.95

$0.79 ₱49.58

-30.38%

Water (1.5 liter bottle)

$0.59 BGN 1.02

$0.54 ₱34.27

9.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.66

$2.32 ₱146

40.09%

Wine (Bottle)

$5.20 BGN 9.05

$8.84 ₱557

-41.18%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.89

$1.20 ₱75.7

-9.17%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

$1.26 ₱79.1

33.33%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

$0.41 ₱25.84

104.88%

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

$10.09 ₱635

168.19%

Taxi Start (Normal Tariff)

$1.34 BGN 2.34

$0.69 ₱43.64

94.20%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.17 ₱10.41

282.35%

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

$2.19 ₱138

359.36%

Gasoline (1 liter)

$1.48 BGN 2.57

$1.06 ₱66.7

39.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$20.9K ₱1.3M

39.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

$24.1K ₱1.5M

-13.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 161

$67.1 ₱4,227

37.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.26

$10.05 ₱632

44.48%

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.43

$25.78 ₱1,623

-52.21%

Gym Membership (Monthly)

$31.70 BGN 55.2

$23.76 ₱1,496

33.42%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

$4.06 ₱256

110.10%

Cinema Ticket

$5.62 BGN 9.78

$7.23 ₱455

-22.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$57.8 ₱3,639

298.62%

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,947

$1,698 ₱106.9K

33.56%

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

$94.4 ₱5,945

-68.12%

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

$32.11 ₱2,022

-38.90%

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

$102 ₱6,429

-55.08%

Men's Leather Business Shoes

$47.69 BGN 83.0

$112 ₱7,053

-57.43%

1-bedroom Apartment, City Center (Monthly)

$518 BGN 902

$238 ₱15.0K

117.91%

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 621

$207 ₱13.0K

72.47%

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,069

$429 ₱27.0K

43.09%

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 990

$359 ₱22.6K

58.68%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

$3,082 ₱194.0K

-61.34%

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

$693 ₱43.7K

38.35%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

$276 ₱17.4K

517.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

-57.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Dumaguete: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$357 37.3%

Dumaguete

$207 26.2% 42% $150

Groceries & Markets

Bansko

$192 20.1%

Dumaguete

$191 24.1% 0.4% $0.8

Eating Out

Bansko

$145 15.2%

Dumaguete

$86 10.8% 41.2% $60

Monthly Utilities & Internet

Bansko

$119 12.5%

Dumaguete

$103 13% 13.7% $16

Clothing & Footwear

Bansko

$64 6.7%

Dumaguete

$153 19.4% 138% $89

Sport & Entertainment

Bansko

$43 4.5%

Dumaguete

$38 4.8% 11% $4.7

Getting Around

Bansko

$35 3.7%

Dumaguete

$13 1.7% 62.2% $22

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $238 in Dumaguete. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 517% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Bansko versus $16.00 in Dumaguete. Monthly groceries follow the same trend: $192 vs $191 – making Dumaguete the more affordable choice for daily food spending.

Good to know

🇧🇬 Bansko

🇵🇭 Dumaguete

🕒 Local time

05:29 5:29 AM

10:29 10:29 AM

5 h ahead of Bansko

🌤 Weather

👥 Population

8,000

134,103

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Dumaguete 10,120 km ≈ 13 h nonstop flight

From you

Bansko
Dumaguete

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Dumaguete: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $956 in Bansko, $791 in Dumaguete – roughly 21% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,434 per month in Bansko and $1,187 in Dumaguete. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dumaguete, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Bansko and $16.00 in Dumaguete. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $956 in Bansko and $791 in Dumaguete. That's a gap of about 21%.

A $2,000 monthly budget goes further in Dumaguete, where all-in costs run around $791, than in Bansko at $956. In Dumaguete it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Dumaguete has an edge in some lifestyle areas, with costs from $791 in Dumaguete to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dumaguete. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.