Last update: Oct 2026

Cost of Living Comparison Between Bansko and Cadiz

For one person, living is cheaper in Cadiz: $635 a month against $956 in Bansko, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

Bansko
🇧🇬 Bulgaria
$956
/mo nomad
Cadiz
🇵🇭 Philippines
$635
/mo nomad
Monthly Cost of Living

How much you'll spend in Bansko and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Cadiz actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $635 in Cadiz, rent included.

  • Bansko $956
  • Cadiz $635

A couple spends around $1,467 per month in Bansko vs $973 in Cadiz, rent included.

  • Bansko $1,467
  • Cadiz $973

A family of three spends $1,979 per month in Bansko vs $1,311 in Cadiz, rent included.

  • Bansko $1,979
  • Cadiz $1,311

Bansko costs about 51% more than Cadiz, and outside of rent the biggest gap is in eating out.

Both Bansko and Cadiz are more affordable than the global median – Bansko 29% lower, Cadiz 53% lower.

Currency
🍽 Eating Out
Bansko
Cadiz
Difference
Meal at Budget Restaurant
$8.66 BGN 15.06
$2.82 ₱177
207.09%
Three-Course Dinner for Two, Mid-Range
$44.94 BGN 78.2
$8.06 ₱508
457.57%
Fast Food Meal (McDonalds, etc)
$8.78 BGN 15.28
$3.16 ₱199
177.85%
Cappuccino
$2.33 BGN 4.05
$1.38 ₱87.0
68.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.57 BGN 2.74
$0.42 ₱26.42
273.81%
Water (0.33 liter bottle)
$0.82 BGN 1.43
$0.30 ₱19.19
173.33%
Local Beer (0.5 liter draught)
$1.68 BGN 2.92
$1.10 ₱69.2
52.73%
Imported Beer (0.33 liter bottle)
$1.98 BGN 3.45
$1.78 ₱112
11.24%
🛒 Groceries & Markets
Bansko
Cadiz
Difference
Milk (1 liter)
$1.73 BGN 3.00
$1.61 ₱102
7.45%
White Bread (500g)
$0.80 BGN 1.40
$1.20 ₱75.7
-33.33%
Rice (white) (1kg)
$1.44 BGN 2.51
$0.90 ₱56.4
60.00%
Eggs
$2.36 BGN 4.10
$1.73 ₱109
36.42%
Local Cheese (1kg)
$9.39 BGN 16.34
$5.81 ₱366
61.62%
Chicken Fillets (1kg)
$6.41 BGN 11.15
$4.18 ₱263
53.35%
Beef Round Steak (1kg)
$8.48 BGN 14.76
$6.07 ₱382
39.70%
Apples (1kg)
$1.31 BGN 2.28
$3.31 ₱208
-60.42%
Banana (1kg)
$1.62 BGN 2.82
$1.04 ₱65.6
55.77%
Oranges (1kg)
$1.73 BGN 3.01
$2.93 ₱185
-40.96%
Tomato (1kg)
$1.94 BGN 3.38
$1.44 ₱90.8
34.72%
Potato (1kg)
$0.94 BGN 1.63
$2.37 ₱149
-60.34%
Onion (1kg)
$0.76 BGN 1.32
$2.74 ₱172
-72.26%
Lettuce (1 head)
$0.55 BGN 0.95
$0.38 ₱24.11
44.74%
Water (1.5 liter bottle)
$0.59 BGN 1.02
$0.79 ₱49.45
-25.32%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 BGN 5.66
$2.51 ₱158
29.48%
Wine (Bottle)
$5.20 BGN 9.05
$6.49 ₱408
-19.88%
Local Beer (0.5 liter bottle)
$1.09 BGN 1.89
$1.10 ₱69.1
-0.91%
Imported Beer (0.33 liter bottle)
$1.68 BGN 2.92
$1.23 ₱77.7
36.59%
🚌 Getting Around
Bansko
Cadiz
Difference
One-way Ticket (Public Transport)
$0.84 BGN 1.45
$0.26 ₱16.47
223.08%
Public Transport Monthly Pass (Regular Price)
$27.06 BGN 47.09
$10.59 ₱667
155.52%
Taxi Start (Normal Tariff)
$1.34 BGN 2.34
$0.76 ₱48.16
76.32%
Taxi (Normal Tariff) (1km)
$0.65 BGN 1.14
$0.34 ₱21.25
91.18%
Taxi 1hour Waiting (Normal Tariff)
$10.06 BGN 17.51
$2.34 ₱147
329.91%
Gasoline (1 liter)
$1.48 BGN 2.57
$1.16 ₱72.8
27.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BGN 50.7K
$21.2K ₱1.3M
37.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K BGN 36.4K
$19.4K ₱1.2M
8.01%
🧾 Monthly Utilities & Internet
Bansko
Cadiz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.4 BGN 161
$64.0 ₱4,027
44.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.52 BGN 25.26
$9.29 ₱585
56.30%
Internet (50+ Mbps, Unlimited Data)
$12.32 BGN 21.43
$27.04 ₱1,702
-54.44%
🎉 Sport & Entertainment
Bansko
Cadiz
Difference
Gym Membership (Monthly)
$31.70 BGN 55.2
$36.68 ₱2,309
-13.58%
Tennis Court (1 Hour on Weekend)
$8.53 BGN 14.84
$4.05 ₱255
110.62%
Cinema Ticket
$5.62 BGN 9.78
$4.91 ₱309
14.46%
🧸 Childcare & Education
Bansko
Cadiz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 BGN 401
$32.29 ₱2,033
613.53%
International Primary School, 1 Child (Yearly)
$2,268 BGN 3,947
$7,387 ₱465.1K
-69.29%
👕👟 Clothing & Footwear
Bansko
Cadiz
Difference
Jeans (Levis 501 Or Similar)
$30.10 BGN 52.4
$32.53 ₱2,048
-7.47%
Summer Dress (H&M, Zara, etc)
$19.62 BGN 34.13
$19.35 ₱1,219
1.40%
Sport Shoes (Adidas, Nike)
$45.86 BGN 79.8
$56.3 ₱3,544
-18.54%
Men's Leather Business Shoes
$47.69 BGN 83.0
$23.62 ₱1,487
101.91%
🏠 Accommodation & Living
Bansko
Cadiz
Difference
1-bedroom Apartment, City Center (Monthly)
$518 BGN 902
$266 ₱16.7K
94.97%
1-bedroom Apartment, Outside City Center (Monthly)
$357 BGN 621
$173 ₱10.9K
106.45%
3-bedroom Apartment, City Center (Monthly)
$614 BGN 1,069
$510 ₱32.1K
20.51%
3-bedroom Apartment, Outside City Center (Monthly)
$569 BGN 990
$357 ₱22.5K
59.42%
Buy Apartment in City Center (m2)
$1,191 BGN 2,073
$2,383 ₱150.0K
-50.00%
Buy Apartment Outside City Center (m2)
$959 BGN 1,669
$1,029 ₱64.8K
-6.80%
💵 Salaries & Financials
Bansko
Cadiz
Difference
Average Monthly Net Salary (After Tax)
$1,704 BGN 2,965
$190 ₱12.0K
795.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.99
7.33
-59.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Cadiz: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bansko
$357
Cadiz
$173 51.6% $184
Groceries & Markets
Bansko
$192
Cadiz
$181 5.4% $10
Eating Out
Bansko
$145
Cadiz
$61 58.4% $85
Monthly Utilities & Internet
Bansko
$119
Cadiz
$100 15.9% $19
Clothing & Footwear
Bansko
$64
Cadiz
$59 8% $5.2
Sport & Entertainment
Bansko
$43
Cadiz
$46 8.2% $3.5
Getting Around
Bansko
$35
Cadiz
$14 59.8% $21

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $266 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 795% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Bansko versus $8.00 in Cadiz. Monthly groceries follow the same trend: $192 vs $181 – making Cadiz the more affordable choice for daily food spending.

Good to know
🇧🇬 Bansko
🇵🇭 Cadiz
🕒 Local time
07:09 7:09 AM
12:09 12:09 PM
5 h ahead of Bansko
🌤 Weather
👥 Population
8,000
154,723
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Bansko Cadiz 9,990 km ≈ 13 h nonstop flight
From you
  • Bansko
  • Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bansko vs Cadiz: Cost of Living - Frequently Asked Questions
How do living costs in Bansko and in Cadiz compare overall?
Monthly costs with rent: $956 in Bansko, $635 in Cadiz – roughly 51% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Bansko compared to Cadiz?
For a comfortable life, plan on about $1,434 per month in Bansko and $953 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bansko and Cadiz?
Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $45.00 in Bansko and $8.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bansko or Cadiz?
Monthly expenses with rent come to $956 in Bansko and $635 in Cadiz. That's a gap of about 51%.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $635, than in Bansko at $956. In Cadiz it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.
How does quality of life compare between Bansko and Cadiz?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $635 in Cadiz to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.
Is Bansko or Cadiz safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bansko and Cadiz?
If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.

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