Cost of Living Comparison Between Banja Luka and Ubud, Bali Cost of Living Comparison Between Banja Luka and Ubud, Bali

😐 Solo nomad: Banja Luka is 1.7% more expensive than Ubud, Bali without rent, and 19.4% cheaper with rent.

😐 Family of 3: Banja Luka is 19.3% more expensive than Ubud, Bali without rent, and 39.6% cheaper with rent.

Meal at Budget Restaurant

$8.67 BAM 14.65

$3.43 Rp 58.1K

152.77%

Three-Course Dinner for Two, Mid-Range

$42.02 BAM 71.0

$32.70 Rp 553.4K

28.50%

Fast Food Meal (McDonalds, etc)

$8.61 BAM 14.55

$5.04 Rp 85.2K

70.83%

Cappuccino

$1.64 BAM 2.77

$2.85 Rp 48.2K

-42.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 BAM 3.38

$1.34 Rp 22.8K

49.25%

Water (0.33 liter bottle)

$1.15 BAM 1.94

$0.75 Rp 12.6K

53.33%

Local Beer (0.5 liter draught)

$2.00 BAM 3.38

$2.90 Rp 49.1K

-31.03%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.75

$3.94 Rp 66.7K

-28.68%

Milk (1 liter)

$1.37 BAM 2.31

$1.80 Rp 30.5K

-23.89%

White Bread (500g)

$1.29 BAM 2.18

$2.55 Rp 43.2K

-49.41%

Rice (white) (1kg)

$1.65 BAM 2.78

$1.19 Rp 20.2K

38.66%

Eggs

$2.86 BAM 4.83

$2.42 Rp 40.9K

18.18%

Local Cheese (1kg)

$9.53 BAM 16.10

$14.38 Rp 243.4K

-33.73%

Chicken Fillets (1kg)

$8.95 BAM 15.12

$4.21 Rp 71.2K

112.59%

Beef Round Steak (1kg)

$11.91 BAM 20.13

$11.88 Rp 201.0K

0.25%

Apples (1kg)

$1.45 BAM 2.45

$3.71 Rp 62.8K

-60.92%

Banana (1kg)

$1.62 BAM 2.74

$1.56 Rp 26.4K

3.85%

Oranges (1kg)

$1.85 BAM 3.13

$2.77 Rp 46.9K

-33.21%

Tomato (1kg)

$1.95 BAM 3.30

$2.22 Rp 37.6K

-12.16%

Potato (1kg)

$1.19 BAM 2.02

$1.99 Rp 33.8K

-40.20%

Onion (1kg)

$1.29 BAM 2.19

$2.29 Rp 38.8K

-43.67%

Lettuce (1 head)

$1.22 BAM 2.06

$1.01 Rp 17.1K

20.79%

Water (1.5 liter bottle)

$0.78 BAM 1.31

$0.78 Rp 13.3K

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 BAM 6.36

$3.17 Rp 53.6K

18.61%

Wine (Bottle)

$8.01 BAM 13.54

$23.70 Rp 401.1K

-66.20%

Local Beer (0.5 liter bottle)

$0.69 BAM 1.17

$2.78 Rp 47.0K

-75.18%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.85

$2.75 Rp 46.5K

-60.36%

One-way Ticket (Public Transport)

$1.38 BAM 2.33

$0.27 Rp 4,514

411.11%

Public Transport Monthly Pass (Regular Price)

$36.64 BAM 61.9

$8.14 Rp 137.7K

350.12%

Taxi Start (Normal Tariff)

$1.44 BAM 2.43

$0.45 Rp 7,609

220.00%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.95

$0.42 Rp 7,192

176.19%

Taxi 1hour Waiting (Normal Tariff)

$9.00 BAM 15.21

$6.18 Rp 104.6K

45.63%

Gasoline (1 liter)

$1.49 BAM 2.52

$0.80 Rp 13.5K

86.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 49.1K

$26.2K Rp 443.1M

11.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.6K

$31.6K Rp 534.8M

-16.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 BAM 287

$80.7 Rp 1.4M

110.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.16 BAM 32.38

$4.12 Rp 69.8K

365.05%

Internet (50+ Mbps, Unlimited Data)

$23.63 BAM 39.93

$23.70 Rp 401.0K

-0.30%

Gym Membership (Monthly)

$28.58 BAM 48.30

$96.9 Rp 1.6M

-70.49%

Tennis Court (1 Hour on Weekend)

$10.20 BAM 17.23

$6.29 Rp 106.4K

62.16%

Cinema Ticket

$4.65 BAM 7.86

$4.11 Rp 69.5K

13.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BAM 396

$298 Rp 5.0M

-21.37%

International Primary School, 1 Child (Yearly)

$3,723 BAM 6,292

$6,540 Rp 110.7M

-43.08%

Jeans (Levis 501 Or Similar)

$73.8 BAM 125

$53.4 Rp 904.2K

38.14%

Summer Dress (H&M, Zara, etc)

$36.92 BAM 62.4

$38.33 Rp 648.6K

-3.68%

Sport Shoes (Adidas, Nike)

$88.7 BAM 150

$86.4 Rp 1.5M

2.70%

Men's Leather Business Shoes

$125 BAM 212

$78.9 Rp 1.3M

59.02%

1-bedroom Apartment, City Center (Monthly)

$449 BAM 758

$1,015 Rp 17.2M

-55.83%

1-bedroom Apartment, Outside City Center (Monthly)

$326 BAM 552

$669 Rp 11.3M

-51.17%

3-bedroom Apartment, City Center (Monthly)

$653 BAM 1,104

$3,348 Rp 56.7M

-80.48%

3-bedroom Apartment, Outside City Center (Monthly)

$479 BAM 809

$2,114 Rp 35.8M

-77.34%

Buy Apartment in City Center (m2)

$3,090 BAM 5,222

$3,020 Rp 51.1M

2.33%

Buy Apartment Outside City Center (m2)

$2,087 BAM 3,527

$2,334 Rp 39.5M

-10.58%

Average Monthly Net Salary (After Tax)

$874 BAM 1,476

$178 Rp 3.0M

389.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

13.28

-62.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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