Cost of Living Comparison Between Banja Luka and Ubud, Bali Cost of Living Comparison Between Banja Luka and Ubud, Bali

😐 Solo nomad: Banja Luka is 40.6% more expensive than Ubud, Bali without rent, and 54.2% more expensive with rent.

😐 Family of 3: Banja Luka is 22.6% more expensive than Ubud, Bali without rent, and 45.6% more expensive with rent.

Meal at Budget Restaurant

$8.69 BAM 14.62

$2.85 Rp 47.5K

204.91%

Three-Course Dinner for Two, Mid-Range

$41.2 BAM 69.4

$12.26 Rp 204.3K

236.05%

Fast Food Meal (McDonalds, etc)

$8.71 BAM 14.66

$3.28 Rp 54.6K

165.55%

Cappuccino

$1.66 BAM 2.79

$2.3 Rp 38.3K

-27.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 BAM 3.29

$1.11 Rp 18.5K

75.68%

Water (0.33 liter bottle)

$1.2 BAM 2.02

$0.26 Rp 4,324

361.54%

Local Beer (0.5 liter draught)

$2.09 BAM 3.52

$2.4 Rp 40K

-12.92%

Imported Beer (0.33 liter bottle)

$2.74 BAM 4.62

$3.15 Rp 52.5K

-13.02%

Milk (1 liter)

$1.36 BAM 2.28

$1.49 Rp 24.9K

-8.72%

White Bread (500g)

$1.25 BAM 2.1

$1.65 Rp 27.5K

-24.24%

Rice (white) (1kg)

$1.57 BAM 2.65

$1.13 Rp 18.9K

38.94%

Eggs

$3.03 BAM 5.1

$2.33 Rp 38.9K

30.04%

Local Cheese (1kg)

$9.17 BAM 15.44

$13.7 Rp 228.3K

-33.07%

Chicken Fillets (1kg)

$8.77 BAM 14.76

$3.97 Rp 66.2K

120.91%

Beef Round Steak (1kg)

$12.08 BAM 20.34

$11.22 Rp 187K

7.66%

Apples (1kg)

$1.4 BAM 2.36

$3.48 Rp 57.9K

-59.77%

Banana (1kg)

$1.58 BAM 2.66

$1.5 Rp 25K

5.33%

Oranges (1kg)

$1.87 BAM 3.14

$2.68 Rp 44.6K

-30.22%

Tomato (1kg)

$1.97 BAM 3.31

$1.35 Rp 22.5K

45.93%

Potato (1kg)

$1.19 BAM 2

$1.57 Rp 26.2K

-24.20%

Onion (1kg)

$1.26 BAM 2.12

$2.1 Rp 34.9K

-40.00%

Lettuce (1 head)

$1.22 BAM 2.05

$1.03 Rp 17.1K

18.45%

Water (1.5 liter bottle)

$0.76 BAM 1.29

$0.57 Rp 9,488

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.66 BAM 6.16

$2.31 Rp 38.5K

58.44%

Wine (Bottle)

$7.9 BAM 13.3

$15.21 Rp 253.5K

-48.06%

Local Beer (0.5 liter bottle)

$0.75 BAM 1.26

$2.49 Rp 41.5K

-69.88%

Imported Beer (0.33 liter bottle)

$1.12 BAM 1.89

$2.66 Rp 44.3K

-57.89%

One-way Ticket (Public Transport)

$1.42 BAM 2.39

$0.29 Rp 4,911

389.66%

Public Transport Monthly Pass (Regular Price)

$36.68 BAM 61.8

$10.03 Rp 167.1K

265.70%

Taxi Start (Normal Tariff)

$1.49 BAM 2.5

$0.45 Rp 7,480

231.11%

Taxi (Normal Tariff) (1km)

$1.14 BAM 1.92

$0.34 Rp 5,748

235.29%

Taxi 1hour Waiting (Normal Tariff)

$8.9 BAM 14.98

$5.97 Rp 99.4K

49.08%

Gasoline (1 liter)

$1.46 BAM 2.46

$0.75 Rp 12.4K

94.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29K BAM 48.9K

$25.8K Rp 430.2M

12.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K BAM 44.7K

$31.7K Rp 528.9M

-16.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 BAM 292

$64.6 Rp 1.1M

168.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.89 BAM 31.81

$4.14 Rp 69K

356.28%

Internet (50+ Mbps, Unlimited Data)

$23.48 BAM 39.53

$23.99 Rp 399.7K

-2.13%

Gym Membership (Monthly)

$28.59 BAM 48.13

$23.29 Rp 388.1K

22.76%

Tennis Court (1 Hour on Weekend)

$9.94 BAM 16.73

$6.19 Rp 103.1K

60.58%

Cinema Ticket

$4.63 BAM 7.79

$3.45 Rp 57.5K

34.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 BAM 401

$91.9 Rp 1.5M

159.24%

International Primary School, 1 Child (Yearly)

$3,697 BAM 6,224

$5,912 Rp 98.5M

-37.47%

Jeans (Levis 501 Or Similar)

$75.2 BAM 127

$51.5 Rp 857.6K

46.14%

Summer Dress (H&M, Zara, etc)

$36.31 BAM 61.1

$24.45 Rp 407.3K

48.51%

Sport Shoes (Adidas, Nike)

$89.8 BAM 151

$84.4 Rp 1.4M

6.45%

Men's Leather Business Shoes

$126 BAM 212

$74.3 Rp 1.2M

69.83%

1-bedroom Apartment, City Center (Monthly)

$466 BAM 785

$261 Rp 4.4M

78.38%

1-bedroom Apartment, Outside City Center (Monthly)

$325 BAM 546

$160 Rp 2.7M

103.44%

3-bedroom Apartment, City Center (Monthly)

$646 BAM 1,087

$585 Rp 9.7M

10.37%

3-bedroom Apartment, Outside City Center (Monthly)

$463 BAM 780

$328 Rp 5.5M

41.16%

Buy Apartment in City Center (m2)

$2,854 BAM 4,805

$985 Rp 16.4M

189.76%

Buy Apartment Outside City Center (m2)

$2,061 BAM 3,469

$847 Rp 14.1M

143.34%

Average Monthly Net Salary (After Tax)

$891 BAM 1,499

$178 Rp 3M

400.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

13.28

-62.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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