Cost of Living Comparison Between Banja Luka and Ubud, Bali Cost of Living Comparison Between Banja Luka and Ubud, Bali

😐 Solo nomad: Banja Luka is 12% more expensive than Ubud, Bali without rent, and 22% cheaper with rent.

🙂 Family of 3: Banja Luka is 9.1% cheaper than Ubud, Bali without rent, and 39.5% cheaper with rent.

Meal at Budget Restaurant

$8.61 BAM 14.38

$3.47 Rp 58.5K

148.13%

Three-Course Dinner for Two, Mid-Range

$41.52 BAM 69.3

$32.10 Rp 541.6K

29.35%

Fast Food Meal (McDonalds, etc)

$8.67 BAM 14.48

$4.86 Rp 82.0K

78.40%

Cappuccino

$1.60 BAM 2.67

$2.82 Rp 47.6K

-43.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 BAM 3.27

$1.37 Rp 23.2K

43.07%

Water (0.33 liter bottle)

$1.19 BAM 1.99

$0.73 Rp 12.3K

63.01%

Local Beer (0.5 liter draught)

$2.12 BAM 3.54

$2.90 Rp 48.9K

-26.90%

Imported Beer (0.33 liter bottle)

$2.88 BAM 4.81

$3.92 Rp 66.1K

-26.53%

Milk (1 liter)

$1.41 BAM 2.36

$1.74 Rp 29.4K

-18.97%

White Bread (500g)

$1.28 BAM 2.13

$2.44 Rp 41.2K

-47.54%

Rice (white) (1kg)

$1.57 BAM 2.61

$1.17 Rp 19.7K

34.19%

Eggs

$2.87 BAM 4.79

$2.35 Rp 39.7K

22.13%

Local Cheese (1kg)

$9.60 BAM 16.02

$14.78 Rp 249.4K

-35.05%

Chicken Fillets (1kg)

$8.84 BAM 14.76

$4.25 Rp 71.7K

108.00%

Beef Round Steak (1kg)

$11.95 BAM 19.96

$12.21 Rp 206.1K

-2.13%

Apples (1kg)

$1.45 BAM 2.42

$3.72 Rp 62.8K

-61.02%

Banana (1kg)

$1.59 BAM 2.65

$1.56 Rp 26.2K

1.92%

Oranges (1kg)

$1.89 BAM 3.15

$2.69 Rp 45.4K

-29.74%

Tomato (1kg)

$1.93 BAM 3.22

$2.34 Rp 39.4K

-17.52%

Potato (1kg)

$1.26 BAM 2.10

$2.00 Rp 33.7K

-37.00%

Onion (1kg)

$1.25 BAM 2.08

$2.31 Rp 38.9K

-45.89%

Lettuce (1 head)

$1.26 BAM 2.11

$1.01 Rp 17.1K

24.75%

Water (1.5 liter bottle)

$0.77 BAM 1.29

$0.73 Rp 12.3K

5.48%

Cigarettes 20 Pack (Marlboro, Camel)

$3.66 BAM 6.10

$3.31 Rp 55.9K

10.57%

Wine (Bottle)

$8.31 BAM 13.88

$25.14 Rp 424.2K

-66.95%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.18

$2.90 Rp 48.9K

-75.52%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.82

$2.77 Rp 46.8K

-60.65%

One-way Ticket (Public Transport)

$1.38 BAM 2.30

$0.27 Rp 4,526

411.11%

Public Transport Monthly Pass (Regular Price)

$36.66 BAM 61.2

$8.26 Rp 139.4K

343.83%

Taxi Start (Normal Tariff)

$1.44 BAM 2.41

$0.45 Rp 7,634

220.00%

Taxi (Normal Tariff) (1km)

$1.15 BAM 1.92

$0.42 Rp 7,129

173.81%

Taxi 1hour Waiting (Normal Tariff)

$9.10 BAM 15.20

$6.26 Rp 105.5K

45.37%

Gasoline (1 liter)

$1.54 BAM 2.58

$0.86 Rp 14.6K

79.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K BAM 48.2K

$25.9K Rp 436.8M

11.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K BAM 45.5K

$31.9K Rp 538.1M

-14.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 BAM 288

$80.8 Rp 1.4M

113.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.98 BAM 31.70

$3.98 Rp 67.1K

376.88%

Internet (50+ Mbps, Unlimited Data)

$23.44 BAM 39.14

$23.55 Rp 397.3K

-0.47%

Gym Membership (Monthly)

$28.22 BAM 47.13

$97.3 Rp 1.6M

-70.99%

Tennis Court (1 Hour on Weekend)

$9.97 BAM 16.65

$6.42 Rp 108.4K

55.30%

Cinema Ticket

$4.74 BAM 7.92

$4.16 Rp 70.3K

13.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 BAM 394

$294 Rp 5.0M

-19.77%

International Primary School, 1 Child (Yearly)

$3,627 BAM 6,057

$6,548 Rp 110.5M

-44.61%

Jeans (Levis 501 Or Similar)

$74.8 BAM 125

$54.2 Rp 913.9K

38.05%

Summer Dress (H&M, Zara, etc)

$35.98 BAM 60.1

$37.95 Rp 640.3K

-5.19%

Sport Shoes (Adidas, Nike)

$88.2 BAM 147

$88.1 Rp 1.5M

0.09%

Men's Leather Business Shoes

$122 BAM 204

$78.1 Rp 1.3M

56.29%

1-bedroom Apartment, City Center (Monthly)

$450 BAM 751

$995 Rp 16.8M

-54.83%

1-bedroom Apartment, Outside City Center (Monthly)

$320 BAM 535

$668 Rp 11.3M

-52.07%

3-bedroom Apartment, City Center (Monthly)

$652 BAM 1,088

$3,391 Rp 57.2M

-80.79%

3-bedroom Apartment, Outside City Center (Monthly)

$474 BAM 791

$2,080 Rp 35.1M

-77.22%

Buy Apartment in City Center (m2)

$3,020 BAM 5,043

$3,037 Rp 51.2M

-0.56%

Buy Apartment Outside City Center (m2)

$1,999 BAM 3,338

$2,378 Rp 40.1M

-15.96%

Average Monthly Net Salary (After Tax)

$882 BAM 1,473

$180 Rp 3.0M

391.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

13.28

-62.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: March 2, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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