Cost of Living Comparison Between Banja Luka and Tesanj Cost of Living Comparison Between Banja Luka and Tesanj

Monthly Cost of Living

A single person spends $1,255 per month in Banja Luka vs $954 in Tesanj, rent included.

A couple spends around $1,897 per month in Banja Luka vs $1,390 in Tesanj, rent included.

A family of three spends $2,539 per month in Banja Luka vs $1,825 in Tesanj, rent included.

Banja Luka costs about 32% more than Tesanj, driven mainly by Eating Out.

Both Banja Luka and Tesanj are more affordable than the global median – Banja Luka 9% lower, Tesanj 31% lower.

Meal at Budget Restaurant

$10.01 BAM 16.81

$3.46 BAM 5.81

189.31%

Three-Course Dinner for Two, Mid-Range

$53.0 BAM 89.1

$16.42 BAM 27.59

222.96%

Fast Food Meal (McDonalds, etc)

$11.48 BAM 19.28

$2.94 BAM 4.93

290.48%

Cappuccino

$1.85 BAM 3.12

$0.91 BAM 1.53

103.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 BAM 4.32

$1.44 BAM 2.42

78.47%

Water (0.33 liter bottle)

$1.69 BAM 2.83

$0.86 BAM 1.44

96.51%

Local Beer (0.5 liter draught)

$2.59 BAM 4.34

$2.07 BAM 3.48

25.12%

Imported Beer (0.33 liter bottle)

$3.67 BAM 6.17

$1.81 BAM 3.03

102.76%

Milk (1 liter)

$1.49 BAM 2.50

$0.81 BAM 1.36

83.95%

White Bread (500g)

$1.27 BAM 2.13

$0.86 BAM 1.44

47.67%

Rice (white) (1kg)

$1.63 BAM 2.75

$2.31 BAM 3.88

-29.44%

Eggs

$3.00 BAM 5.03

$3.06 BAM 5.13

-1.96%

Local Cheese (1kg)

$9.91 BAM 16.64

$9.88 BAM 16.60

0.30%

Chicken Fillets (1kg)

$9.21 BAM 15.47

$7.27 BAM 12.22

26.69%

Beef Round Steak (1kg)

$14.34 BAM 24.09

$13.43 BAM 22.55

6.78%

Apples (1kg)

$1.84 BAM 3.09

$1.25 BAM 2.10

47.20%

Banana (1kg)

$2.05 BAM 3.45

$1.81 BAM 3.04

13.26%

Oranges (1kg)

$2.25 BAM 3.77

$1.85 BAM 3.10

21.62%

Tomato (1kg)

$2.33 BAM 3.91

$1.74 BAM 2.93

33.91%

Potato (1kg)

$1.01 BAM 1.70

$0.79 BAM 1.33

27.85%

Onion (1kg)

$1.45 BAM 2.43

$0.68 BAM 1.15

113.24%

Lettuce (1 head)

$1.23 BAM 2.06

$0.95 BAM 1.59

29.47%

Water (1.5 liter bottle)

$0.89 BAM 1.50

$1.01 BAM 1.70

-11.88%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 BAM 6.76

$4.00 BAM 6.72

0.50%

Wine (Bottle)

$8.70 BAM 14.62

$8.02 BAM 13.48

8.48%

Local Beer (0.5 liter bottle)

$1.00 BAM 1.69

$1.31 BAM 2.19

-23.66%

Imported Beer (0.33 liter bottle)

$1.46 BAM 2.45

$2.32 BAM 3.90

-37.07%

One-way Ticket (Public Transport)

$1.40 BAM 2.36

$1.31 BAM 2.20

6.87%

Public Transport Monthly Pass (Regular Price)

$45.52 BAM 76.5

Taxi Start (Normal Tariff)

$1.77 BAM 2.97

$1.17 BAM 1.97

51.28%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.95

$0.57 BAM 0.96

103.51%

Taxi 1hour Waiting (Normal Tariff)

$17.56 BAM 29.49

$10.75 BAM 18.06

63.35%

Gasoline (1 liter)

$1.72 BAM 2.89

$1.53 BAM 2.57

12.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K BAM 52.7K

$31.6K BAM 53.1K

-0.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K BAM 38.0K

$22.4K BAM 37.6K

0.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 BAM 273

$124 BAM 209

31.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.05 BAM 28.64

$18.92 BAM 31.78

-9.88%

Internet (50+ Mbps, Unlimited Data)

$37.78 BAM 63.5

$28.33 BAM 47.59

33.36%

Gym Membership (Monthly)

$40.09 BAM 67.3

$34.48 BAM 57.9

16.27%

Tennis Court (1 Hour on Weekend)

$15.60 BAM 26.20

$30.09 BAM 50.6

-48.16%

Cinema Ticket

$6.03 BAM 10.13

$3.01 BAM 5.05

100.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 BAM 511

$152 BAM 256

99.48%

International Primary School, 1 Child (Yearly)

$3,714 BAM 6,237

$3,994 BAM 6,709

-7.03%

Jeans (Levis 501 Or Similar)

$85.9 BAM 144

$116 BAM 195

-26.00%

Summer Dress (H&M, Zara, etc)

$36.82 BAM 61.9

$34.80 BAM 58.5

5.80%

Sport Shoes (Adidas, Nike)

$108 BAM 182

$97.6 BAM 164

10.83%

Men's Leather Business Shoes

$150 BAM 252

$117 BAM 197

28.15%

1-bedroom Apartment, City Center (Monthly)

$479 BAM 805

$349 BAM 586

37.22%

1-bedroom Apartment, Outside City Center (Monthly)

$327 BAM 548

$262 BAM 441

24.39%

3-bedroom Apartment, City Center (Monthly)

$713 BAM 1,197

$528 BAM 888

34.90%

3-bedroom Apartment, Outside City Center (Monthly)

$500 BAM 841

$380 BAM 638

31.72%

Buy Apartment in City Center (m2)

$3,040 BAM 5,106

$2,544 BAM 4,272

19.53%

Buy Apartment Outside City Center (m2)

$1,960 BAM 3,293

$1,825 BAM 3,065

7.42%

Average Monthly Net Salary (After Tax)

$929 BAM 1,560

$715 BAM 1,201

29.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

4.3

3.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: September 6, 2026

Last update for Tesanj: September 6, 2026

Cost Breakdown

A central one-bedroom costs $479 in Banja Luka versus $349 in Tesanj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Banja Luka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $53.0 in Banja Luka versus $16.00 in Tesanj. Monthly groceries follow the same trend: $254 vs $225 – making Tesanj the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banja Luka vs Tesanj: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 32%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,883 per month in Banja Luka and $1,431 in Tesanj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tesanj, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $53.0 in Banja Luka and $16.00 in Tesanj. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 13% more in Banja Luka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Tesanj, where all-in costs run around $954, than in Banja Luka at $1,255. In Tesanj it covers expenses comfortably, while in Banja Luka it requires careful planning or may not stretch far enough.

Families tend to lean toward Tesanj – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tesanj. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banja Luka makes more sense. Both are solid long-term options with distinct trade-offs.