Last update: Oct 2026

Cost of Living Comparison Between Banja Luka and Lome

For one person, living is cheaper in Lome: $560 a month against $1,198 in Banja Luka, rent and utilities included – about $7,700 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Banja Luka
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Banja Luka Living Index

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Banja Luka

🇧🇦 Bosnia and Herzegovina

$1,198

/mo nomad

Lome

🇹🇬 Togo

$560

/mo nomad

Monthly Cost of Living

How much you'll spend in Banja Luka and in Lome

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banja Luka and in Lome actually costs, broken down by who's living it.

A single person spends $1,198 per month in Banja Luka vs $560 in Lome, rent included.

Banja Luka $1,198
Lome $560

A couple spends around $1,826 per month in Banja Luka vs $992 in Lome, rent included.

Banja Luka $1,826
Lome $992

A family of three spends $2,454 per month in Banja Luka vs $1,424 in Lome, rent included.

Banja Luka $2,454
Lome $1,424

Banja Luka costs about 114% more than Lome, and outside of rent the biggest gap is in groceries.

Both Banja Luka and Lome are more affordable than the global median – Banja Luka 12% lower, Lome 59% lower.

Meal at Budget Restaurant

$9.52 BAM 16.71

$2.86 F CFA 1,683

232.87%

Three-Course Dinner for Two, Mid-Range

$49.53 BAM 87.0

$30.57 F CFA 18.0K

62.02%

Fast Food Meal (McDonalds, etc)

$10.69 BAM 18.77

$5.52 F CFA 3,250

93.66%

Cappuccino

$1.84 BAM 3.23

$5.74 F CFA 3,382

-67.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 BAM 4.48

$4.14 F CFA 2,436

-38.41%

Water (0.33 liter bottle)

$1.69 BAM 2.97

$0.75 F CFA 445

125.33%

Local Beer (0.5 liter draught)

$2.36 BAM 4.14

$0.90 F CFA 527

162.22%

Imported Beer (0.33 liter bottle)

$3.37 BAM 5.91

$1.73 F CFA 1,019

94.80%

Milk (1 liter)

$1.37 BAM 2.41

$2.30 F CFA 1,355

-40.43%

White Bread (500g)

$1.23 BAM 2.15

$1.30 F CFA 764

-5.38%

Rice (white) (1kg)

$1.59 BAM 2.79

$1.48 F CFA 874

7.43%

Eggs

$2.89 BAM 5.07

$1.96 F CFA 1,156

47.45%

Local Cheese (1kg)

$9.76 BAM 17.14

Chicken Fillets (1kg)

$8.92 BAM 15.67

Beef Round Steak (1kg)

$14.07 BAM 24.71

$5.49 F CFA 3,230

156.28%

Apples (1kg)

$1.84 BAM 3.24

$3.03 F CFA 1,787

-39.27%

Banana (1kg)

$1.96 BAM 3.45

$1.73 F CFA 1,017

13.29%

Oranges (1kg)

$2.21 BAM 3.89

Tomato (1kg)

$2.16 BAM 3.79

$2.60 F CFA 1,529

-16.92%

Potato (1kg)

$0.99 BAM 1.73

$1.74 F CFA 1,025

-43.10%

Onion (1kg)

$1.37 BAM 2.40

$1.22 F CFA 717

12.30%

Lettuce (1 head)

$1.13 BAM 1.98

Water (1.5 liter bottle)

$0.89 BAM 1.57

$0.84 F CFA 492

5.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.92 BAM 6.88

Wine (Bottle)

$7.99 BAM 14.04

$4.70 F CFA 2,769

70.00%

Local Beer (0.5 liter bottle)

$0.99 BAM 1.74

$1.13 F CFA 668

-12.39%

Imported Beer (0.33 liter bottle)

$1.41 BAM 2.47

$1.41 F CFA 832

One-way Ticket (Public Transport)

$1.33 BAM 2.34

Public Transport Monthly Pass (Regular Price)

$45.28 BAM 79.5

Taxi Start (Normal Tariff)

$1.69 BAM 2.96

Taxi (Normal Tariff) (1km)

$1.12 BAM 1.97

$1.17 F CFA 691

-4.27%

Taxi 1hour Waiting (Normal Tariff)

$16.85 BAM 29.58

$4.35 F CFA 2,560

287.36%

Gasoline (1 liter)

$1.77 BAM 3.11

$1.20 F CFA 707

47.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BAM 53.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K BAM 37.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 BAM 285

$146 F CFA 86.1K

11.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.51 BAM 29.00

$20.99 F CFA 12.4K

-21.34%

Internet (50+ Mbps, Unlimited Data)

$36.88 BAM 64.8

$42.24 F CFA 24.9K

-12.69%

Gym Membership (Monthly)

$36.35 BAM 63.8

$60.1 F CFA 35.4K

-39.56%

Tennis Court (1 Hour on Weekend)

$15.04 BAM 26.41

$8.71 F CFA 5,127

72.68%

Cinema Ticket

$5.78 BAM 10.15

$4.31 F CFA 2,540

34.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$283 BAM 498

International Primary School, 1 Child (Yearly)

$3,604 BAM 6,330

Jeans (Levis 501 Or Similar)

$82.1 BAM 144

Summer Dress (H&M, Zara, etc)

$36.26 BAM 63.7

Sport Shoes (Adidas, Nike)

$106 BAM 185

Men's Leather Business Shoes

$145 BAM 254

1-bedroom Apartment, City Center (Monthly)

$435 BAM 765

1-bedroom Apartment, Outside City Center (Monthly)

$299 BAM 525

3-bedroom Apartment, City Center (Monthly)

$658 BAM 1,155

$1,203 F CFA 708.3K

-45.30%

3-bedroom Apartment, Outside City Center (Monthly)

$471 BAM 828

$295 F CFA 173.8K

59.68%

Buy Apartment in City Center (m2)

$2,826 BAM 4,963

Buy Apartment Outside City Center (m2)

$1,912 BAM 3,358

Average Monthly Net Salary (After Tax)

$887 BAM 1,558

$295 F CFA 173.8K

200.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: October 26, 2026

Last update for Lome: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Banja Luka

$299 25%

Lome

–

Groceries & Markets

Banja Luka

$245 20.5%

Lome

–

Monthly Utilities & Internet

Banja Luka

$216 18%

Lome

–

Clothing & Footwear

Banja Luka

$166 13.9%

Lome

–

Eating Out

Banja Luka

$166 13.8%

Lome

–

Getting Around

Banja Luka

$58 4.8%

Lome

–

Sport & Entertainment

Banja Luka

$48 4%

Lome

–

Cost Breakdown

Salaries in Banja Luka are about 3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Banja Luka versus $31 in Lome. Monthly groceries follow the same trend: $245 vs $140 – making Lome the more affordable choice for daily food spending.

Good to know

🇧🇦 Banja Luka

🇹🇬 Lome

🕒 Local time

19:49 7:49 PM

18:49 6:49 PM

1 h behind Banja Luka

🌤 Weather

👥 Population

138,963

837,437 Capital

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

West African CFA Franc XOF Fr

📈 Exchange rate

1 BAM = 0.569 USD

1 BAM = 0.512 EUR

1,000 XOF = 1.7 USD

1,000 XOF = 1.53 EUR

Exchange rates and currency converter

XOF, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 28, 2026: 1 USD = 1.76 BAM (1 BAM = 0.569 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

West African CFA Franc exchange rates as of October 28, 2026: 1 USD = 589 XOF (1,000 XOF = 1.7 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

USD to BAM in detail →

On the map

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Between locations

Banja Luka Lome 4,570 km ≈ 6 h nonstop flight

From you

Banja Luka
Lome

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banja Luka vs Lome: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 114%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,796 per month in Banja Luka and $840 in Lome. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 75% more in Banja Luka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $50 in Banja Luka and $31 in Lome. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Lome, where all-in costs run around $560, than in Banja Luka at $1,198. In Lome it covers expenses comfortably, while in Banja Luka it requires careful planning or may not stretch far enough.

It depends on your priorities. Lome has an edge in some lifestyle areas, with costs from $560 in Lome to $1,198 in Banja Luka. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Lome. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banja Luka makes more sense. Both are solid long-term options with distinct trade-offs.