Cost of Living Comparison Between Banja Luka and Gracanica Cost of Living Comparison Between Banja Luka and Gracanica

🙂 Solo nomad: Banja Luka is 0.3% cheaper than Gracanica without rent, and 22.1% more expensive with rent.
🙂 Family of 3: Banja Luka is 4.4% cheaper than Gracanica without rent, and 11.8% more expensive with rent.
Currency
🍽 Eating Out
Banja Luka
Gracanica
Difference
Meal at Budget Restaurant
$9.05 BAM 15.03
$7.15 BAM 11.87
26.57%
Three-Course Dinner for Two, Mid-Range
$42.16 BAM 70.0
$34.76 BAM 57.7
21.29%
Fast Food Meal (McDonalds, etc)
$8.96 BAM 14.87
$5.55 BAM 9.22
61.44%
Cappuccino
$1.65 BAM 2.74
$1.76 BAM 2.93
-6.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.02 BAM 3.35
$1.86 BAM 3.08
8.60%
Water (0.33 liter bottle)
$1.20 BAM 2.00
$1.15 BAM 1.91
4.35%
Local Beer (0.5 liter draught)
$2.02 BAM 3.36
$2.30 BAM 3.82
-12.17%
Imported Beer (0.33 liter bottle)
$2.72 BAM 4.51
$2.10 BAM 3.49
29.52%
🛒 Groceries & Markets
Banja Luka
Gracanica
Difference
Milk (1 liter)
$1.40 BAM 2.32
$1.43 BAM 2.37
-2.10%
White Bread (500g)
$1.23 BAM 2.04
$1.34 BAM 2.23
-8.21%
Rice (white) (1kg)
$1.65 BAM 2.73
$2.40 BAM 3.99
-31.25%
Eggs
$2.91 BAM 4.84
$2.86 BAM 4.74
1.75%
Local Cheese (1kg)
$9.29 BAM 15.42
$9.72 BAM 16.14
-4.42%
Chicken Fillets (1kg)
$8.77 BAM 14.56
$7.29 BAM 12.10
20.30%
Beef Round Steak (1kg)
$12.13 BAM 20.13
$13.18 BAM 21.89
-7.97%
Apples (1kg)
$1.39 BAM 2.30
$1.23 BAM 2.04
13.01%
Banana (1kg)
$1.64 BAM 2.72
$1.67 BAM 2.78
-1.80%
Oranges (1kg)
$1.87 BAM 3.10
$1.95 BAM 3.23
-4.10%
Tomato (1kg)
$1.97 BAM 3.26
$1.74 BAM 2.89
13.22%
Potato (1kg)
$1.21 BAM 2.00
$0.79 BAM 1.31
53.16%
Onion (1kg)
$1.31 BAM 2.17
$0.69 BAM 1.14
89.86%
Lettuce (1 head)
$1.29 BAM 2.13
$0.91 BAM 1.51
41.76%
Water (1.5 liter bottle)
$0.71 BAM 1.19
$1.01 BAM 1.68
-29.70%
Cigarettes 20 Pack (Marlboro, Camel)
$3.79 BAM 6.30
$3.56 BAM 5.91
6.46%
Wine (Bottle)
$8.17 BAM 13.56
$8.27 BAM 13.73
-1.21%
Local Beer (0.5 liter bottle)
$0.76 BAM 1.26
$1.21 BAM 2.01
-37.19%
Imported Beer (0.33 liter bottle)
$1.09 BAM 1.81
$2.00 BAM 3.33
-45.50%
🚌 Getting Around
Banja Luka
Gracanica
Difference
One-way Ticket (Public Transport)
$1.37 BAM 2.28
$1.78 BAM 2.95
-23.03%
Public Transport Monthly Pass (Regular Price)
$36.39 BAM 60.4
$35.42 BAM 58.8
2.74%
Taxi Start (Normal Tariff)
$1.51 BAM 2.51
$1.82 BAM 3.02
-17.03%
Taxi (Normal Tariff) (1km)
$1.10 BAM 1.83
$0.79 BAM 1.31
39.24%
Taxi 1hour Waiting (Normal Tariff)
$8.82 BAM 14.64
$10.83 BAM 17.98
-18.56%
Gasoline (1 liter)
$1.51 BAM 2.51
$1.46 BAM 2.42
3.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BAM 48.2K
$23.5K BAM 39.0K
23.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K BAM 44.2K
$26.4K BAM 43.8K
0.87%
🧾 Monthly Utilities & Internet
Banja Luka
Gracanica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 BAM 284
$122 BAM 202
40.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.88 BAM 31.33
$18.86 BAM 31.30
0.11%
Internet (50+ Mbps, Unlimited Data)
$23.40 BAM 38.84
$28.58 BAM 47.45
-18.12%
🎉 Sport & Entertainment
Banja Luka
Gracanica
Difference
Gym Membership (Monthly)
$28.35 BAM 47.06
$29.14 BAM 48.38
-2.71%
Tennis Court (1 Hour on Weekend)
$10.16 BAM 16.86
$10.75 BAM 17.84
-5.49%
Cinema Ticket
$4.64 BAM 7.70
$5.62 BAM 9.33
-17.44%
🧸 Childcare & Education
Banja Luka
Gracanica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$242 BAM 401
$149 BAM 248
61.83%
International Primary School, 1 Child (Yearly)
$3,715 BAM 6,167
$3,256 BAM 5,405
14.10%
👕👟 Clothing & Footwear
Banja Luka
Gracanica
Difference
Jeans (Levis 501 Or Similar)
$74.2 BAM 123
$70.1 BAM 116
5.84%
Summer Dress (H&M, Zara, etc)
$36.61 BAM 60.8
$34.83 BAM 57.8
5.11%
Sport Shoes (Adidas, Nike)
$90.9 BAM 151
$99.3 BAM 165
-8.50%
Men's Leather Business Shoes
$126 BAM 209
$121 BAM 200
4.48%
🏠 Accommodation & Living
Banja Luka
Gracanica
Difference
1-bedroom Apartment, City Center (Monthly)
$450 BAM 747
$258 BAM 428
74.84%
1-bedroom Apartment, Outside City Center (Monthly)
$325 BAM 539
$169 BAM 280
92.14%
3-bedroom Apartment, City Center (Monthly)
$655 BAM 1,087
$358 BAM 594
83.14%
3-bedroom Apartment, Outside City Center (Monthly)
$469 BAM 778
$321 BAM 532
46.27%
Buy Apartment in City Center (m2)
$3,009 BAM 4,995
$2,452 BAM 4,071
22.70%
Buy Apartment Outside City Center (m2)
$2,041 BAM 3,389
$1,520 BAM 2,523
34.31%
💵 Salaries & Financials
Banja Luka
Gracanica
Difference
Average Monthly Net Salary (After Tax)
$876 BAM 1,454
$590 BAM 979
48.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.02
4.14
21.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: April 12, 2026

Last update for Gracanica: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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