Cost of Living Comparison Between Banja Luka and Gorazde Cost of Living Comparison Between Banja Luka and Gorazde

Monthly Cost of Living

A single person spends $1,133 per month in Banja Luka vs $916 in Gorazde, rent included.

A couple spends around $1,675 per month in Banja Luka vs $1,412 in Gorazde, rent included.

A family of three spends $2,217 per month in Banja Luka vs $1,907 in Gorazde, rent included.

Banja Luka costs about 24% more than Gorazde, driven mainly by Clothing & Footwear.

Both Banja Luka and Gorazde are more affordable than the global median – Banja Luka 15% lower, Gorazde 32% lower.

Meal at Budget Restaurant

$8.90 BAM 14.99

$7.25 BAM 12.22

22.76%

Three-Course Dinner for Two, Mid-Range

$41.26 BAM 69.5

$35.21 BAM 59.3

17.18%

Fast Food Meal (McDonalds, etc)

$8.70 BAM 14.65

$5.98 BAM 10.07

45.48%

Cappuccino

$1.63 BAM 2.75

$1.64 BAM 2.77

-0.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 BAM 3.35

$1.79 BAM 3.01

11.17%

Water (0.33 liter bottle)

$1.15 BAM 1.93

$1.16 BAM 1.95

-0.86%

Local Beer (0.5 liter draught)

$2.02 BAM 3.41

$2.00 BAM 3.37

1.00%

Imported Beer (0.33 liter bottle)

$2.72 BAM 4.58

$2.01 BAM 3.38

35.32%

Milk (1 liter)

$1.36 BAM 2.29

$1.35 BAM 2.28

0.74%

White Bread (500g)

$1.25 BAM 2.10

$1.21 BAM 2.03

3.31%

Rice (white) (1kg)

$1.57 BAM 2.65

$1.72 BAM 2.89

-8.72%

Eggs

$2.88 BAM 4.85

$3.00 BAM 5.06

-4.00%

Local Cheese (1kg)

$9.25 BAM 15.58

$8.04 BAM 13.54

15.05%

Chicken Fillets (1kg)

$8.71 BAM 14.68

$7.54 BAM 12.70

15.52%

Beef Round Steak (1kg)

$12.26 BAM 20.65

$11.84 BAM 19.95

3.55%

Apples (1kg)

$1.40 BAM 2.35

$1.38 BAM 2.32

1.45%

Banana (1kg)

$1.65 BAM 2.77

$1.64 BAM 2.77

0.61%

Oranges (1kg)

$1.93 BAM 3.25

$1.81 BAM 3.05

6.63%

Tomato (1kg)

$2.03 BAM 3.42

$1.73 BAM 2.92

17.34%

Potato (1kg)

$1.25 BAM 2.10

$1.08 BAM 1.81

15.74%

Onion (1kg)

$1.26 BAM 2.12

$1.16 BAM 1.95

8.62%

Lettuce (1 head)

$1.28 BAM 2.16

$1.18 BAM 1.99

8.47%

Water (1.5 liter bottle)

$0.77 BAM 1.29

$0.71 BAM 1.19

8.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.72 BAM 6.27

$3.56 BAM 5.99

4.49%

Wine (Bottle)

$8.36 BAM 14.08

$5.43 BAM 9.16

53.96%

Local Beer (0.5 liter bottle)

$0.74 BAM 1.25

$0.80 BAM 1.35

-7.50%

Imported Beer (0.33 liter bottle)

$1.10 BAM 1.85

$1.07 BAM 1.80

2.80%

One-way Ticket (Public Transport)

$1.36 BAM 2.30

$1.85 BAM 3.11

-26.49%

Public Transport Monthly Pass (Regular Price)

$36.41 BAM 61.4

$35.67 BAM 60.1

2.07%

Taxi Start (Normal Tariff)

$1.49 BAM 2.51

$1.50 BAM 2.53

-0.67%

Taxi (Normal Tariff) (1km)

$1.10 BAM 1.85

$0.81 BAM 1.37

35.80%

Taxi 1hour Waiting (Normal Tariff)

$8.94 BAM 15.06

$8.77 BAM 14.77

1.94%

Gasoline (1 liter)

$1.46 BAM 2.46

$1.47 BAM 2.47

-0.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K BAM 47.8K

$26.2K BAM 44.1K

8.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K BAM 45.4K

$25.6K BAM 43.2K

5.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 BAM 293

$157 BAM 265

10.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.29 BAM 32.50

$18.88 BAM 31.81

2.17%

Internet (50+ Mbps, Unlimited Data)

$23.24 BAM 39.16

$23.29 BAM 39.24

-0.21%

Gym Membership (Monthly)

$27.95 BAM 47.09

$29.61 BAM 49.88

-5.61%

Tennis Court (1 Hour on Weekend)

$9.92 BAM 16.71

$10.86 BAM 18.30

-8.66%

Cinema Ticket

$4.69 BAM 7.91

$5.73 BAM 9.65

-18.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 BAM 400

$174 BAM 293

36.42%

International Primary School, 1 Child (Yearly)

$3,758 BAM 6,331

$3,305 BAM 5,569

13.69%

Jeans (Levis 501 Or Similar)

$74.5 BAM 126

$39.66 BAM 66.8

87.92%

Summer Dress (H&M, Zara, etc)

$36.14 BAM 60.9

$35.21 BAM 59.3

2.64%

Sport Shoes (Adidas, Nike)

$88.9 BAM 150

$62.5 BAM 105

42.22%

Men's Leather Business Shoes

$124 BAM 208

$117 BAM 197

5.52%

1-bedroom Apartment, City Center (Monthly)

$465 BAM 783

$257 BAM 433

80.80%

1-bedroom Apartment, Outside City Center (Monthly)

$322 BAM 543

$166 BAM 280

93.72%

3-bedroom Apartment, City Center (Monthly)

$646 BAM 1,088

$358 BAM 603

80.31%

3-bedroom Apartment, Outside City Center (Monthly)

$477 BAM 804

$315 BAM 530

51.63%

Buy Apartment in City Center (m2)

$3,163 BAM 5,329

$2,307 BAM 3,888

37.08%

Buy Apartment Outside City Center (m2)

$2,023 BAM 3,409

$1,696 BAM 2,857

19.29%

Average Monthly Net Salary (After Tax)

$901 BAM 1,518

$440 BAM 742

104.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

4.23

18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: June 2, 2026

Last update for Gorazde: May 30, 2026

Cost Breakdown

A central one-bedroom costs $465 in Banja Luka versus $257 in Gorazde. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 105% higher in Banja Luka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Banja Luka versus $35.00 in Gorazde. Monthly groceries follow the same trend: $230 vs $210 – making Gorazde the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banja Luka vs Gorazde: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 24%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,699 per month in Banja Luka and $1,374 in Gorazde. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gorazde, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 9% more in Banja Luka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $41.00 in Banja Luka and $35.00 in Gorazde. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Gorazde, where all-in costs run around $916, than in Banja Luka at $1,133. In Gorazde it covers expenses comfortably, while in Banja Luka it requires careful planning or may not stretch far enough.

Families tend to lean toward Gorazde – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gorazde. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banja Luka makes more sense. Both are solid long-term options with distinct trade-offs.