Cost of Living Comparison Between Banja Luka and Gorazde Cost of Living Comparison Between Banja Luka and Gorazde

Monthly Cost of Living

A single person spends $1,255 per month in Banja Luka vs $938 in Gorazde, rent included.

A couple spends around $1,897 per month in Banja Luka vs $1,387 in Gorazde, rent included.

A family of three spends $2,539 per month in Banja Luka vs $1,837 in Gorazde, rent included.

Banja Luka costs about 34% more than Gorazde, driven mainly by Clothing & Footwear.

Both Banja Luka and Gorazde are more affordable than the global median – Banja Luka 9% lower, Gorazde 32% lower.

Meal at Budget Restaurant

$10.01 BAM 16.86

$7.27 BAM 12.25

37.69%

Three-Course Dinner for Two, Mid-Range

$53.0 BAM 89.4

$38.54 BAM 64.9

37.60%

Fast Food Meal (McDonalds, etc)

$11.48 BAM 19.34

$6.98 BAM 11.76

64.47%

Cappuccino

$1.85 BAM 3.13

$1.74 BAM 2.94

6.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 BAM 4.33

$1.98 BAM 3.34

29.80%

Water (0.33 liter bottle)

$1.69 BAM 2.84

$1.23 BAM 2.07

37.40%

Local Beer (0.5 liter draught)

$2.59 BAM 4.36

$2.41 BAM 4.05

7.47%

Imported Beer (0.33 liter bottle)

$3.67 BAM 6.19

$2.35 BAM 3.95

56.17%

Milk (1 liter)

$1.49 BAM 2.51

$1.27 BAM 2.14

17.32%

White Bread (500g)

$1.27 BAM 2.13

$1.18 BAM 1.98

7.63%

Rice (white) (1kg)

$1.63 BAM 2.75

$2.11 BAM 3.56

-22.75%

Eggs

$3.00 BAM 5.05

$2.91 BAM 4.91

3.09%

Local Cheese (1kg)

$9.91 BAM 16.70

$9.72 BAM 16.38

1.95%

Chicken Fillets (1kg)

$9.21 BAM 15.52

$7.71 BAM 12.99

19.46%

Beef Round Steak (1kg)

$14.34 BAM 24.17

$13.52 BAM 22.79

6.07%

Apples (1kg)

$1.84 BAM 3.10

$1.20 BAM 2.02

53.33%

Banana (1kg)

$2.05 BAM 3.46

$1.64 BAM 2.76

25.00%

Oranges (1kg)

$2.25 BAM 3.79

$1.44 BAM 2.43

56.25%

Tomato (1kg)

$2.33 BAM 3.93

$1.70 BAM 2.86

37.06%

Potato (1kg)

$1.01 BAM 1.71

$0.98 BAM 1.65

3.06%

Onion (1kg)

$1.45 BAM 2.44

$1.06 BAM 1.79

36.79%

Lettuce (1 head)

$1.23 BAM 2.07

$1.00 BAM 1.69

23.00%

Water (1.5 liter bottle)

$0.89 BAM 1.51

$0.70 BAM 1.18

27.14%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 BAM 6.78

$3.95 BAM 6.65

1.77%

Wine (Bottle)

$8.70 BAM 14.66

$5.47 BAM 9.22

59.05%

Local Beer (0.5 liter bottle)

$1.00 BAM 1.69

$0.80 BAM 1.35

25.00%

Imported Beer (0.33 liter bottle)

$1.46 BAM 2.46

$1.03 BAM 1.74

41.75%

One-way Ticket (Public Transport)

$1.40 BAM 2.36

$1.31 BAM 2.21

6.87%

Public Transport Monthly Pass (Regular Price)

$45.52 BAM 76.7

Taxi Start (Normal Tariff)

$1.77 BAM 2.98

$1.75 BAM 2.95

1.14%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.96

$0.62 BAM 1.04

87.10%

Taxi 1hour Waiting (Normal Tariff)

$17.56 BAM 29.58

$10.59 BAM 17.84

65.82%

Gasoline (1 liter)

$1.72 BAM 2.90

$1.54 BAM 2.59

11.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K BAM 52.9K

$31.4K BAM 53.0K

-0.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K BAM 38.1K

-0.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 BAM 274

$125 BAM 210

30.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.05 BAM 28.74

$17.12 BAM 28.86

-0.41%

Internet (50+ Mbps, Unlimited Data)

$37.78 BAM 63.7

$27.60 BAM 46.51

36.88%

Gym Membership (Monthly)

$40.09 BAM 67.6

$34.78 BAM 58.6

15.27%

Tennis Court (1 Hour on Weekend)

$15.60 BAM 26.29

Cinema Ticket

$6.03 BAM 10.17

$5.72 BAM 9.64

5.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 BAM 512

$157 BAM 265

93.19%

International Primary School, 1 Child (Yearly)

$3,714 BAM 6,257

$3,990 BAM 6,723

-6.93%

Jeans (Levis 501 Or Similar)

$85.9 BAM 145

$40.56 BAM 68.3

111.88%

Summer Dress (H&M, Zara, etc)

$36.82 BAM 62.1

$34.15 BAM 57.5

7.82%

Sport Shoes (Adidas, Nike)

$108 BAM 182

$63.4 BAM 107

70.77%

Men's Leather Business Shoes

$150 BAM 253

$106 BAM 178

41.97%

1-bedroom Apartment, City Center (Monthly)

$479 BAM 807

$363 BAM 612

32.01%

1-bedroom Apartment, Outside City Center (Monthly)

$327 BAM 550

$262 BAM 441

24.80%

3-bedroom Apartment, City Center (Monthly)

$713 BAM 1,201

$531 BAM 894

34.31%

3-bedroom Apartment, Outside City Center (Monthly)

$500 BAM 843

$368 BAM 621

35.83%

Buy Apartment in City Center (m2)

$3,040 BAM 5,123

$2,529 BAM 4,262

20.21%

Buy Apartment Outside City Center (m2)

$1,960 BAM 3,303

$1,819 BAM 3,065

7.76%

Average Monthly Net Salary (After Tax)

$929 BAM 1,565

$440 BAM 741

111.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

4.3

3.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: September 6, 2026

Last update for Gorazde: September 5, 2026

Cost Breakdown

A central one-bedroom costs $479 in Banja Luka versus $363 in Gorazde. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 111% higher in Banja Luka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $53.0 in Banja Luka versus $39.00 in Gorazde. Monthly groceries follow the same trend: $254 vs $217 – making Gorazde the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banja Luka vs Gorazde: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 34%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,883 per month in Banja Luka and $1,407 in Gorazde. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gorazde, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $53.0 in Banja Luka and $39.00 in Gorazde. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Banja Luka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Gorazde, where all-in costs run around $938, than in Banja Luka at $1,255. In Gorazde it covers expenses comfortably, while in Banja Luka it requires careful planning or may not stretch far enough.

Families tend to lean toward Gorazde – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gorazde. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banja Luka makes more sense. Both are solid long-term options with distinct trade-offs.