Cost of Living Comparison Between Banja Luka and Erbil Cost of Living Comparison Between Banja Luka and Erbil

😐 Solo nomad: Banja Luka is 0.8% more expensive than Erbil without rent, and 8.2% more expensive with rent.

😐 Family of 3: Banja Luka is 13.4% more expensive than Erbil without rent, and 12.2% more expensive with rent.

Meal at Budget Restaurant

$8.61 BAM 14.38

$7.69 IQD 10.1K

11.96%

Three-Course Dinner for Two, Mid-Range

$41.52 BAM 69.3

$23.10 IQD 30.3K

79.74%

Fast Food Meal (McDonalds, etc)

$8.67 BAM 14.48

$8.79 IQD 11.5K

-1.37%

Cappuccino

$1.60 BAM 2.67

$3.13 IQD 4,105

-48.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 BAM 3.27

$0.52 IQD 677

276.92%

Water (0.33 liter bottle)

$1.19 BAM 1.99

$0.22 IQD 289

440.91%

Local Beer (0.5 liter draught)

$2.12 BAM 3.54

$1.95 IQD 2,555

8.72%

Imported Beer (0.33 liter bottle)

$2.88 BAM 4.81

$2.06 IQD 2,704

39.81%

Milk (1 liter)

$1.41 BAM 2.36

$1.33 IQD 1,751

6.02%

White Bread (500g)

$1.28 BAM 2.13

$0.84 IQD 1,103

52.38%

Rice (white) (1kg)

$1.57 BAM 2.61

$1.80 IQD 2,356

-12.78%

Eggs

$2.87 BAM 4.79

$1.97 IQD 2,588

45.69%

Local Cheese (1kg)

$9.60 BAM 16.02

$7.54 IQD 9,888

27.32%

Chicken Fillets (1kg)

$8.84 BAM 14.76

$4.75 IQD 6,232

86.11%

Beef Round Steak (1kg)

$11.95 BAM 19.96

$14.00 IQD 18.4K

-14.64%

Apples (1kg)

$1.45 BAM 2.42

$1.14 IQD 1,493

27.19%

Banana (1kg)

$1.59 BAM 2.65

$1.16 IQD 1,522

37.07%

Oranges (1kg)

$1.89 BAM 3.15

$1.13 IQD 1,481

67.26%

Tomato (1kg)

$1.93 BAM 3.22

$0.74 IQD 976

160.81%

Potato (1kg)

$1.26 BAM 2.10

$0.72 IQD 949

75.00%

Onion (1kg)

$1.25 BAM 2.08

$0.70 IQD 924

78.57%

Lettuce (1 head)

$1.26 BAM 2.11

$0.74 IQD 966

70.27%

Water (1.5 liter bottle)

$0.77 BAM 1.29

$0.56 IQD 733

37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.66 BAM 6.10

$2.64 IQD 3,466

38.64%

Wine (Bottle)

$8.31 BAM 13.88

$12.45 IQD 16.3K

-33.25%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.18

$1.38 IQD 1,808

-48.55%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.82

$2.00 IQD 2,623

-45.50%

One-way Ticket (Public Transport)

$1.38 BAM 2.30

$0.59 IQD 780

133.90%

Public Transport Monthly Pass (Regular Price)

$36.66 BAM 61.2

$34.66 IQD 45.5K

5.77%

Taxi Start (Normal Tariff)

$1.44 BAM 2.41

$2.28 IQD 2,990

-36.84%

Taxi (Normal Tariff) (1km)

$1.15 BAM 1.92

$2.29 IQD 3,010

-49.78%

Taxi 1hour Waiting (Normal Tariff)

$9.10 BAM 15.20

$7.08 IQD 9,285

28.53%

Gasoline (1 liter)

$1.54 BAM 2.58

$0.70 IQD 915

120.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K BAM 48.2K

$19.5K IQD 25.6M

48.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K BAM 45.5K

$20.6K IQD 27.0M

32.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 BAM 288

$101 IQD 132.5K

70.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.98 BAM 31.70

$17.55 IQD 23.0K

8.15%

Internet (50+ Mbps, Unlimited Data)

$23.44 BAM 39.14

$29.42 IQD 38.6K

-20.33%

Gym Membership (Monthly)

$28.22 BAM 47.13

$73.4 IQD 96.3K

-61.55%

Tennis Court (1 Hour on Weekend)

$9.97 BAM 16.65

$11.74 IQD 15.4K

-15.08%

Cinema Ticket

$4.74 BAM 7.92

$11.69 IQD 15.3K

-59.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 BAM 394

$266 IQD 348.4K

-11.15%

International Primary School, 1 Child (Yearly)

$3,627 BAM 6,057

$3,301 IQD 4.3M

9.86%

Jeans (Levis 501 Or Similar)

$74.8 BAM 125

$33.12 IQD 43.5K

125.79%

Summer Dress (H&M, Zara, etc)

$35.98 BAM 60.1

$49.75 IQD 65.3K

-27.68%

Sport Shoes (Adidas, Nike)

$88.2 BAM 147

$83.1 IQD 109.0K

6.13%

Men's Leather Business Shoes

$122 BAM 204

$76.8 IQD 100.8K

58.85%

1-bedroom Apartment, City Center (Monthly)

$450 BAM 751

$439 IQD 576.3K

2.35%

1-bedroom Apartment, Outside City Center (Monthly)

$320 BAM 535

$276 IQD 361.8K

16.08%

3-bedroom Apartment, City Center (Monthly)

$652 BAM 1,088

$738 IQD 968.8K

-11.76%

3-bedroom Apartment, Outside City Center (Monthly)

$474 BAM 791

$483 IQD 633.7K

-1.91%

Buy Apartment in City Center (m2)

$3,020 BAM 5,043

$1,112 IQD 1.5M

171.48%

Buy Apartment Outside City Center (m2)

$1,999 BAM 3,338

$664 IQD 870.7K

201.17%

Average Monthly Net Salary (After Tax)

$882 BAM 1,473

$555 IQD 727.6K

59.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

14.33

-64.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: March 2, 2026

Last update for Erbil: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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