Cost of Living Comparison Between Banja Luka and Erbil Cost of Living Comparison Between Banja Luka and Erbil

😐 Solo nomad: Banja Luka is 2.6% more expensive than Erbil without rent, and 11.2% more expensive with rent.

😐 Family of 3: Banja Luka is 10.7% more expensive than Erbil without rent, and 11.7% more expensive with rent.

Meal at Budget Restaurant

$8.67 BAM 14.65

$7.45 IQD 9,770

16.38%

Three-Course Dinner for Two, Mid-Range

$42.02 BAM 71.0

$22.51 IQD 29.5K

86.67%

Fast Food Meal (McDonalds, etc)

$8.61 BAM 14.55

$9.03 IQD 11.8K

-4.65%

Cappuccino

$1.64 BAM 2.77

$3.26 IQD 4,278

-49.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 BAM 3.38

$0.51 IQD 673

292.16%

Water (0.33 liter bottle)

$1.15 BAM 1.94

$0.22 IQD 289

422.73%

Local Beer (0.5 liter draught)

$2.00 BAM 3.38

$1.92 IQD 2,518

4.17%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.75

$2.09 IQD 2,737

34.45%

Milk (1 liter)

$1.37 BAM 2.31

$1.38 IQD 1,814

-0.72%

White Bread (500g)

$1.29 BAM 2.18

$0.79 IQD 1,036

63.29%

Rice (white) (1kg)

$1.65 BAM 2.78

$1.88 IQD 2,471

-12.23%

Eggs

$2.86 BAM 4.83

$1.88 IQD 2,471

52.13%

Local Cheese (1kg)

$9.53 BAM 16.10

$7.31 IQD 9,581

30.37%

Chicken Fillets (1kg)

$8.95 BAM 15.12

$4.80 IQD 6,300

86.46%

Beef Round Steak (1kg)

$11.91 BAM 20.13

$14.16 IQD 18.6K

-15.89%

Apples (1kg)

$1.45 BAM 2.45

$1.15 IQD 1,502

26.09%

Banana (1kg)

$1.62 BAM 2.74

$1.15 IQD 1,506

40.87%

Oranges (1kg)

$1.85 BAM 3.13

$1.18 IQD 1,545

56.78%

Tomato (1kg)

$1.95 BAM 3.30

$0.80 IQD 1,053

143.75%

Potato (1kg)

$1.19 BAM 2.02

$0.71 IQD 931

67.61%

Onion (1kg)

$1.29 BAM 2.19

$0.71 IQD 935

81.69%

Lettuce (1 head)

$1.22 BAM 2.06

$0.78 IQD 1,022

56.41%

Water (1.5 liter bottle)

$0.78 BAM 1.31

$0.52 IQD 676

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 BAM 6.36

$2.76 IQD 3,618

36.23%

Wine (Bottle)

$8.01 BAM 13.54

$12.31 IQD 16.1K

-34.93%

Local Beer (0.5 liter bottle)

$0.69 BAM 1.17

$1.38 IQD 1,809

-50.00%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.85

$2.02 IQD 2,644

-46.04%

One-way Ticket (Public Transport)

$1.38 BAM 2.33

$0.58 IQD 761

137.93%

Public Transport Monthly Pass (Regular Price)

$36.64 BAM 61.9

$34.12 IQD 44.7K

7.39%

Taxi Start (Normal Tariff)

$1.44 BAM 2.43

$2.24 IQD 2,937

-35.71%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.95

$2.26 IQD 2,963

-48.67%

Taxi 1hour Waiting (Normal Tariff)

$9.00 BAM 15.21

$6.95 IQD 9,110

29.50%

Gasoline (1 liter)

$1.49 BAM 2.52

$0.70 IQD 919

112.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 49.1K

$18.9K IQD 24.8M

53.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.6K

$20.8K IQD 27.3M

26.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 BAM 287

$100 IQD 131.7K

68.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.16 BAM 32.38

$17.33 IQD 22.7K

10.56%

Internet (50+ Mbps, Unlimited Data)

$23.63 BAM 39.93

$29.27 IQD 38.4K

-19.27%

Gym Membership (Monthly)

$28.58 BAM 48.30

$74.0 IQD 97.1K

-61.39%

Tennis Court (1 Hour on Weekend)

$10.20 BAM 17.23

$11.37 IQD 14.9K

-10.29%

Cinema Ticket

$4.65 BAM 7.86

$11.37 IQD 14.9K

-59.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BAM 396

$263 IQD 345.1K

-10.86%

International Primary School, 1 Child (Yearly)

$3,723 BAM 6,292

$3,249 IQD 4.3M

14.57%

Jeans (Levis 501 Or Similar)

$73.8 BAM 125

$32.51 IQD 42.6K

127.04%

Summer Dress (H&M, Zara, etc)

$36.92 BAM 62.4

$49.92 IQD 65.5K

-26.04%

Sport Shoes (Adidas, Nike)

$88.7 BAM 150

$83.0 IQD 108.8K

6.94%

Men's Leather Business Shoes

$125 BAM 212

$76.4 IQD 100.2K

64.22%

1-bedroom Apartment, City Center (Monthly)

$449 BAM 758

$437 IQD 572.4K

2.75%

1-bedroom Apartment, Outside City Center (Monthly)

$326 BAM 552

$285 IQD 373.2K

14.69%

3-bedroom Apartment, City Center (Monthly)

$653 BAM 1,104

$722 IQD 946.3K

-9.44%

3-bedroom Apartment, Outside City Center (Monthly)

$479 BAM 809

$480 IQD 629.0K

-0.16%

Buy Apartment in City Center (m2)

$3,090 BAM 5,222

$1,122 IQD 1.5M

175.35%

Buy Apartment Outside City Center (m2)

$2,087 BAM 3,527

$673 IQD 882.6K

210.06%

Average Monthly Net Salary (After Tax)

$874 BAM 1,476

$544 IQD 713.4K

60.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

14.33

-64.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: January 13, 2026

Last update for Erbil: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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