🙂Monthly costs for one person with rent: $1,068 in Bangkok versus $1,248 in Koh Samui.
🙂Estimated couple costs with rent: $1,732 in Bangkok versus $2,238 in Koh Samui.
🙂Monthly costs for a family of three with rent: $2,396 in Bangkok versus $3,228 in Koh Samui.
🙂Living in Bangkok costs roughly 14% less than in Koh Samui, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Bangkok20% lower, Koh Samui7% lower.
Currency
🍽 Eating Out
Bangkok
Koh Samui
Difference
Meal at Budget Restaurant
$3.17฿103
$4.63฿151
-31.53%
Three-Course Dinner for Two, Mid-Range
$30.33฿991
$46.36฿1,514
-34.58%
Fast Food Meal(McDonalds, etc)
$6.27฿205
$8.65฿283
-27.51%
Cappuccino
$2.51฿81.9
$2.99฿97.8
-16.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.68฿22.34
$0.70฿22.72
-2.86%
Water(0.33 liter bottle)
$0.27฿8.79
$0.36฿11.81
-25.00%
Local Beer(0.5 liter draught)
$2.44฿79.6
$2.44฿79.8
-
Imported Beer(0.33 liter bottle)
$3.94฿129
$3.62฿118
8.84%
🛒 Groceries & Markets
Bangkok
Koh Samui
Difference
Milk(1 liter)
$1.80฿58.8
$2.22฿72.5
-18.92%
White Bread(500g)
$1.39฿45.38
$1.89฿61.6
-26.46%
Rice(white)(1kg)
$1.42฿46.22
$2.20฿71.8
-35.45%
Eggs
$2.26฿73.8
$2.31฿75.3
-2.16%
Local Cheese(1kg)
$18.40฿601
$19.75฿645
-6.84%
Chicken Fillets(1kg)
$3.01฿98.4
$3.81฿124
-21.00%
Beef Round Steak(1kg)
$9.38฿306
$13.12฿429
-28.51%
Apples(1kg)
$3.55฿116
$3.22฿105
10.25%
Banana(1kg)
$1.76฿57.6
$1.64฿53.7
7.32%
Oranges(1kg)
$2.21฿72.1
$2.38฿77.6
-7.14%
Tomato(1kg)
$1.84฿59.9
$2.02฿66.1
-8.91%
Potato(1kg)
$1.64฿53.5
$1.61฿52.7
1.86%
Onion(1kg)
$1.50฿48.88
$1.51฿49.42
-0.66%
Lettuce(1 head)
$1.31฿42.67
$0.99฿32.20
32.32%
Water(1.5 liter bottle)
$0.52฿17.10
$0.52฿17.06
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.25฿139
$4.38฿143
-2.97%
Wine(Bottle)
$15.02฿490
$19.45฿635
-22.78%
Local Beer(0.5 liter bottle)
$1.80฿58.9
$1.76฿57.4
2.27%
Imported Beer(0.33 liter bottle)
$3.39฿111
$2.67฿87.1
26.97%
🚌 Getting Around
Bangkok
Koh Samui
Difference
One-way Ticket(Public Transport)
$1.19฿39.00
$1.43฿46.85
-16.78%
Public Transport Monthly Pass(Regular Price)
$36.43฿1,190
$45.97฿1,501
-20.75%
Taxi Start(Normal Tariff)
$1.10฿35.84
$3.16฿103
-65.19%
Taxi(Normal Tariff)(1km)
$1.20฿39.07
$1.08฿35.42
11.11%
Taxi 1hour Waiting(Normal Tariff)
$6.13฿200
$14.42฿471
-57.49%
Gasoline(1 liter)
$1.25฿40.88
$1.39฿45.23
-10.07%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.3K฿1.2M
$29.6K฿968.0K
25.95%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.6K฿934.5K
$35.5K฿1.2M
-19.29%
🧾 Monthly Utilities & Internet
Bangkok
Koh Samui
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$91.9฿3,000
$126฿4,126
-27.29%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.96฿423
$14.56฿476
-10.99%
Internet(50+ Mbps, Unlimited Data)
$17.67฿577
$19.37฿633
-8.78%
🎉 Sport & Entertainment
Bangkok
Koh Samui
Difference
Gym Membership(Monthly)
$53.9฿1,759
$64.0฿2,089
-15.79%
Tennis Court(1 Hour on Weekend)
$10.68฿349
$17.78฿581
-39.93%
Cinema Ticket
$7.90฿258
$9.43฿308
-16.22%
🧸 Childcare & Education
Bangkok
Koh Samui
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$601฿19.6K
$767฿25.1K
-21.67%
International Primary School, 1 Child(Yearly)
$13.2K฿432.6K
$17.3K฿564.3K
-23.34%
👕👟 Clothing & Footwear
Bangkok
Koh Samui
Difference
Jeans(Levis 501 Or Similar)
$57.0฿1,863
$58.4฿1,906
-2.28%
Summer Dress(H&M, Zara, etc)
$38.28฿1,250
$35.05฿1,145
9.22%
Sport Shoes(Adidas, Nike)
$103฿3,376
$116฿3,788
-10.88%
Men's Leather Business Shoes
$95.0฿3,103
$85.2฿2,783
11.50%
🏠 Accommodation & Living
Bangkok
Koh Samui
Difference
1-bedroom Apartment, City Center(Monthly)
$669฿21.9K
$524฿17.1K
27.72%
1-bedroom Apartment, Outside City Center(Monthly)
$326฿10.7K
$382฿12.5K
-14.50%
3-bedroom Apartment, City Center(Monthly)
$1,877฿61.3K
$1,738฿56.8K
8.01%
3-bedroom Apartment, Outside City Center(Monthly)
$843฿27.5K
$1,243฿40.6K
-32.15%
Buy Apartment in City Center(m2)
$6,307฿206.0K
$3,123฿102.0K
101.94%
Buy Apartment Outside City Center(m2)
$3,371฿110.1K
$2,263฿73.9K
48.92%
💵 Salaries & Financials
Bangkok
Koh Samui
Difference
Average Monthly Net Salary(After Tax)
$747฿24.4K
$402฿13.1K
85.75%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.84
5.33
9.57%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bangkok: May 31, 2026
Last update for Koh Samui: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $669 in Bangkok and $524 in Koh Samui. Housing cost is often the main lever when comparing two cities.
💰Bangkok pays 86% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $30.00 in Bangkok vs $46.00 in Koh Samui for a mid-range dinner for two. Groceries echo the gap at $257 vs $293 per month, with Bangkok cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bangkok vs Koh Samui: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bangkok and Koh Samui?
Bangkok and Koh Samui differ by about 17% in total monthly costs ($1,068 vs $1,248 including rent). Bangkok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Bangkok or Koh Samui?
Bangkok pays 86% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Bangkok and Koh Samui?
Rent for a central apartment: $669 in Bangkok versus $524 in Koh Samui. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Bangkok – a meal for two runs $30.00 versus $46.00 in Koh Samui. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Bangkok or Koh Samui?
All in, you'll spend $1,068 per month in Bangkok versus $1,248 in Koh Samui – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,068 in Bangkok versus $1,248 in Koh Samui, a $2,000 budget is realistic in Bangkok but tight or insufficient in Koh Samui. The gap between the two cities makes Bangkok the clear choice for anyone on this budget.
How does quality of life compare between Bangkok and Koh Samui?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bangkok or Koh Samui safer for residents?
Safety-wise, Bangkok and Koh Samui are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bangkok or Koh Samui?
Expats usually find Bangkok gentler on the wallet – expenses run 17% less than in Koh Samui. Beyond cost, consider language, visa policies, and how big the international community is in each city.