Last update: Nov 2026

Cost of Living Comparison Between Bangalore and Ternopil

For one person, living is cheaper in Bangalore: $561 a month against $712 in Ternopil, rent and utilities included – about $1,800 less a year. Rent and utilities account for about half of the difference.

27

Cost of Living Index in Bangalore
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Bangalore Living Index
34

Cost of Living Index in Ternopil
Learn more

Ternopil Living Index

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Bangalore

🇮🇳 India

$561

/mo nomad

Ternopil

🇺🇦 Ukraine

$712

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in Ternopil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in Ternopil actually costs, broken down by who's living it.

Monthly costs for one person with rent: $561 in Bangalore versus $712 in Ternopil.

Bangalore $561
Ternopil $712

Estimated couple costs with rent: $953 in Bangalore versus $1,176 in Ternopil.

Bangalore $953
Ternopil $1,176

Monthly costs for a family of three with rent: $1,345 in Bangalore versus $1,640 in Ternopil.

Bangalore $1,345
Ternopil $1,640

Living in Bangalore costs roughly 21% less than in Ternopil, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Bangalore 58% lower, Ternopil 47% lower.

Meal at Budget Restaurant

$3.08 ₹292

$3.72 ₴169

-17.20%

Three-Course Dinner for Two, Mid-Range

$18.84 ₹1,784

$19.52 ₴889

-3.48%

Fast Food Meal (McDonalds, etc)

$4.84 ₹459

$6.14 ₴280

-21.17%

Cappuccino

$2.51 ₹237

$1.27 ₴57.7

97.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.72

$0.62 ₴28.42

-33.87%

Water (0.33 liter bottle)

$0.16 ₹15.36

$0.45 ₴20.60

-64.44%

Local Beer (0.5 liter draught)

$2.53 ₹240

$0.91 ₴41.53

178.02%

Imported Beer (0.33 liter bottle)

$3.74 ₹354

$1.44 ₴65.6

159.72%

Milk (1 liter)

$0.61 ₹58.1

$1.11 ₴50.4

-45.05%

White Bread (500g)

$0.57 ₹53.8

$0.70 ₴32.07

-18.57%

Rice (white) (1kg)

$0.77 ₹73.1

$1.97 ₴89.9

-60.91%

Eggs

$1.13 ₹107

$1.73 ₴79.0

-34.68%

Local Cheese (1kg)

$5.82 ₹551

$8.03 ₴366

-27.52%

Chicken Fillets (1kg)

$3.87 ₹367

$4.27 ₴195

-9.37%

Beef Round Steak (1kg)

$5.83 ₴266

Apples (1kg)

$2.89 ₹274

$1.24 ₴56.6

133.06%

Banana (1kg)

$0.83 ₹79.0

$1.47 ₴66.9

-43.54%

Oranges (1kg)

$1.27 ₹120

$1.36 ₴61.9

-6.62%

Tomato (1kg)

$0.37 ₹35.42

$2.50 ₴114

-85.20%

Potato (1kg)

$0.34 ₹32.48

$0.53 ₴23.93

-35.85%

Onion (1kg)

$0.37 ₹35.33

$0.41 ₴18.83

-9.76%

Lettuce (1 head)

$0.44 ₹42.10

$1.34 ₴61.1

-67.16%

Water (1.5 liter bottle)

$0.32 ₹30.51

$0.55 ₴24.90

-41.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.96 ₹470

$2.57 ₴117

93.00%

Wine (Bottle)

$9.07 ₹860

$3.23 ₴147

180.80%

Local Beer (0.5 liter bottle)

$2.01 ₹190

$0.82 ₴37.36

145.12%

Imported Beer (0.33 liter bottle)

$2.92 ₹277

$2.20 ₴100

32.73%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.56 ₹621

One-way Ticket (Public Transport)

$0.54 ₹51.5

$0.51 ₴23.43

5.88%

Public Transport Monthly Pass (Regular Price)

$12.54 ₹1,188

$30.44 ₴1,386

-58.80%

Taxi Start (Normal Tariff)

$1.04 ₹98.8

$1.38 ₴62.9

-24.64%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.49

$0.36 ₴16.53

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$2.16 ₹204

$3.92 ₴178

-44.90%

Gasoline (1 liter)

$1.12 ₹106

$1.58 ₴72.1

-29.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₹1.1M

$28.9K ₴1.3M

-60.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K ₹1.8M

$24.4K ₴1.1M

-23.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.72 ₹2,910

$54.6 ₴2,484

-43.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.31 ₹408

$5.08 ₴231

-15.16%

Internet (50+ Mbps, Unlimited Data)

$10.28 ₹974

$4.69 ₴213

119.19%

Gym Membership (Monthly)

$21.33 ₹2,020

$20.41 ₴929

4.51%

Tennis Court (1 Hour on Weekend)

$5.82 ₹552

$13.47 ₴613

-56.79%

Cinema Ticket

$4.72 ₹447

$3.59 ₴164

31.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$115 ₹10.9K

$243 ₴11.1K

-52.78%

International Primary School, 1 Child (Yearly)

$6,585 ₹623.8K

$3,520 ₴160.3K

87.07%

Jeans (Levis 501 Or Similar)

$33.51 ₹3,174

$49.39 ₴2,249

-32.15%

Summer Dress (H&M, Zara, etc)

$32.04 ₹3,036

$46.91 ₴2,136

-31.70%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,357

$88.8 ₴4,042

-36.30%

Men's Leather Business Shoes

$39.85 ₹3,775

$88.4 ₴4,026

-54.93%

1-bedroom Apartment, City Center (Monthly)

$303 ₹28.7K

$290 ₴13.2K

4.65%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₹17.0K

$228 ₴10.4K

-21.52%

3-bedroom Apartment, City Center (Monthly)

$807 ₹76.4K

$555 ₴25.3K

45.44%

3-bedroom Apartment, Outside City Center (Monthly)

$490 ₹46.4K

$544 ₴24.8K

-10.07%

Buy Apartment in City Center (m2)

$1,953 ₹185.0K

$1,498 ₴68.2K

30.35%

Buy Apartment Outside City Center (m2)

$1,097 ₹103.9K

$1,031 ₴46.9K

6.39%

Average Monthly Net Salary (After Tax)

$933 ₹88.4K

$477 ₴21.7K

95.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

18.5

-54.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: November 1, 2026

Last update for Ternopil: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$179 32%

Ternopil

$228 32.1% 27.4% $49

Groceries & Markets

Bangalore

$124 22.1%

Ternopil

$158 22.2% 27.4% $34

Eating Out

Bangalore

$92 16.3%

Ternopil

$75 10.5% 18% $17

Clothing & Footwear

Bangalore

$73 13%

Ternopil

$123 17.3% 68.9% $50

Monthly Utilities & Internet

Bangalore

$45 8.1%

Ternopil

$64 9% 42% $19

Sport & Entertainment

Bangalore

$31 5.5%

Ternopil

$28 3.9% 10.3% $3.2

Getting Around

Bangalore

$17 3.1%

Ternopil

$36 5% 107% $18

Cost Breakdown

A one-bedroom apartment in the center runs $303 in Bangalore and $290 in Ternopil. Housing cost is often the main lever when comparing two cities.

Bangalore pays 95% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19 in Bangalore vs $20 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $124 vs $158 per month, with Bangalore cheaper across the board.

Good to know

🇮🇳 Bangalore

🇺🇦 Ternopil

🕒 Local time

11:32 11:32 AM

08:02 8:02 AM

3 h 30 min behind Bangalore

🌤 Weather

👥 Population

8,495,492

218,134

💱 Currency

Indian Rupee INR ₹

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

100 UAH = 2.2 USD

100 UAH = 1.96 EUR

Exchange rates and currency converter

UAH, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.73 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

Ukrainian Hryvnia exchange rates as of November 4, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.92 UAH (100 UAH = 1.96 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Bangalore Ternopil 6,220 km ≈ 8 h nonstop flight

From you

Bangalore
Ternopil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Ternopil: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 21% lower than in Ternopil. Housing and daily spending are where you’ll feel the difference most, making Bangalore the obvious pick if budget is a priority.

Average pay runs 95% higher in Bangalore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $303 in Bangalore versus $290 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bangalore runs roughly 59% less than in Ternopil. The price difference matters if you commute daily and watch your budget.

Childcare runs $115 in Bangalore versus $243 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Bangalore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.