Last update: Oct 2026

Cost of Living Comparison Between Bangalore and Subic Bay Freeport Zone

For one person, living is cheaper in Bangalore: $552 a month against $663 in Subic Bay Freeport Zone, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

27

Cost of Living Index in Bangalore
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Bangalore Living Index
32

Cost of Living Index in Subic Bay Freeport Zone
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Subic Bay Freeport Zone Living Index

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Bangalore

🇮🇳 India

$552

/mo nomad

Subic Bay Freeport Zone

🇵🇭 Philippines

$663

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in Subic Bay Freeport Zone

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in Subic Bay Freeport Zone actually costs, broken down by who's living it.

Monthly costs for one person with rent: $552 in Bangalore versus $663 in Subic Bay Freeport Zone.

Bangalore $552
Subic Bay Freeport Zone $663

Estimated couple costs with rent: $936 in Bangalore versus $1,008 in Subic Bay Freeport Zone.

Bangalore $936
Subic Bay Freeport Zone $1,008

Monthly costs for a family of three with rent: $1,320 in Bangalore versus $1,354 in Subic Bay Freeport Zone.

Bangalore $1,320
Subic Bay Freeport Zone $1,354

Living in Bangalore costs roughly 17% less than in Subic Bay Freeport Zone, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bangalore 59% lower, Subic Bay Freeport Zone 51% lower.

Meal at Budget Restaurant

$3.20 ₹304

$4.65 ₱293

-31.18%

Three-Course Dinner for Two, Mid-Range

$17.72 ₹1,683

$14.46 ₱911

22.54%

Fast Food Meal (McDonalds, etc)

$4.74 ₹451

$5.06 ₱318

-6.32%

Cappuccino

$2.24 ₹213

$2.29 ₱144

-2.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.16

$1.57 ₱98.9

-75.80%

Water (0.33 liter bottle)

$0.13 ₹11.88

$0.33 ₱21.09

-60.61%

Local Beer (0.5 liter draught)

$2.29 ₹217

$1.47 ₱92.7

55.78%

Imported Beer (0.33 liter bottle)

$3.69 ₹351

$2.02 ₱127

82.67%

Milk (1 liter)

$0.63 ₹60.1

$1.60 ₱101

-60.63%

White Bread (500g)

$0.59 ₹55.6

$1.21 ₱75.9

-51.24%

Rice (white) (1kg)

$0.81 ₹77.2

$0.84 ₱52.7

-3.57%

Eggs

$1.12 ₹106

$1.88 ₱118

-40.43%

Local Cheese (1kg)

$5.97 ₹567

$4.75 ₱299

25.68%

Chicken Fillets (1kg)

$3.75 ₹356

$4.79 ₱302

-21.71%

Beef Round Steak (1kg)

$8.13 ₱512

Apples (1kg)

$2.80 ₹266

$2.31 ₱146

21.21%

Banana (1kg)

$0.76 ₹72.6

$1.77 ₱112

-57.06%

Oranges (1kg)

$1.18 ₹112

$2.30 ₱145

-48.70%

Tomato (1kg)

$0.38 ₹36.11

$1.22 ₱76.8

-68.85%

Potato (1kg)

$0.38 ₹35.71

$2.05 ₱129

-81.46%

Onion (1kg)

$0.36 ₹34.08

$1.95 ₱123

-81.54%

Lettuce (1 head)

$0.42 ₹40.06

$0.85 ₱53.8

-50.59%

Water (1.5 liter bottle)

$0.32 ₹30.82

$0.51 ₱32.17

-37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 ₹456

$2.97 ₱187

61.62%

Wine (Bottle)

$9.31 ₹884

$7.42 ₱467

25.47%

Local Beer (0.5 liter bottle)

$1.95 ₹185

$0.92 ₱58.1

111.96%

Imported Beer (0.33 liter bottle)

$3.00 ₹285

$1.92 ₱121

56.25%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.37 ₹605

One-way Ticket (Public Transport)

$0.54 ₹50.9

$0.20 ₱12.57

170.00%

Public Transport Monthly Pass (Regular Price)

$15.55 ₹1,477

$10.61 ₱668

46.56%

Taxi Start (Normal Tariff)

$1.02 ₹97.2

$0.79 ₱49.93

29.11%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.63

$0.23 ₱14.52

30.43%

Taxi 1hour Waiting (Normal Tariff)

$2.04 ₹194

$1.90 ₱120

7.37%

Gasoline (1 liter)

$1.10 ₹105

$1.03 ₱64.9

6.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.5K ₹1.2M

$18.2K ₱1.1M

-31.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K ₹1.8M

$19.3K ₱1.2M

-3.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.94 ₹2,938

$138 ₱8,657

-77.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.10 ₹389

$14.33 ₱902

-71.39%

Internet (50+ Mbps, Unlimited Data)

$10.39 ₹987

$16.88 ₱1,062

-38.45%

Gym Membership (Monthly)

$18.87 ₹1,792

$29.59 ₱1,863

-36.23%

Tennis Court (1 Hour on Weekend)

$5.79 ₹550

$4.67 ₱294

23.98%

Cinema Ticket

$4.82 ₹457

$5.16 ₱325

-6.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$102 ₹9,658

$116 ₱7,296

-12.24%

International Primary School, 1 Child (Yearly)

$3,257 ₹309.3K

$7,216 ₱454.3K

-54.86%

Jeans (Levis 501 Or Similar)

$33.54 ₹3,185

$35.47 ₱2,233

-5.44%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,921

$20.88 ₱1,315

47.32%

Sport Shoes (Adidas, Nike)

$52.7 ₹5,002

$64.0 ₱4,029

-17.69%

Men's Leather Business Shoes

$40.37 ₹3,834

$55.6 ₱3,501

-27.39%

1-bedroom Apartment, City Center (Monthly)

$307 ₹29.1K

$129 ₱8,141

137.12%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₹16.7K

$80.7 ₱5,082

117.94%

3-bedroom Apartment, City Center (Monthly)

$782 ₹74.2K

$330 ₱20.8K

136.95%

3-bedroom Apartment, Outside City Center (Monthly)

$482 ₹45.8K

$188 ₱11.9K

156.11%

Buy Apartment in City Center (m2)

$1,857 ₹176.3K

$2,555 ₱160.9K

-27.32%

Buy Apartment Outside City Center (m2)

$1,074 ₹102.0K

$916 ₱57.6K

17.29%

Average Monthly Net Salary (After Tax)

$940 ₹89.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.46

6.79

24.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: October 10, 2026

Last update for Subic Bay Freeport Zone: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$176 31.9%

Subic Bay Freeport Zone

$81 12.2% 54.1% $95

Groceries & Markets

Bangalore

$124 22.4%

Subic Bay Freeport Zone

$182 27.5% 47.2% $58

Eating Out

Bangalore

$88 15.9%

Subic Bay Freeport Zone

$99 14.9% 12.9% $11

Clothing & Footwear

Bangalore

$71 12.8%

Subic Bay Freeport Zone

$79 12% 11.8% $8.4

Monthly Utilities & Internet

Bangalore

$45 8.2%

Subic Bay Freeport Zone

$169 25.5% 271% $123

Sport & Entertainment

Bangalore

$29 5.2%

Subic Bay Freeport Zone

$40 6% 40% $11

Getting Around

Bangalore

$20 3.7%

Subic Bay Freeport Zone

$13 2% 34% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $307 in Bangalore and $129 in Subic Bay Freeport Zone. Housing cost is often the main lever when comparing two cities.

Dining out: $18.00 in Bangalore vs $14.00 in Subic Bay Freeport Zone. Groceries flip the comparison at $124 vs $182, with Bangalore cheaper for home cooking.

Good to know

🇮🇳 Bangalore

🇵🇭 Subic Bay Freeport Zone

🕒 Local time

19:35 7:35 PM

22:05 10:05 PM

2 h 30 min ahead of Bangalore

🌤 Weather

👥 Population

8,495,492

221,178

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Bangalore Subic Bay Freeport Zone 4,600 km ≈ 6 h nonstop flight

From you

Bangalore
Subic Bay Freeport Zone

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 20% lower than in Subic Bay Freeport Zone. Housing and daily spending are where you'll feel the difference most, making Bangalore the obvious pick if budget is a priority.

You'd need roughly $828 in Bangalore and $994 in Subic Bay Freeport Zone to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $307 in Bangalore versus $129 in Subic Bay Freeport Zone. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bangalore runs roughly 47% less than in Subic Bay Freeport Zone. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $102 in Bangalore versus $116 in Subic Bay Freeport Zone. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Bangalore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $552 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Safety-wise, Bangalore and Subic Bay Freeport Zone are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bangalore gentler on the wallet – expenses run 20% less than in Subic Bay Freeport Zone. Beyond cost, consider language, visa policies, and how big the international community is in each city.