Last update: Nov 2026

Cost of Living Comparison Between Bangalore and Belgaum

For one person, living is cheaper in Belgaum: $332 a month against $561 in Bangalore, rent and utilities included – about $2,700 less a year. Rent and utilities account for about half of the difference.

27

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index
16

Cost of Living Index in Belgaum
Learn more

Belgaum Living Index

Jump to prices

Bangalore

🇮🇳 India

$561

/mo nomad

Belgaum

🇮🇳 India

$332

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in Belgaum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in Belgaum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $561 in Bangalore versus $332 in Belgaum.

Bangalore $561
Belgaum $332

Estimated couple costs with rent: $953 in Bangalore versus $558 in Belgaum.

Bangalore $953
Belgaum $558

Monthly costs for a family of three with rent: $1,345 in Bangalore versus $784 in Belgaum.

Bangalore $1,345
Belgaum $784

Living in Bangalore is roughly 69% more expensive than in Belgaum, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Bangalore 58% lower, Belgaum 75% lower.

Meal at Budget Restaurant

$3.08 ₹291

$1.89 ₹178

62.96%

Three-Course Dinner for Two, Mid-Range

$18.84 ₹1,780

$10.75 ₹1,015

75.26%

Fast Food Meal (McDonalds, etc)

$4.84 ₹457

$2.61 ₹247

85.44%

Cappuccino

$2.51 ₹237

$1.61 ₹152

55.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.62

$0.36 ₹34.15

13.89%

Water (0.33 liter bottle)

$0.16 ₹15.32

$0.11 ₹10.51

45.45%

Local Beer (0.5 liter draught)

$2.53 ₹239

$0.93 ₹88.1

172.04%

Imported Beer (0.33 liter bottle)

$3.74 ₹353

$2.26 ₹213

65.49%

Milk (1 liter)

$0.61 ₹58.0

$0.71 ₹66.9

-14.08%

White Bread (500g)

$0.57 ₹53.6

$0.51 ₹48.35

11.76%

Rice (white) (1kg)

$0.77 ₹72.9

$0.62 ₹59.0

24.19%

Eggs

$1.13 ₹107

$0.77 ₹73.0

46.75%

Local Cheese (1kg)

$5.82 ₹550

$4.88 ₹461

19.26%

Chicken Fillets (1kg)

$3.87 ₹366

$3.01 ₹284

28.57%

Apples (1kg)

$2.89 ₹273

$1.60 ₹151

80.63%

Banana (1kg)

$0.83 ₹78.8

$0.64 ₹60.6

29.69%

Oranges (1kg)

$1.27 ₹120

$1.52 ₹143

-16.45%

Tomato (1kg)

$0.37 ₹35.32

$0.31 ₹29.71

19.35%

Potato (1kg)

$0.34 ₹32.40

$0.38 ₹36.06

-10.53%

Onion (1kg)

$0.37 ₹35.23

$0.40 ₹37.56

-7.50%

Lettuce (1 head)

$0.44 ₹41.98

$0.25 ₹23.43

76.00%

Water (1.5 liter bottle)

$0.32 ₹30.43

$0.31 ₹29.75

3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$4.96 ₹469

$3.80 ₹359

30.53%

Wine (Bottle)

$9.07 ₹857

$5.44 ₹514

66.73%

Local Beer (0.5 liter bottle)

$2.01 ₹190

$1.40 ₹132

43.57%

Imported Beer (0.33 liter bottle)

$2.92 ₹276

$2.13 ₹201

37.09%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.56 ₹619

$2.62 ₹247

150.38%

One-way Ticket (Public Transport)

$0.54 ₹51.4

$0.20 ₹18.87

170.00%

Public Transport Monthly Pass (Regular Price)

$12.54 ₹1,184

$14.87 ₹1,404

-15.67%

Taxi Start (Normal Tariff)

$1.04 ₹98.6

$1.08 ₹102

-3.70%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.41

$0.51 ₹48.36

-41.18%

Taxi 1hour Waiting (Normal Tariff)

$2.16 ₹204

$0.87 ₹81.8

148.28%

Gasoline (1 liter)

$1.12 ₹106

$1.10 ₹104

1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₹1.1M

$10.9K ₹1.0M

4.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K ₹1.8M

$18.4K ₹1.7M

1.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.72 ₹2,902

$29.82 ₹2,817

3.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.31 ₹407

$3.14 ₹296

37.26%

Internet (50+ Mbps, Unlimited Data)

$10.28 ₹971

$5.66 ₹535

81.63%

Gym Membership (Monthly)

$21.33 ₹2,015

$4.64 ₹438

359.70%

Tennis Court (1 Hour on Weekend)

$5.82 ₹550

$6.55 ₹619

-11.15%

Cinema Ticket

$4.72 ₹446

$2.08 ₹197

126.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$115 ₹10.8K

$20.95 ₹1,979

447.40%

International Primary School, 1 Child (Yearly)

$6,585 ₹622.1K

$858 ₹81.0K

667.78%

Jeans (Levis 501 Or Similar)

$33.51 ₹3,166

$13.53 ₹1,278

147.67%

Summer Dress (H&M, Zara, etc)

$32.04 ₹3,027

$35.81 ₹3,383

-10.53%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,342

$43.50 ₹4,110

30.00%

Men's Leather Business Shoes

$39.85 ₹3,764

$23.60 ₹2,230

68.86%

1-bedroom Apartment, City Center (Monthly)

$303 ₹28.7K

$122 ₹11.5K

149.20%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₹16.9K

$64.0 ₹6,043

180.33%

3-bedroom Apartment, City Center (Monthly)

$807 ₹76.2K

$262 ₹24.8K

207.52%

3-bedroom Apartment, Outside City Center (Monthly)

$490 ₹46.2K

$194 ₹18.3K

152.42%

Buy Apartment in City Center (m2)

$1,953 ₹184.5K

$594 ₹56.1K

228.69%

Buy Apartment Outside City Center (m2)

$1,097 ₹103.6K

$404 ₹38.1K

171.72%

Average Monthly Net Salary (After Tax)

$933 ₹88.2K

$306 ₹28.9K

204.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

10.75

-21.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: November 1, 2026

Last update for Belgaum: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$179 32%

Belgaum

$64 19.3% 64.3% $115

Groceries & Markets

Bangalore

$124 22.1%

Belgaum

$96 28.9% 22.8% $28

Eating Out

Bangalore

$92 16.3%

Belgaum

$53 16.1% 41.8% $38

Clothing & Footwear

Bangalore

$73 13%

Belgaum

$52 15.8% 28.1% $20

Monthly Utilities & Internet

Bangalore

$45 8.1%

Belgaum

$39 11.6% 14.8% $6.7

Sport & Entertainment

Bangalore

$31 5.5%

Belgaum

$8.8 2.7% 71.4% $22

Getting Around

Bangalore

$17 3.1%

Belgaum

$19 5.8% 11.8% $2

Cost Breakdown

A one-bedroom apartment in the center runs $303 in Bangalore and $122 in Belgaum. Housing cost is often the main lever when comparing two cities.

Bangalore pays about 3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $19 in Bangalore vs $11 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $124 vs $96 per month, with Belgaum cheaper across the board.

Good to know

🇮🇳 Bangalore

🇮🇳 Belgaum

🕒 Local time

09:28 9:28 AM

Same time as Bangalore

🌤 Weather

👥 Population

8,495,492

600,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Bangalore Belgaum 460 km

From you

Bangalore
Belgaum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Belgaum: Cost of Living - Frequently Asked Questions

Belgaum wins on cost – living expenses run 41% lower than in Bangalore. Housing and daily spending are where you’ll feel the difference most, making Belgaum the obvious pick if budget is a priority.

Average pay in Bangalore is about 3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $303 in Bangalore versus $122 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bangalore runs roughly 16% less than in Belgaum. The price difference matters if you commute daily and watch your budget.

Childcare runs $115 in Bangalore versus $21 in Belgaum. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Belgaum wins on affordability, Bangalore on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.