Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bamako and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $907 in Bamako versus $934 in Cebu.
Bamako $907
Cebu $934
Estimated couple costs with rent: $1,475 in Bamako versus $1,415 in Cebu.
Bamako $1,475
Cebu $1,415
Monthly costs for a family of three with rent: $2,042 in Bamako versus $1,896 in Cebu.
Bamako $2,042
Cebu $1,896
🌍
Living in Bamako costs roughly 3% less than in Cebu, and outside of rent the biggest gap is in groceries.
📊
Both cities sit below the global median: Bamako32% lower, Cebu30% lower.
Currency
No currencies found
🍽 Eating Out
Bamako
Cebu
Difference
Meal at Budget Restaurant
$8.70F CFA 5,086
$3.03₱191
187.13%
Three-Course Dinner for Two, Mid-Range
$36.22F CFA 21.2K
$23.48₱1,476
54.26%
Fast Food Meal(McDonalds, etc)
$8.09F CFA 4,731
$4.09₱257
97.80%
Cappuccino
$1.63F CFA 955
$2.52₱158
-35.32%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.95F CFA 557
$1.54₱97.2
-38.31%
Water(0.33 liter bottle)
$0.66F CFA 383
$0.49₱31.06
34.69%
Local Beer(0.5 liter draught)
$2.41F CFA 1,410
$1.79₱113
34.64%
Imported Beer(0.33 liter bottle)
$21.09F CFA 12.3K
$2.26₱142
833.19%
🛒 Groceries & Markets
Bamako
Cebu
Difference
Milk(1 liter)
$1.93F CFA 1,127
$1.95₱122
-1.03%
White Bread(500g)
$3.90F CFA 2,281
$1.43₱89.9
172.73%
Rice(white)(1kg)
-
$1.02₱64.0
-
Eggs
$5.84F CFA 3,416
$2.06₱129
183.50%
Local Cheese(1kg)
$17.84F CFA 10.4K
$9.81₱617
81.86%
Chicken Fillets(1kg)
$15.45F CFA 9,034
$4.61₱290
235.14%
Beef Round Steak(1kg)
$12.49F CFA 7,298
$7.70₱484
62.21%
Apples(1kg)
$3.95F CFA 2,307
$3.31₱208
19.34%
Banana(1kg)
$1.03F CFA 601
$1.45₱91.2
-28.97%
Oranges(1kg)
$2.86F CFA 1,669
$2.36₱148
21.19%
Tomato(1kg)
$2.15F CFA 1,256
$1.54₱96.6
39.61%
Potato(1kg)
$1.21F CFA 706
$2.36₱148
-48.73%
Onion(1kg)
$1.14F CFA 665
$1.99₱125
-42.71%
Lettuce(1 head)
$0.10F CFA 59.0
$1.15₱72.3
-91.30%
Water(1.5 liter bottle)
$2.69F CFA 1,569
$0.67₱42.26
301.49%
Cigarettes 20 Pack(Marlboro, Camel)
-
$3.00₱189
-
Wine(Bottle)
-
$6.35₱399
-
Local Beer(0.5 liter bottle)
$1.56F CFA 913
$1.31₱82.1
19.08%
Imported Beer(0.33 liter bottle)
$1.66F CFA 973
$1.73₱109
-4.05%
🚌 Getting Around
Bamako
Cebu
Difference
One-way Ticket(Public Transport)
-
$0.25₱15.82
-
Public Transport Monthly Pass(Regular Price)
-
$12.65₱796
-
Taxi Start(Normal Tariff)
-
$0.74₱46.44
-
Taxi(Normal Tariff)(1km)
$1.20F CFA 703
$0.21₱13.15
471.43%
Taxi 1hour Waiting(Normal Tariff)
-
$4.33₱272
-
Gasoline(1 liter)
$1.10F CFA 643
$1.33₱83.7
-17.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.8K₱1.4M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$19.4K₱1.2M
-
🧾 Monthly Utilities & Internet
Bamako
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$149F CFA 86.9K
$121₱7,583
23.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$14.45₱909
-
Internet(50+ Mbps, Unlimited Data)
$65.8F CFA 38.5K
$28.29₱1,779
132.70%
🎉 Sport & Entertainment
Bamako
Cebu
Difference
Gym Membership(Monthly)
$70.0F CFA 40.9K
$32.68₱2,055
114.23%
Tennis Court(1 Hour on Weekend)
-
$6.39₱402
-
Cinema Ticket
-
$5.46₱343
-
🧸 Childcare & Education
Bamako
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$273₱17.2K
-
International Primary School, 1 Child(Yearly)
-
$8,156₱512.9K
-
👕👟 Clothing & Footwear
Bamako
Cebu
Difference
Jeans(Levis 501 Or Similar)
-
$49.57₱3,117
-
Summer Dress(H&M, Zara, etc)
-
$24.87₱1,564
-
Sport Shoes(Adidas, Nike)
-
$76.6₱4,817
-
Men's Leather Business Shoes
-
$59.3₱3,727
-
🏠 Accommodation & Living
Bamako
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$174F CFA 101.8K
$506₱31.8K
-65.56%
1-bedroom Apartment, Outside City Center(Monthly)
$80.7F CFA 47.2K
$309₱19.5K
-73.91%
3-bedroom Apartment, City Center(Monthly)
$509F CFA 297.6K
$1,052₱66.1K
-51.58%
3-bedroom Apartment, Outside City Center(Monthly)
$297F CFA 173.6K
$619₱38.9K
-52.02%
Buy Apartment in City Center(m2)
-
$2,915₱183.4K
-
Buy Apartment Outside City Center(m2)
$1,227F CFA 717.0K
$1,867₱117.4K
-34.30%
💵 Salaries & Financials
Bamako
Cebu
Difference
Average Monthly Net Salary(After Tax)
$266F CFA 155.7K
$341₱21.5K
-21.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
7.2
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bamako: October 3, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🛒Groceries & Markets
Bamako
$348 * 38.9%
Cebu
$210 22.7% ↓ 39.5%$137
🧾Monthly Utilities & Internet
Bamako
$214 * 24%
Cebu
$163 17.7% ↓ 23.8%$51
🍽Eating Out
Bamako
$174 19.5%
Cebu
$88 9.6% ↓ 49.3%$86
🏠Accommodation & Living
Bamako
$81 9%
Cebu
$309 33.5% ↑ 283%$229
🎉Sport & Entertainment
Bamako
$70 * 7.8%
Cebu
$44 4.7% ↓ 37.7%$26
🚌Getting Around
Bamako
$6 * 0.7%
Cebu
$15 1.7% ↑ 157%$9.4
👕👟Clothing & Footwear
Bamako
- * 0%
Cebu
$95 10.2%
Categories marked with * are only partly priced – their share counts the items that do have prices.
🛒Groceries & Markets
Bamako
$829 * 41%
Cebu
$493 25.8% ↓ 40.5%$336
🧾Monthly Utilities & Internet
Bamako
$214 * 10.6%
Cebu
$178 9.3% ↓ 17.1%$37
🍽Eating Out
Bamako
$531 26.2%
Cebu
$288 15.1% ↓ 45.6%$242
🏠Accommodation & Living
Bamako
$297 14.7%
Cebu
$619 32.4% ↑ 108%$322
🎉Sport & Entertainment
Bamako
$140 * 6.9%
Cebu
$94 4.9% ↓ 33.2%$46
🚌Getting Around
Bamako
$12 * 0.6%
Cebu
$31 1.6% ↑ 161%$19
👕👟Clothing & Footwear
Bamako
- * 0%
Cebu
$210 11%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $174 in Bamako and $506 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Cebu pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $36.00 in Bamako vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $348 vs $210 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bamako vs Cebu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bamako or Cebu?
Bamako wins on cost – living expenses run 3% lower than in Cebu. Housing and daily spending are where you'll feel the difference most, making Bamako the obvious pick if budget is a priority.
Are salaries higher in Bamako or in Cebu?
On paper, salaries run 28% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Bamako compared to Cebu?
Rent for a central apartment: $174 in Bamako versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Bamako compared to Cebu?
All in, you'll spend $907 per month in Bamako versus $934 in Cebu – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.
Are groceries more expensive in Bamako or in Cebu?
Shoppers in Cebu pay roughly 65% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $800/month in Bamako or in Cebu?
Either city works on $800 a month, though Bamako gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Bamako or Cebu?
Both work as nomad bases, but Bamako delivers better value – similar infrastructure at $907 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bamako hard to pass up.
How safe is Bamako compared to Cebu?
Safety-wise, Bamako and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bamako gentler on the wallet – expenses run 3% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.