Last update: Oct 2026

Cost of Living Comparison Between Balneario Camboriu and Panama City

For one person, living is cheaper in Balneario Camboriu: $963 a month against $1,855 in Panama City, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Balneario Camboriu
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Balneario Camboriu Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Balneario Camboriu

🇧🇷 Brazil

$963

/mo nomad

Panama City

🇵🇦 Panama

$1,855

/mo nomad

Monthly Cost of Living

How much you'll spend in Balneario Camboriu and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Balneario Camboriu and in Panama City actually costs, broken down by who's living it.

A single person spends $963 per month in Balneario Camboriu vs $1,855 in Panama City, rent included.

Balneario Camboriu $963
Panama City $1,855

A couple spends around $1,607 per month in Balneario Camboriu vs $2,804 in Panama City, rent included.

Balneario Camboriu $1,607
Panama City $2,804

A family of three spends $2,251 per month in Balneario Camboriu vs $3,753 in Panama City, rent included.

Balneario Camboriu $2,251
Panama City $3,753

Balneario Camboriu is about 48% cheaper than Panama City, and outside of rent the biggest gap is in groceries.

Balneario Camboriu sits 29% below the global median, while Panama City is 37% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.84 R$34.40

$11.63 PAB 11.63

-41.19%

Three-Course Dinner for Two, Mid-Range

$39.90 R$201

$47.92 PAB 47.92

-16.74%

Fast Food Meal (McDonalds, etc)

$7.74 R$38.89

$7.96 PAB 7.96

-2.76%

Cappuccino

$2.44 R$12.25

$4.22 PAB 4.22

-42.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 R$6.00

$2.01 PAB 2.01

-40.80%

Water (0.33 liter bottle)

$0.95 R$4.77

$1.56 PAB 1.56

-39.10%

Local Beer (0.5 liter draught)

$1.98 R$9.94

$3.39 PAB 3.39

-41.59%

Imported Beer (0.33 liter bottle)

$2.38 R$11.96

$3.94 PAB 3.94

-39.59%

Milk (1 liter)

$1.02 R$5.13

$1.85 PAB 1.85

-44.86%

White Bread (500g)

$1.56 R$7.85

$2.56 PAB 2.56

-39.06%

Rice (white) (1kg)

$0.98 R$4.92

$3.48 PAB 3.48

-71.84%

Eggs

$2.12 R$10.65

$2.69 PAB 2.69

-21.19%

Local Cheese (1kg)

$8.55 R$42.98

$12.57 PAB 12.57

-31.98%

Chicken Fillets (1kg)

$4.58 R$23.03

$6.83 PAB 6.83

-32.94%

Beef Round Steak (1kg)

$7.54 R$37.89

$10.58 PAB 10.58

-28.73%

Apples (1kg)

$1.80 R$9.07

$4.18 PAB 4.18

-56.94%

Banana (1kg)

$1.03 R$5.17

$1.83 PAB 1.83

-43.72%

Oranges (1kg)

$1.03 R$5.18

$4.20 PAB 4.20

-75.48%

Tomato (1kg)

$1.40 R$7.03

$4.03 PAB 4.03

-65.26%

Potato (1kg)

$0.83 R$4.17

$3.48 PAB 3.48

-76.15%

Onion (1kg)

$0.58 R$2.92

$4.22 PAB 4.22

-86.26%

Lettuce (1 head)

$0.74 R$3.73

$2.41 PAB 2.41

-69.29%

Water (1.5 liter bottle)

$0.76 R$3.84

$1.69 PAB 1.69

-55.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 R$15.58

$6.14 PAB 6.14

-49.51%

Wine (Bottle)

$7.61 R$38.24

$11.30 PAB 11.30

-32.65%

Local Beer (0.5 liter bottle)

$1.10 R$5.53

$1.42 PAB 1.42

-22.54%

Imported Beer (0.33 liter bottle)

$1.89 R$9.50

$2.73 PAB 2.73

-30.77%

One-way Ticket (Public Transport)

$0.98 R$4.90

$0.33 PAB 0.33

196.97%

Public Transport Monthly Pass (Regular Price)

$11.99 R$60.3

$21.23 PAB 21.23

-43.52%

Taxi Start (Normal Tariff)

$1.27 R$6.39

$2.52 PAB 2.52

-49.60%

Taxi (Normal Tariff) (1km)

$0.83 R$4.17

$1.86 PAB 1.86

-55.38%

Taxi 1hour Waiting (Normal Tariff)

$5.90 R$29.68

$21.78 PAB 21.78

-72.91%

Gasoline (1 liter)

$1.33 R$6.68

$1.25 PAB 1.25

6.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.0K R$120.9K

$21.2K PAB 21.2K

13.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K R$169.0K

$21.0K PAB 21.0K

59.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.0 R$493

$130 PAB 130

-24.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.20 R$56.3

$28.13 PAB 28.13

-60.18%

Internet (50+ Mbps, Unlimited Data)

$20.84 R$105

$48.21 PAB 48.21

-56.77%

Gym Membership (Monthly)

$37.21 R$187

$45.78 PAB 45.78

-18.72%

Tennis Court (1 Hour on Weekend)

$15.80 R$79.5

$34.92 PAB 34.92

-54.75%

Cinema Ticket

$7.43 R$37.34

$8.67 PAB 8.67

-14.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$286 R$1,439

$544 PAB 544

-47.43%

International Primary School, 1 Child (Yearly)

$5,247 R$26.4K

$9,697 PAB 9,697

-45.89%

Jeans (Levis 501 Or Similar)

$56.2 R$283

$66.8 PAB 66.8

-15.79%

Summer Dress (H&M, Zara, etc)

$56.8 R$286

$49.14 PAB 49.14

15.65%

Sport Shoes (Adidas, Nike)

$96.9 R$487

$93.9 PAB 93.9

3.27%

Men's Leather Business Shoes

$82.5 R$415

$112 PAB 112

-26.02%

1-bedroom Apartment, City Center (Monthly)

$452 R$2,274

$1,257 PAB 1,257

-64.02%

1-bedroom Apartment, Outside City Center (Monthly)

$322 R$1,619

$875 PAB 875

-63.21%

3-bedroom Apartment, City Center (Monthly)

$1,907 R$9,588

$2,155 PAB 2,155

-11.52%

3-bedroom Apartment, Outside City Center (Monthly)

$791 R$3,979

$1,564 PAB 1,564

-49.39%

Buy Apartment in City Center (m2)

$3,624 R$18.2K

$3,122 PAB 3,122

16.06%

Buy Apartment Outside City Center (m2)

$2,452 R$12.3K

$1,709 PAB 1,709

43.43%

Average Monthly Net Salary (After Tax)

$503 R$2,530

$916 PAB 916

-45.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.68

6.39

67.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Balneario Camboriu: October 12, 2026

Last update for Panama City: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Balneario Camboriu

$322 33.4%

Panama City

$875 47.2% 172% $553

Groceries & Markets

Balneario Camboriu

$176 18.3%

Panama City

$325 17.5% 84.8% $149

Clothing & Footwear

Balneario Camboriu

$132 13.7%

Panama City

$145 7.8% 9.9% $13

Eating Out

Balneario Camboriu

$130 13.5%

Panama City

$207 11.1% 58.5% $76

Monthly Utilities & Internet

Balneario Camboriu

$130 13.5%

Panama City

$206 11.1% 58.5% $76

Sport & Entertainment

Balneario Camboriu

$52 5.4%

Panama City

$63 3.4% 21.2% $11

Getting Around

Balneario Camboriu

$21 2.2%

Panama City

$34 1.9% 61.4% $13

Cost Breakdown

A central one-bedroom costs $452 in Balneario Camboriu versus $1,257 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 82% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Balneario Camboriu versus $48.00 in Panama City. Monthly groceries follow the same trend: $176 vs $325 – making Balneario Camboriu the more affordable choice for daily food spending.

Good to know

🇧🇷 Balneario Camboriu

🇵🇦 Panama City

🕒 Local time

10:55 10:55 AM

08:55 8:55 AM

2 h behind Balneario Camboriu

🌤 Weather

👥 Population

139,155

1,086,990 Capital

💱 Currency

Brazilian Real BRL R$

Panamanian Balboa PAB B/.

📈 Exchange rate

1 BRL = 0.199 USD

1 BRL = 0.178 EUR

1 PAB = 1 USD

1 PAB = 0.893 EUR

Exchange rates and currency converter

PAB, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 15, 2026: 1 USD = 5.03 BRL (1 BRL = 0.199 USD). 1 EUR = 5.63 BRL (1 BRL = 0.178 EUR).

Panamanian Balboa exchange rates as of October 15, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.893 EUR).

USD to BRL in detail →

On the map

Lowest

Highest

Between locations

Balneario Camboriu Panama City 5,200 km ≈ 7 h nonstop flight

From you

Balneario Camboriu
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Balneario Camboriu vs Panama City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $963 in Balneario Camboriu, $1,855 in Panama City – roughly 93% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,445 per month in Balneario Camboriu and $2,783 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Balneario Camboriu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $963 in Balneario Camboriu and $1,855 in Panama City. That's a gap of about 93%.

Public transport costs about 77% less in Balneario Camboriu. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Balneario Camboriu, where all-in costs run around $963, than in Panama City at $1,855. In Balneario Camboriu it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

It depends on your priorities. Panama City has an edge in some lifestyle areas, with costs from $963 in Balneario Camboriu to $1,855 in Panama City. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Balneario Camboriu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.