Cost of Living Comparison Between Ballina and Cookeville, TN Cost of Living Comparison Between Ballina and Cookeville, TN

Monthly Cost of Living

A single person spends $2,549 per month in Ballina vs $2,558 in Cookeville, TN, rent included.

A couple spends around $3,663 per month in Ballina vs $4,127 in Cookeville, TN, rent included.

A family of three spends $4,776 per month in Ballina vs $5,696 in Cookeville, TN, rent included.

Ballina and Cookeville, TN have comparable living costs โ€” the differences are in the details.

Both Ballina and Cookeville, TN sit above the global median โ€“ Ballina by 90%, Cookeville, TN by 91%.

Currency
๐Ÿฝ Eating Out
Ballina
Cookeville, TN
Difference
Meal at Budget Restaurant
$17.42 โ‚ฌ14.86
$21.91 $21.91
-20.49%
Three-Course Dinner for Two, Mid-Range
$68.6 โ‚ฌ58.5
$49.22 $49.22
39.31%
Fast Food Meal (McDonalds, etc)
$12.60 โ‚ฌ10.75
$8.05 $8.05
56.52%
Cappuccino
$4.09 โ‚ฌ3.49
$4.53 $4.53
-9.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.53 โ‚ฌ1.30
$6.52 $6.52
-76.53%
Water (0.33 liter bottle)
$1.31 โ‚ฌ1.12
$1.80 $1.80
-27.22%
Local Beer (0.5 liter draught)
$5.71 โ‚ฌ4.87
$5.94 $5.94
-3.87%
Imported Beer (0.33 liter bottle)
$6.77 โ‚ฌ5.77
$4.11 $4.11
64.72%
๐Ÿ›’ Groceries & Markets
Ballina
Cookeville, TN
Difference
Milk (1 liter)
$1.66 โ‚ฌ1.42
$1.17 $1.17
41.88%
White Bread (500g)
$2.06 โ‚ฌ1.75
$1.05 $1.05
96.19%
Rice (white) (1kg)
$2.06 โ‚ฌ1.76
$3.15 $3.15
-34.60%
Eggs
$3.21 โ‚ฌ2.74
$4.01 $4.01
-19.95%
Local Cheese (1kg)
$11.07 โ‚ฌ9.45
$12.45 $12.45
-11.08%
Chicken Fillets (1kg)
$11.53 โ‚ฌ9.84
$7.57 $7.57
52.31%
Beef Round Steak (1kg)
$14.23 โ‚ฌ12.14
$15.21 $15.21
-6.44%
Apples (1kg)
$3.23 โ‚ฌ2.76
$8.69 $8.69
-62.83%
Banana (1kg)
$1.60 โ‚ฌ1.36
$1.61 $1.61
-0.62%
Oranges (1kg)
$2.86 โ‚ฌ2.44
$2.65 $2.65
7.92%
Tomato (1kg)
$5.54 โ‚ฌ4.73
$3.22 $3.22
72.05%
Potato (1kg)
$2.23 โ‚ฌ1.90
$1.85 $1.85
20.54%
Onion (1kg)
$1.70 โ‚ฌ1.45
$2.36 $2.36
-27.97%
Lettuce (1 head)
$1.37 โ‚ฌ1.17
$2.28 $2.28
-39.91%
Water (1.5 liter bottle)
$2.11 โ‚ฌ1.80
$2.70 $2.70
-21.85%
Cigarettes 20 Pack (Marlboro, Camel)
$20.82 โ‚ฌ17.76
$14.02 $14.02
48.50%
Wine (Bottle)
$10.49 โ‚ฌ8.95
$14.11 $14.11
-25.66%
Local Beer (0.5 liter bottle)
$3.62 โ‚ฌ3.09
$1.69 $1.69
114.20%
Imported Beer (0.33 liter bottle)
$3.99 โ‚ฌ3.41
$3.91 $3.91
2.05%
๐ŸšŒ Getting Around
Ballina
Cookeville, TN
Difference
One-way Ticket (Public Transport)
$2.44 โ‚ฌ2.08
$1.95 $1.95
25.13%
Public Transport Monthly Pass (Regular Price)
$98.5 โ‚ฌ84.1
-
-
Taxi Start (Normal Tariff)
$4.76 โ‚ฌ4.06
$5.94 $5.94
-19.87%
Taxi (Normal Tariff) (1km)
$2.66 โ‚ฌ2.27
$0.60 $0.60
343.33%
Taxi 1hour Waiting (Normal Tariff)
$38.59 โ‚ฌ32.92
$28.69 $28.69
34.51%
Gasoline (1 liter)
$2.03 โ‚ฌ1.73
$0.80 $0.80
153.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K โ‚ฌ30.8K
$34.9K $34.9K
3.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.4K โ‚ฌ32.7K
$39.6K $39.6K
-3.02%
๐Ÿงพ Monthly Utilities & Internet
Ballina
Cookeville, TN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$278 โ‚ฌ237
$322 $322
-13.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.35 โ‚ฌ20.77
$46.02 $46.02
-47.09%
Internet (50+ Mbps, Unlimited Data)
$41.19 โ‚ฌ35.14
$103 $103
-60.07%
๐ŸŽ‰ Sport & Entertainment
Ballina
Cookeville, TN
Difference
Gym Membership (Monthly)
$52.1 โ‚ฌ44.44
$35.26 $35.26
47.76%
Tennis Court (1 Hour on Weekend)
-
$37.20 $37.20
-
Cinema Ticket
$12.56 โ‚ฌ10.71
$11.90 $11.90
5.55%
๐Ÿงธ Childcare & Education
Ballina
Cookeville, TN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,334 โ‚ฌ1,138
$731 $731
82.62%
International Primary School, 1 Child (Yearly)
$9,459 โ‚ฌ8,068
$23.3K $23.3K
-59.34%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ballina
Cookeville, TN
Difference
Jeans (Levis 501 Or Similar)
$108 โ‚ฌ91.9
$44.97 $44.97
139.54%
Summer Dress (H&M, Zara, etc)
$49.58 โ‚ฌ42.29
$65.7 $65.7
-24.50%
Sport Shoes (Adidas, Nike)
$115 โ‚ฌ98.3
$138 $138
-16.32%
Men's Leather Business Shoes
$117 โ‚ฌ99.5
$142 $142
-17.99%
๐Ÿ  Accommodation & Living
Ballina
Cookeville, TN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,498 โ‚ฌ1,277
$1,221 $1,221
22.63%
1-bedroom Apartment, Outside City Center (Monthly)
$1,220 โ‚ฌ1,040
$1,190 $1,190
2.48%
3-bedroom Apartment, City Center (Monthly)
$2,375 โ‚ฌ2,026
$3,506 $3,506
-32.27%
3-bedroom Apartment, Outside City Center (Monthly)
$1,961 โ‚ฌ1,673
$2,745 $2,745
-28.56%
Buy Apartment in City Center (m2)
$3,541 โ‚ฌ3,021
$2,758 $2,758
28.41%
Buy Apartment Outside City Center (m2)
$2,940 โ‚ฌ2,508
$2,254 $2,254
30.41%
๐Ÿ’ต Salaries & Financials
Ballina
Cookeville, TN
Difference
Average Monthly Net Salary (After Tax)
$3,461 โ‚ฌ2,952
$2,825 $2,825
22.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.04
6.45
-37.36%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ballina: April 20, 2026

Last update for Cookeville, TN: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,498 in Ballina versus $1,221 in Cookeville, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Ballina. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69 in Ballina versus $49 in Cookeville, TN. Groceries tell a different story โ€“ $345 in Ballina vs $348 in Cookeville, TN โ€“ so Ballina wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ballina vs Cookeville, TN: Cost of Living - Frequently Asked Questions
How much do you need to earn to live comfortably in Ballina vs Cookeville, TN?
For a comfortable life, plan on about $3,824 per month in Ballina and $3,837 in Cookeville, TN. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
Where is rent cheaper, Ballina or Cookeville, TN?
Rent is clearly cheaper in Ballina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Ballina or Cookeville, TN?
Groceries cost about 1% more in Cookeville, TN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Ballina vs Cookeville, TN?
A mid-range dinner for two costs $69.0 in Ballina and $49.00 in Cookeville, TN. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
Can you live on $2,000/month in Ballina or Cookeville, TN?
A $2,000 monthly budget goes further in Ballina, where all-in costs run around $2,549, than in Cookeville, TN at $2,558. In Ballina it covers expenses comfortably, while in Cookeville, TN it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Ballina โ€“ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Ballina compared to Cookeville, TN?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ€“ central, well-trafficked areas feel secure in both.
Should I move to Ballina or Cookeville, TN?
If budget matters most, go with Ballina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cookeville, TN makes more sense. Both are solid long-term options with distinct trade-offs.

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