Last update: Nov 2026

Cost of Living Comparison Between Ballina, Australia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,525 in Ballina, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Ballina
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Ballina Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ballina

🇦🇺 Australia

$2,525

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ballina and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ballina and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,525 per month in Ballina vs $1,331 in Ubud, Bali, rent included.

Ballina $2,525
Ubud, Bali $1,331

A couple spends around $3,645 per month in Ballina vs $2,255 in Ubud, Bali, rent included.

Ballina $3,645
Ubud, Bali $2,255

A family of three spends $4,766 per month in Ballina vs $3,180 in Ubud, Bali, rent included.

Ballina $4,766
Ubud, Bali $3,180

Ballina costs about 90% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Ballina sits 87% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.32 A$24.69

$3.38 Rp 61.3K

412.43%

Three-Course Dinner for Two, Mid-Range

$83.4 A$119

$34.65 Rp 629.1K

140.81%

Fast Food Meal (McDonalds, etc)

$10.54 A$15.02

$5.57 Rp 101.2K

89.23%

Cappuccino

$4.05 A$5.78

$2.62 Rp 47.6K

54.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 A$4.09

$1.54 Rp 27.9K

86.36%

Water (0.33 liter bottle)

$2.28 A$3.26

$0.64 Rp 11.6K

256.25%

Local Beer (0.5 liter draught)

$7.68 A$10.95

$2.67 Rp 48.4K

187.64%

Imported Beer (0.33 liter bottle)

$7.50 A$10.69

$4.26 Rp 77.4K

76.06%

Milk (1 liter)

$2.68 A$3.82

$1.46 Rp 26.5K

83.56%

White Bread (500g)

$3.43 A$4.89

$2.29 Rp 41.6K

49.78%

Rice (white) (1kg)

$2.21 A$3.15

$1.11 Rp 20.1K

99.10%

Eggs

$5.58 A$7.96

$2.10 Rp 38.1K

165.71%

Local Cheese (1kg)

$6.16 A$8.78

$15.94 Rp 289.4K

-61.36%

Chicken Fillets (1kg)

$9.52 A$13.58

$3.88 Rp 70.5K

145.36%

Beef Round Steak (1kg)

$14.50 A$20.67

$11.40 Rp 207.0K

27.19%

Apples (1kg)

$3.60 A$5.13

$3.55 Rp 64.5K

1.41%

Banana (1kg)

$3.05 A$4.35

$1.54 Rp 27.9K

98.05%

Oranges (1kg)

$3.27 A$4.66

$2.23 Rp 40.5K

46.64%

Tomato (1kg)

$3.47 A$4.94

$1.97 Rp 35.8K

76.14%

Potato (1kg)

$2.73 A$3.89

$1.86 Rp 33.7K

46.77%

Onion (1kg)

$2.50 A$3.56

$2.42 Rp 43.9K

3.31%

Lettuce (1 head)

$3.46 A$4.93

$1.02 Rp 18.6K

239.22%

Water (1.5 liter bottle)

$1.55 A$2.21

$0.52 Rp 9,483

198.08%

Cigarettes 20 Pack (Marlboro, Camel)

$42.40 A$60.5

$2.20 Rp 39.9K

1827.27%

Wine (Bottle)

$14.17 A$20.20

$21.79 Rp 395.6K

-34.97%

Local Beer (0.5 liter bottle)

$4.60 A$6.55

$2.33 Rp 42.2K

97.42%

Imported Beer (0.33 liter bottle)

$5.11 A$7.29

$2.97 Rp 53.9K

72.05%

One-way Ticket (Public Transport)

$2.68 A$3.82

$0.25 Rp 4,546

972.00%

Public Transport Monthly Pass (Regular Price)

$82.9 A$118

$8.17 Rp 148.4K

914.57%

Taxi Start (Normal Tariff)

$3.41 A$4.87

$0.44 Rp 7,947

675.00%

Taxi (Normal Tariff) (1km)

$1.60 A$2.28

$0.47 Rp 8,496

240.43%

Taxi 1hour Waiting (Normal Tariff)

$39.99 A$57.0

$5.60 Rp 101.7K

614.11%

Gasoline (1 liter)

$1.32 A$1.88

$0.83 Rp 15.0K

59.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K A$41.8K

$24.4K Rp 443.8M

19.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K A$37.5K

$31.7K Rp 575.5M

-17.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 A$302

$77.5 Rp 1.4M

173.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.41 A$39.08

$6.14 Rp 111.6K

346.42%

Internet (50+ Mbps, Unlimited Data)

$58.0 A$82.7

$18.92 Rp 343.4K

206.45%

Gym Membership (Monthly)

$55.5 A$79.1

$51.0 Rp 925.8K

8.77%

Tennis Court (1 Hour on Weekend)

$18.00 A$25.65

$18.25 Rp 331.3K

-1.37%

Cinema Ticket

$14.11 A$20.12

$4.38 Rp 79.6K

222.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,118 A$3,020

$492 Rp 8.9M

330.18%

International Primary School, 1 Child (Yearly)

$20.6K A$29.3K

$12.2K Rp 221.9M

68.44%

Jeans (Levis 501 Or Similar)

$77.1 A$110

$45.16 Rp 819.9K

70.75%

Summer Dress (H&M, Zara, etc)

$53.8 A$76.7

$34.89 Rp 633.4K

54.28%

Sport Shoes (Adidas, Nike)

$108 A$154

$78.3 Rp 1.4M

37.82%

Men's Leather Business Shoes

$122 A$175

$77.9 Rp 1.4M

57.27%

1-bedroom Apartment, City Center (Monthly)

$1,395 A$1,989

$1,078 Rp 19.6M

29.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,207 A$1,721

$665 Rp 12.1M

81.58%

3-bedroom Apartment, City Center (Monthly)

$2,275 A$3,243

$3,510 Rp 63.7M

-35.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,824 A$2,600

$1,671 Rp 30.3M

9.16%

Buy Apartment in City Center (m2)

$5,839 A$8,324

$2,340 Rp 42.5M

149.53%

Buy Apartment Outside City Center (m2)

$5,029 A$7,169

$2,236 Rp 40.6M

124.88%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ballina: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ballina

$1.2K 47.8%

Ubud, Bali

$665 50% 44.9% $542

Groceries & Markets

Ballina

$376 14.9%

Ubud, Bali

$279 21% 25.6% $96

Monthly Utilities & Internet

Ballina

$298 11.8%

Ubud, Bali

$103 7.7% 65.5% $195

Eating Out

Ballina

$293 11.6%

Ubud, Bali

$106 8% 63.9% $187

Clothing & Footwear

Ballina

$163 6.4%

Ubud, Bali

$106 8% 34.6% $56

Getting Around

Ballina

$105 4.2%

Ubud, Bali

$12 0.9% 88.6% $93

Sport & Entertainment

Ballina

$84 3.3%

Ubud, Bali

$60 4.5% 28.6% $24

Cost Breakdown

A central one-bedroom costs $1,395 in Ballina versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $83 in Ballina versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $376 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Ballina

🇮🇩 Ubud, Bali

🕒 Local time

05:20 5:20 AM

02:20 2:20 AM

3 h behind Ballina

🌤 Weather

👥 Population

8,911

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.701 USD

1 AUD = 0.626 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 4, 2026: 1 USD = 1.43 AUD (1 AUD = 0.701 USD). 1 EUR = 1.6 AUD (1 AUD = 0.626 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Ballina Ubud, Bali 4,590 km ≈ 6 h nonstop flight

From you

Ballina
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ballina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ballina is pricier by about 90%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,787 per month in Ballina and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,395 in Ballina.

Kindergarten costs $2,118 per month in Ballina and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 34% more in Ballina, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,525 in Ballina and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 47% less, which matters a lot on a fixed budget or early-career salary.