Last update: Oct 2026

Cost of Living Comparison Between Bali and Saratov

For one person, living is cheaper in Saratov: $1,160 a month against $1,224 in Bali, rent and utilities included – about $770 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Bali
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Bali Living Index
56

Cost of Living Index in Saratov
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Saratov Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,224

/mo nomad

Saratov

🇷🇺 Russia

$1,160

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Saratov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Saratov actually costs, broken down by who's living it.

A single person spends $1,224 per month in Bali vs $1,160 in Saratov, rent included.

Bali $1,224
Saratov $1,160

A couple spends around $2,064 per month in Bali vs $1,766 in Saratov, rent included.

Bali $2,064
Saratov $1,766

A family of three spends $2,904 per month in Bali vs $2,371 in Saratov, rent included.

Bali $2,904
Saratov $2,371

Bali costs about 6% more than Saratov, and outside of rent the biggest gap is in eating out.

Both Bali and Saratov are more affordable than the global median – Bali 9% lower, Saratov 13% lower.

Meal at Budget Restaurant

$2.74 Rp 49.0K

$15.02 ₽1,278

-81.76%

Three-Course Dinner for Two, Mid-Range

$29.64 Rp 529.8K

Fast Food Meal (McDonalds, etc)

$4.74 Rp 84.7K

$9.63 ₽819

-50.78%

Cappuccino

$2.22 Rp 39.7K

$4.10 ₽349

-45.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 24.5K

$0.89 ₽75.8

53.93%

Water (0.33 liter bottle)

$0.66 Rp 11.8K

$0.48 ₽41.03

37.50%

Local Beer (0.5 liter draught)

$2.21 Rp 39.4K

$0.92 ₽78.0

140.22%

Imported Beer (0.33 liter bottle)

$3.62 Rp 64.7K

Milk (1 liter)

$1.44 Rp 25.8K

$1.13 ₽96.5

27.43%

White Bread (500g)

$2.17 Rp 38.7K

Rice (white) (1kg)

$1.12 Rp 20.0K

$1.55 ₽132

-27.74%

Eggs

$1.97 Rp 35.2K

$1.65 ₽140

19.39%

Local Cheese (1kg)

$16.41 Rp 293.2K

$12.64 ₽1,076

29.83%

Chicken Fillets (1kg)

$3.63 Rp 65.0K

$5.71 ₽486

-36.43%

Beef Round Steak (1kg)

$11.53 Rp 206.2K

$12.97 ₽1,103

-11.10%

Apples (1kg)

$3.37 Rp 60.2K

$4.48 ₽381

-24.78%

Banana (1kg)

$1.46 Rp 26.0K

$2.38 ₽203

-38.66%

Oranges (1kg)

$2.15 Rp 38.4K

$0.68 ₽57.9

216.18%

Tomato (1kg)

$1.90 Rp 34.0K

$5.40 ₽460

-64.81%

Potato (1kg)

$1.80 Rp 32.2K

$1.11 ₽94.1

62.16%

Onion (1kg)

$2.24 Rp 40.0K

$0.49 ₽41.52

357.14%

Lettuce (1 head)

$0.94 Rp 16.8K

$0.84 ₽71.6

11.90%

Water (1.5 liter bottle)

$0.48 Rp 8,577

$0.63 ₽53.3

-23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 Rp 38.2K

$2.89 ₽246

-25.95%

Wine (Bottle)

$21.94 Rp 392.2K

$9.59 ₽816

128.78%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.4K

$1.07 ₽90.8

111.21%

Imported Beer (0.33 liter bottle)

$2.77 Rp 49.6K

$2.24 ₽191

23.66%

One-way Ticket (Public Transport)

$0.26 Rp 4,661

$0.55 ₽46.50

-52.73%

Public Transport Monthly Pass (Regular Price)

$8.08 Rp 144.4K

$14.57 ₽1,239

-44.54%

Taxi Start (Normal Tariff)

$0.44 Rp 7,853

$1.25 ₽106

-64.80%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,491

$0.30 ₽25.90

40.00%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.1K

$8.95 ₽761

-36.76%

Gasoline (1 liter)

$0.90 Rp 16.0K

$0.81 ₽69.1

11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K Rp 433.4M

$45.6K ₽3.9M

-46.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 563.1M

$33.8K ₽2.9M

-6.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 Rp 1.4M

$115 ₽9,775

-30.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.63 Rp 118.5K

$9.93 ₽845

-33.23%

Internet (50+ Mbps, Unlimited Data)

$18.33 Rp 327.6K

$10.62 ₽904

72.60%

Gym Membership (Monthly)

$45.56 Rp 814.4K

$46.54 ₽3,960

-2.11%

Tennis Court (1 Hour on Weekend)

$15.24 Rp 272.4K

$26.99 ₽2,296

-43.53%

Cinema Ticket

$3.71 Rp 66.4K

$7.84 ₽667

-52.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$442 Rp 7.9M

$304 ₽25.9K

45.35%

International Primary School, 1 Child (Yearly)

$5,246 Rp 93.8M

$2,152 ₽183.1K

143.81%

Jeans (Levis 501 Or Similar)

$44.18 Rp 789.6K

$85.0 ₽7,236

-48.04%

Summer Dress (H&M, Zara, etc)

$34.13 Rp 610.1K

$52.3 ₽4,454

-34.79%

Sport Shoes (Adidas, Nike)

$77.2 Rp 1.4M

$103 ₽8,801

-25.34%

Men's Leather Business Shoes

$75.0 Rp 1.3M

$118 ₽10.0K

-36.22%

1-bedroom Apartment, City Center (Monthly)

$994 Rp 17.8M

$506 ₽43.1K

96.41%

1-bedroom Apartment, Outside City Center (Monthly)

$588 Rp 10.5M

$318 ₽27.1K

85.05%

3-bedroom Apartment, City Center (Monthly)

$3,084 Rp 55.1M

$975 ₽83.0K

216.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 Rp 26.7M

$666 ₽56.7K

124.49%

Buy Apartment in City Center (m2)

$2,383 Rp 42.6M

$1,722 ₽146.5K

38.35%

Buy Apartment Outside City Center (m2)

$2,015 Rp 36.0M

$1,236 ₽105.2K

63.01%

Average Monthly Net Salary (After Tax)

$223 Rp 4.0M

$737 ₽62.7K

-69.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.33

-45.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 4, 2026

Last update for Saratov: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$588 48%

Saratov

$318 27.8% 46% $270

Groceries & Markets

Bali

$274 22.4%

Saratov

$240 * 21% 12.4% $34

Monthly Utilities & Internet

Bali

$105 8.6%

Saratov

$135 11.8% 29% $30

Clothing & Footwear

Bali

$104 8.5%

Saratov

$161 14.1% 55.5% $58

Eating Out

Bali

$89 7.3%

Saratov

$208 * 18.2% 134% $119

Sport & Entertainment

Bali

$53 4.3%

Saratov

$62 5.4% 17.4% $9.2

Getting Around

Bali

$12 1%

Saratov

$20 1.7% 67.6% $7.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $994 in Bali versus $506 in Saratov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 230% higher in Saratov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

Good to know

🇮🇩 Bali

🇷🇺 Saratov

🕒 Local time

20:11 8:11 PM

16:11 4:11 PM

4 h behind Bali

🌤 Weather

👥 Population

818,383

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Saratov 9,350 km ≈ 12 h nonstop flight

From you

Bali
Saratov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Saratov: Cost of Living - Frequently Asked Questions

Bali costs about 6% more than Saratov, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,836 per month in Bali and $1,740 in Saratov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saratov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,224 in Bali and $1,160 in Saratov. That's a gap of about 6%.

Kindergarten costs $442 per month in Bali and $304 in Saratov. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Saratov, where all-in costs run around $1,160, than in Bali at $1,224. In Saratov it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saratov costs $1,160 versus $1,224 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saratov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.