Last update: Oct 2026

Cost of Living Comparison Between Bali and Saitama

For one person, living is cheaper in Saitama: $1,003 a month against $1,236 in Bali, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

Bali
🇮🇩 Indonesia
$1,236
/mo nomad
Saitama
🇯🇵 Japan
$1,003
/mo nomad
Monthly Cost of Living

How much you'll spend in Bali and in Saitama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Saitama actually costs, broken down by who's living it.

A single person spends $1,236 per month in Bali vs $1,003 in Saitama, rent included.

  • Bali $1,236
  • Saitama $1,003

A couple spends around $2,086 per month in Bali vs $1,327 in Saitama, rent included.

  • Bali $2,086
  • Saitama $1,327

A family of three spends $2,937 per month in Bali vs $1,650 in Saitama, rent included.

  • Bali $2,937
  • Saitama $1,650

Bali costs about 23% more than Saitama, and outside of rent the biggest gap is in leisure.

Both Bali and Saitama are more affordable than the global median – Bali 8% lower, Saitama 26% lower.

Currency
🍽 Eating Out
Bali
Saitama
Difference
Meal at Budget Restaurant
$2.76 Rp 49.7K
$5.50 ¥869
-49.82%
Three-Course Dinner for Two, Mid-Range
$29.80 Rp 536.4K
$31.36 ¥4,955
-4.97%
Fast Food Meal (McDonalds, etc)
$4.63 Rp 83.3K
$4.80 ¥758
-3.54%
Cappuccino
$2.32 Rp 41.7K
$2.92 ¥461
-20.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.40 Rp 25.1K
$0.70 ¥111
100.00%
Water (0.33 liter bottle)
$0.64 Rp 11.5K
$0.58 ¥92.0
10.34%
Local Beer (0.5 liter draught)
$2.19 Rp 39.4K
$2.51 ¥396
-12.75%
Imported Beer (0.33 liter bottle)
$3.58 Rp 64.5K
$3.23 ¥511
10.84%
🛒 Groceries & Markets
Bali
Saitama
Difference
Milk (1 liter)
$1.49 Rp 26.7K
$1.39 ¥220
7.19%
White Bread (500g)
$2.21 Rp 39.8K
$1.64 ¥259
34.76%
Rice (white) (1kg)
$1.17 Rp 21.1K
$2.76 ¥436
-57.61%
Eggs
$2.02 Rp 36.4K
$2.00 ¥315
1.00%
Local Cheese (1kg)
$16.52 Rp 297.4K
$10.18 ¥1,609
62.28%
Chicken Fillets (1kg)
$3.68 Rp 66.2K
$5.44 ¥859
-32.35%
Beef Round Steak (1kg)
$11.67 Rp 210.0K
$14.20 ¥2,243
-17.82%
Apples (1kg)
$3.44 Rp 62.0K
$5.61 ¥887
-38.68%
Banana (1kg)
$1.46 Rp 26.2K
$2.16 ¥342
-32.41%
Oranges (1kg)
$2.24 Rp 40.3K
$2.91 ¥459
-23.02%
Tomato (1kg)
$1.82 Rp 32.8K
$4.29 ¥678
-57.58%
Potato (1kg)
$1.79 Rp 32.2K
$2.50 ¥395
-28.40%
Onion (1kg)
$2.27 Rp 40.9K
$1.61 ¥255
40.99%
Lettuce (1 head)
$0.99 Rp 17.8K
$1.30 ¥205
-23.85%
Water (1.5 liter bottle)
$0.51 Rp 9,186
$0.72 ¥114
-29.17%
Cigarettes 20 Pack (Marlboro, Camel)
$2.15 Rp 38.7K
$3.89 ¥615
-44.73%
Wine (Bottle)
$21.44 Rp 386.0K
$6.45 ¥1,018
232.40%
Local Beer (0.5 liter bottle)
$2.29 Rp 41.1K
$1.80 ¥284
27.22%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.5K
$2.01 ¥318
42.29%
🚌 Getting Around
Bali
Saitama
Difference
One-way Ticket (Public Transport)
$0.26 Rp 4,713
$3.32 ¥525
-92.17%
Public Transport Monthly Pass (Regular Price)
$7.97 Rp 143.5K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,646
$3.24 ¥512
-85.19%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,705
$2.63 ¥416
-83.65%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 101.6K
$20.14 ¥3,181
-72.00%
Gasoline (1 liter)
$0.82 Rp 14.8K
$1.10 ¥174
-25.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.7K Rp 426.6M
$21.4K ¥3.4M
10.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 571.3M
$14.2K ¥2.2M
124.04%
🧾 Monthly Utilities & Internet
Bali
Saitama
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.3 Rp 1.5M
$133 ¥21.0K
-38.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.53 Rp 117.6K
$18.15 ¥2,867
-64.02%
Internet (50+ Mbps, Unlimited Data)
$18.31 Rp 329.7K
$32.67 ¥5,162
-43.95%
🎉 Sport & Entertainment
Bali
Saitama
Difference
Gym Membership (Monthly)
$46.85 Rp 843.4K
$62.7 ¥9,909
-25.30%
Tennis Court (1 Hour on Weekend)
$15.05 Rp 270.8K
-
-
Cinema Ticket
$3.69 Rp 66.5K
$11.09 ¥1,752
-66.73%
🧸 Childcare & Education
Bali
Saitama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$445 Rp 8.0M
$634 ¥100.1K
-29.77%
International Primary School, 1 Child (Yearly)
$5,218 Rp 93.9M
$14.5K ¥2.3M
-64.12%
👕👟 Clothing & Footwear
Bali
Saitama
Difference
Jeans (Levis 501 Or Similar)
$42.66 Rp 767.8K
$35.01 ¥5,531
21.85%
Summer Dress (H&M, Zara, etc)
$33.40 Rp 601.2K
$25.25 ¥3,989
32.28%
Sport Shoes (Adidas, Nike)
$75.0 Rp 1.4M
$55.0 ¥8,686
36.49%
Men's Leather Business Shoes
$73.7 Rp 1.3M
$62.6 ¥9,891
17.76%
🏠 Accommodation & Living
Bali
Saitama
Difference
1-bedroom Apartment, City Center (Monthly)
$996 Rp 17.9M
$413 ¥65.3K
141.06%
1-bedroom Apartment, Outside City Center (Monthly)
$596 Rp 10.7M
$233 ¥36.8K
155.82%
3-bedroom Apartment, City Center (Monthly)
$3,054 Rp 55.0M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,511 Rp 27.2M
-
-
Buy Apartment in City Center (m2)
$2,430 Rp 43.7M
-
-
Buy Apartment Outside City Center (m2)
$1,963 Rp 35.3M
-
-
💵 Salaries & Financials
Bali
Saitama
Difference
Average Monthly Net Salary (After Tax)
$220 Rp 4.0M
$1,550 ¥244.9K
-85.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
2.06
568.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 10, 2026

Last update for Saitama: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bali
$596
Saitama
$233 60.9% $363
Groceries & Markets
Bali
$277
Saitama
$274 0.9% $2.4
Monthly Utilities & Internet
Bali
$106
Saitama
$184 72.9% $77
Clothing & Footwear
Bali
$101
Saitama
$80 20.9% $21
Eating Out
Bali
$90
Saitama
$118 30.6% $28
Sport & Entertainment
Bali
$54
Saitama
$85 56.5% $31
Getting Around
Bali
$12
Saitama
$30 * 155% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $996 in Bali versus $413 in Saitama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 604% higher in Saitama, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Bali versus $31.00 in Saitama. Groceries tell a different story – $277 in Bali vs $274 in Saitama – so Saitama wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Bali
🇯🇵 Saitama
🕒 Local time
08:22 8:22 AM
09:22 9:22 AM
1 h ahead of Bali
🌤 Weather
👥 Population
1,182,115
💱 Currency
Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

On the map
Between locations
  • Bali Saitama 5,550 km ≈ 7 h nonstop flight
From you
  • Bali
  • Saitama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bali vs Saitama: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bali or Saitama?
Bali costs about 23% more than Saitama, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Bali and in Saitama?
For a comfortable life, plan on about $1,854 per month in Bali and $1,504 in Saitama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Bali or Saitama?
Rent is clearly cheaper in Saitama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Bali compared to Saitama?
Monthly expenses with rent come to $1,236 in Bali and $1,003 in Saitama. That's a gap of about 23%.
How do childcare costs compare in Bali and in Saitama?
Kindergarten costs $445 per month in Bali and $634 in Saitama. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,500/month in Bali or in Saitama?
A $1,500 monthly budget goes further in Saitama, where all-in costs run around $1,003, than in Bali at $1,236. In Saitama it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Bali or Saitama?
For digital nomads, it depends on budget. Saitama costs $1,003 versus $1,236 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Bali compared to Saitama?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Bali or to Saitama?
If budget matters most, go with Saitama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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