Last update: Oct 2026

Cost of Living Comparison Between Saitama and Bali

For one person, living is cheaper in Saitama: $1,003 a month against $1,236 in Bali, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

49

Cost of Living Index in Saitama
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Saitama Living Index
60

Cost of Living Index in Bali
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Bali Living Index

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Saitama

🇯🇵 Japan

$1,003

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Saitama and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saitama and in Bali actually costs, broken down by who's living it.

A single person spends $1,003 per month in Saitama vs $1,236 in Bali, rent included.

Saitama $1,003
Bali $1,236

A couple spends around $1,327 per month in Saitama vs $2,086 in Bali, rent included.

Saitama $1,327
Bali $2,086

A family of three spends $1,650 per month in Saitama vs $2,937 in Bali, rent included.

Saitama $1,650
Bali $2,937

Saitama is about 19% cheaper than Bali, and outside of rent the biggest gap is in leisure.

Both Saitama and Bali are more affordable than the global median – Saitama 26% lower, Bali 8% lower.

Meal at Budget Restaurant

$5.50 ¥869

$2.76 Rp 49.7K

99.28%

Three-Course Dinner for Two, Mid-Range

$31.36 ¥4,955

$29.80 Rp 536.4K

5.23%

Fast Food Meal (McDonalds, etc)

$4.80 ¥758

$4.63 Rp 83.3K

3.67%

Cappuccino

$2.92 ¥461

$2.32 Rp 41.7K

25.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ¥111

$1.40 Rp 25.1K

-50.00%

Water (0.33 liter bottle)

$0.58 ¥92.0

$0.64 Rp 11.5K

-9.38%

Local Beer (0.5 liter draught)

$2.51 ¥396

$2.19 Rp 39.4K

14.61%

Imported Beer (0.33 liter bottle)

$3.23 ¥511

$3.58 Rp 64.5K

-9.78%

Milk (1 liter)

$1.39 ¥220

$1.49 Rp 26.7K

-6.71%

White Bread (500g)

$1.64 ¥259

$2.21 Rp 39.8K

-25.79%

Rice (white) (1kg)

$2.76 ¥436

$1.17 Rp 21.1K

135.90%

Eggs

$2.00 ¥315

$2.02 Rp 36.4K

-0.99%

Local Cheese (1kg)

$10.18 ¥1,609

$16.52 Rp 297.4K

-38.38%

Chicken Fillets (1kg)

$5.44 ¥859

$3.68 Rp 66.2K

47.83%

Beef Round Steak (1kg)

$14.20 ¥2,243

$11.67 Rp 210.0K

21.68%

Apples (1kg)

$5.61 ¥887

$3.44 Rp 62.0K

63.08%

Banana (1kg)

$2.16 ¥342

$1.46 Rp 26.2K

47.95%

Oranges (1kg)

$2.91 ¥459

$2.24 Rp 40.3K

29.91%

Tomato (1kg)

$4.29 ¥678

$1.82 Rp 32.8K

135.71%

Potato (1kg)

$2.50 ¥395

$1.79 Rp 32.2K

39.66%

Onion (1kg)

$1.61 ¥255

$2.27 Rp 40.9K

-29.07%

Lettuce (1 head)

$1.30 ¥205

$0.99 Rp 17.8K

31.31%

Water (1.5 liter bottle)

$0.72 ¥114

$0.51 Rp 9,186

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 ¥615

$2.15 Rp 38.7K

80.93%

Wine (Bottle)

$6.45 ¥1,018

$21.44 Rp 386.0K

-69.92%

Local Beer (0.5 liter bottle)

$1.80 ¥284

$2.29 Rp 41.1K

-21.40%

Imported Beer (0.33 liter bottle)

$2.01 ¥318

$2.86 Rp 51.5K

-29.72%

One-way Ticket (Public Transport)

$3.32 ¥525

$0.26 Rp 4,713

1176.92%

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 143.5K

Taxi Start (Normal Tariff)

$3.24 ¥512

$0.48 Rp 8,646

575.00%

Taxi (Normal Tariff) (1km)

$2.63 ¥416

$0.43 Rp 7,705

511.63%

Taxi 1hour Waiting (Normal Tariff)

$20.14 ¥3,181

$5.64 Rp 101.6K

257.09%

Gasoline (1 liter)

$1.10 ¥174

$0.82 Rp 14.8K

34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ¥3.4M

$23.7K Rp 426.6M

-9.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.2K ¥2.2M

$31.7K Rp 571.3M

-55.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 ¥21.0K

$81.3 Rp 1.5M

63.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.15 ¥2,867

$6.53 Rp 117.6K

177.95%

Internet (50+ Mbps, Unlimited Data)

$32.67 ¥5,162

$18.31 Rp 329.7K

78.43%

Gym Membership (Monthly)

$62.7 ¥9,909

$46.85 Rp 843.4K

33.87%

Tennis Court (1 Hour on Weekend)

$15.05 Rp 270.8K

Cinema Ticket

$11.09 ¥1,752

$3.69 Rp 66.5K

200.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$634 ¥100.1K

$445 Rp 8.0M

42.39%

International Primary School, 1 Child (Yearly)

$14.5K ¥2.3M

$5,218 Rp 93.9M

178.75%

Jeans (Levis 501 Or Similar)

$35.01 ¥5,531

$42.66 Rp 767.8K

-17.93%

Summer Dress (H&M, Zara, etc)

$25.25 ¥3,989

$33.40 Rp 601.2K

-24.40%

Sport Shoes (Adidas, Nike)

$55.0 ¥8,686

$75.0 Rp 1.4M

-26.73%

Men's Leather Business Shoes

$62.6 ¥9,891

$73.7 Rp 1.3M

-15.08%

1-bedroom Apartment, City Center (Monthly)

$413 ¥65.3K

$996 Rp 17.9M

-58.52%

1-bedroom Apartment, Outside City Center (Monthly)

$233 ¥36.8K

$596 Rp 10.7M

-60.91%

3-bedroom Apartment, City Center (Monthly)

$3,054 Rp 55.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 Rp 27.2M

Buy Apartment in City Center (m2)

$2,430 Rp 43.7M

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.3M

Average Monthly Net Salary (After Tax)

$1,550 ¥244.9K

$220 Rp 4.0M

603.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.06

13.78

-85.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saitama: October 11, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saitama

$274 27.4%

Bali

$277 22.4% 0.9% $2.4

Accommodation & Living

Saitama

$233 23.2%

Bali

$596 48.2% 156% $363

Monthly Utilities & Internet

Saitama

$184 18.3%

Bali

$106 8.6% 42.1% $77

Eating Out

Saitama

$118 11.7%

Bali

$90 7.3% 23.4% $28

Sport & Entertainment

Saitama

$85 8.5%

Bali

$54 4.4% 36.1% $31

Clothing & Footwear

Saitama

$80 8%

Bali

$101 8.2% 26.4% $21

Getting Around

Saitama

$30 * 3%

Bali

$12 0.9% 60.8% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $413 in Saitama versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 604% higher in Saitama, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31.00 in Saitama versus $30.00 in Bali. Groceries tell a different story – $274 in Saitama vs $277 in Bali – so Saitama wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Saitama

🇮🇩 Bali

🕒 Local time

04:51 4:51 AM

03:51 3:51 AM

1 h behind Saitama

🌤 Weather

👥 Population

1,182,115

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 17, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Between locations

Saitama Bali 5,550 km ≈ 7 h nonstop flight

From you

Saitama
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saitama vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 23% more than Saitama, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,504 per month in Saitama and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saitama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,003 in Saitama and $1,236 in Bali. That's a gap of about 23%.

Kindergarten costs $634 per month in Saitama and $445 in Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Saitama, where all-in costs run around $1,003, than in Bali at $1,236. In Saitama it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saitama costs $1,003 versus $1,236 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saitama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.