Last update: Oct 2026

Cost of Living Comparison Between Bali and Penshurst, NSW

For one person, living is cheaper in Bali: $1,229 a month against $2,478 in Penshurst, NSW, rent and utilities included – about $15,000 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Bali
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Bali Living Index
120

Cost of Living Index in Penshurst, NSW
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Penshurst, NSW Living Index

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Bali

🇮🇩 Indonesia

$1,229

/mo nomad

Penshurst, NSW

🇦🇺 Australia

$2,478

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Penshurst, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Penshurst, NSW actually costs, broken down by who's living it.

A single person spends $1,229 per month in Bali vs $2,478 in Penshurst, NSW, rent included.

Bali $1,229
Penshurst, NSW $2,478

A couple spends around $2,053 per month in Bali vs $3,587 in Penshurst, NSW, rent included.

Bali $2,053
Penshurst, NSW $3,587

A family of three spends $2,877 per month in Bali vs $4,696 in Penshurst, NSW, rent included.

Bali $2,877
Penshurst, NSW $4,696

Bali is about 50% cheaper than Penshurst, NSW, and outside of rent the biggest gap is in eating out.

Bali sits 9% below the global median, while Penshurst, NSW is 83% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.75 Rp 49.5K

$17.72 A$25.50

-84.48%

Three-Course Dinner for Two, Mid-Range

$29.09 Rp 523.7K

$84.1 A$121

-65.41%

Fast Food Meal (McDonalds, etc)

$4.66 Rp 83.9K

$10.31 A$14.84

-54.80%

Cappuccino

$2.31 Rp 41.5K

$4.08 A$5.87

-43.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 Rp 25.6K

$2.89 A$4.16

-50.87%

Water (0.33 liter bottle)

$0.64 Rp 11.4K

$2.24 A$3.22

-71.43%

Local Beer (0.5 liter draught)

$2.23 Rp 40.2K

$7.80 A$11.23

-71.41%

Imported Beer (0.33 liter bottle)

$3.61 Rp 64.9K

$7.43 A$10.70

-51.41%

Milk (1 liter)

$1.43 Rp 25.8K

$1.56 A$2.25

-8.33%

White Bread (500g)

$2.11 Rp 38.0K

$2.63 A$3.79

-19.77%

Rice (white) (1kg)

$1.15 Rp 20.6K

$2.22 A$3.19

-48.20%

Eggs

$1.96 Rp 35.3K

$4.96 A$7.14

-60.48%

Local Cheese (1kg)

$16.38 Rp 294.8K

$9.02 A$12.99

81.60%

Chicken Fillets (1kg)

$3.60 Rp 64.7K

$9.17 A$13.20

-60.74%

Beef Round Steak (1kg)

$11.70 Rp 210.6K

$14.85 A$21.37

-21.21%

Apples (1kg)

$3.48 Rp 62.7K

$3.85 A$5.53

-9.61%

Banana (1kg)

$1.46 Rp 26.4K

$2.98 A$4.29

-51.01%

Oranges (1kg)

$2.21 Rp 39.8K

$3.27 A$4.71

-32.42%

Tomato (1kg)

$1.90 Rp 34.3K

$4.53 A$6.52

-58.06%

Potato (1kg)

$1.72 Rp 30.9K

$2.73 A$3.93

-37.00%

Onion (1kg)

$2.19 Rp 39.4K

$2.40 A$3.46

-8.75%

Lettuce (1 head)

$1.00 Rp 17.9K

$2.36 A$3.39

-57.63%

Water (1.5 liter bottle)

$0.51 Rp 9,256

$1.55 A$2.22

-67.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 Rp 37.4K

$41.48 A$59.7

-94.99%

Wine (Bottle)

$21.20 Rp 381.6K

$14.09 A$20.28

50.46%

Local Beer (0.5 liter bottle)

$2.18 Rp 39.2K

$4.78 A$6.87

-54.39%

Imported Beer (0.33 liter bottle)

$2.88 Rp 51.9K

$5.13 A$7.38

-43.86%

One-way Ticket (Public Transport)

$0.23 Rp 4,137

$2.82 A$4.06

-91.84%

Public Transport Monthly Pass (Regular Price)

$8.27 Rp 148.8K

$81.9 A$118

-89.91%

Taxi Start (Normal Tariff)

$0.45 Rp 8,030

$3.42 A$4.92

-86.84%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,471

$1.58 A$2.27

-70.25%

Taxi 1hour Waiting (Normal Tariff)

$5.42 Rp 97.6K

$39.61 A$57.0

-86.32%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.35 A$1.95

-38.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.0K Rp 431.7M

$27.1K A$39.0K

-11.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 573.5M

$29.2K A$42.1K

9.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.4 Rp 1.4M

$204 A$293

-60.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 116.3K

$27.94 A$40.20

-76.88%

Internet (50+ Mbps, Unlimited Data)

$18.69 Rp 336.4K

$56.4 A$81.2

-66.88%

Gym Membership (Monthly)

$45.96 Rp 827.2K

$55.3 A$79.6

-16.86%

Tennis Court (1 Hour on Weekend)

$14.87 Rp 267.7K

$17.31 A$24.91

-14.10%

Cinema Ticket

$3.67 Rp 66.1K

$14.86 A$21.39

-75.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 Rp 8.0M

$2,170 A$3,123

-79.61%

International Primary School, 1 Child (Yearly)

$5,164 Rp 93.0M

$20.0K A$28.8K

-74.15%

Jeans (Levis 501 Or Similar)

$43.58 Rp 784.5K

$77.5 A$112

-43.79%

Summer Dress (H&M, Zara, etc)

$32.98 Rp 593.7K

$53.1 A$76.4

-37.90%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.3M

$106 A$153

-29.34%

Men's Leather Business Shoes

$75.0 Rp 1.3M

$120 A$173

-37.72%

1-bedroom Apartment, City Center (Monthly)

$975 Rp 17.5M

$1,365 A$1,964

-28.59%

1-bedroom Apartment, Outside City Center (Monthly)

$593 Rp 10.7M

$1,179 A$1,697

-49.69%

3-bedroom Apartment, City Center (Monthly)

$3,065 Rp 55.2M

$2,117 A$3,047

44.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,463 Rp 26.3M

$1,782 A$2,565

-17.94%

Buy Apartment in City Center (m2)

$2,391 Rp 43.0M

$5,918 A$8,517

-59.61%

Buy Apartment Outside City Center (m2)

$1,945 Rp 35.0M

$4,848 A$6,977

-59.89%

Average Monthly Net Salary (After Tax)

$216 Rp 3.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.84

135.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 20, 2026

Last update for Penshurst, NSW: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$593 48.3%

Penshurst, NSW

$1.2K 47.6% 98.8% $586

Groceries & Markets

Bali

$273 22.3%

Penshurst, NSW

$364 14.7% 33.3% $91

Monthly Utilities & Internet

Bali

$105 8.5%

Penshurst, NSW

$288 11.6% 175% $183

Clothing & Footwear

Bali

$102 8.3%

Penshurst, NSW

$161 6.5% 57.7% $59

Eating Out

Bali

$90 7.3%

Penshurst, NSW

$296 12% 228% $206

Sport & Entertainment

Bali

$53 4.3%

Penshurst, NSW

$85 3.4% 59.5% $32

Getting Around

Bali

$12 1%

Penshurst, NSW

$105 4.2% 773% $93

Cost Breakdown

A central one-bedroom costs $975 in Bali versus $1,365 in Penshurst, NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $29.00 in Bali versus $84.0 in Penshurst, NSW. Monthly groceries follow the same trend: $273 vs $364 – making Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇦🇺 Penshurst, NSW

🕒 Local time

04:25 4:25 AM

07:25 7:25 AM

3 h ahead of Bali

🌤 Weather

👥 Population

12,673

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Penshurst, NSW 4,630 km ≈ 6 h nonstop flight

From you

Bali
Penshurst, NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Penshurst, NSW: Cost of Living - Frequently Asked Questions

Penshurst, NSW costs about 102% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,843 per month in Bali and $3,717 in Penshurst, NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $29.00 in Bali and $84.0 in Penshurst, NSW. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,229 in Bali and $2,478 in Penshurst, NSW. That's a gap of about 102%.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,229, than in Penshurst, NSW at $2,478. In Bali it covers expenses comfortably, while in Penshurst, NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,229 versus $2,478 in Penshurst, NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penshurst, NSW makes more sense. Both are solid long-term options with distinct trade-offs.