Last update: Oct 2026

Cost of Living Comparison Between Bali and Otsu

For one person, living is cheaper in Bali: $1,236 a month against $1,300 in Otsu, rent and utilities included – about $770 less a year. The total is higher in Otsu despite lower rent and utilities.

60

Cost of Living Index in Bali
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Bali Living Index
63

Cost of Living Index in Otsu
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Otsu Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Otsu

🇯🇵 Japan

$1,300

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Otsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Otsu actually costs, broken down by who's living it.

A single person spends $1,236 per month in Bali vs $1,300 in Otsu, rent included.

Bali $1,236
Otsu $1,300

A couple spends around $2,086 per month in Bali vs $1,886 in Otsu, rent included.

Bali $2,086
Otsu $1,886

A family of three spends $2,937 per month in Bali vs $2,472 in Otsu, rent included.

Bali $2,937
Otsu $2,472

Bali is about 5% cheaper than Otsu, and outside of rent the biggest gap is in eating out.

Both Bali and Otsu are more affordable than the global median – Bali 8% lower, Otsu 4% lower.

Meal at Budget Restaurant

$2.76 Rp 49.7K

$8.63 ¥1,364

-68.02%

Three-Course Dinner for Two, Mid-Range

$29.80 Rp 536.4K

$32.03 ¥5,061

-6.96%

Fast Food Meal (McDonalds, etc)

$4.63 Rp 83.3K

$5.00 ¥790

-7.40%

Cappuccino

$2.32 Rp 41.7K

$3.24 ¥511

-28.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 Rp 25.1K

$1.23 ¥195

13.82%

Water (0.33 liter bottle)

$0.64 Rp 11.5K

$0.88 ¥139

-27.27%

Local Beer (0.5 liter draught)

$2.19 Rp 39.4K

$3.17 ¥501

-30.91%

Imported Beer (0.33 liter bottle)

$3.58 Rp 64.5K

$4.29 ¥678

-16.55%

Milk (1 liter)

$1.49 Rp 26.7K

$1.51 ¥239

-1.32%

White Bread (500g)

$2.21 Rp 39.8K

$1.54 ¥243

43.51%

Rice (white) (1kg)

$1.17 Rp 21.1K

$4.52 ¥714

-74.12%

Eggs

$2.02 Rp 36.4K

$2.12 ¥334

-4.72%

Local Cheese (1kg)

$16.52 Rp 297.4K

$15.86 ¥2,506

4.16%

Chicken Fillets (1kg)

$3.68 Rp 66.2K

$6.89 ¥1,089

-46.59%

Beef Round Steak (1kg)

$11.67 Rp 210.0K

$17.02 ¥2,689

-31.43%

Apples (1kg)

$3.44 Rp 62.0K

$4.90 ¥775

-29.80%

Banana (1kg)

$1.46 Rp 26.2K

$2.47 ¥390

-40.89%

Oranges (1kg)

$2.24 Rp 40.3K

$4.88 ¥771

-54.10%

Tomato (1kg)

$1.82 Rp 32.8K

$4.36 ¥689

-58.26%

Potato (1kg)

$1.79 Rp 32.2K

$2.18 ¥344

-17.89%

Onion (1kg)

$2.27 Rp 40.9K

$1.92 ¥303

18.23%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.14 ¥181

-13.16%

Water (1.5 liter bottle)

$0.51 Rp 9,186

$0.94 ¥149

-45.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 Rp 38.7K

$3.89 ¥614

-44.73%

Wine (Bottle)

$21.44 Rp 386.0K

$9.69 ¥1,530

121.26%

Local Beer (0.5 liter bottle)

$2.29 Rp 41.1K

$1.96 ¥310

16.84%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.5K

$2.17 ¥343

31.80%

One-way Ticket (Public Transport)

$0.26 Rp 4,713

$1.49 ¥235

-82.55%

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 143.5K

$52.6 ¥8,303

-84.83%

Taxi Start (Normal Tariff)

$0.48 Rp 8,646

$3.13 ¥494

-84.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,705

$2.80 ¥442

-84.64%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 101.6K

$28.90 ¥4,566

-80.48%

Gasoline (1 liter)

$0.82 Rp 14.8K

$1.07 ¥169

-23.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 426.6M

$21.6K ¥3.4M

9.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 571.3M

$15.2K ¥2.4M

108.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.3 Rp 1.5M

$115 ¥18.2K

-29.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 Rp 117.6K

$23.03 ¥3,639

-71.65%

Internet (50+ Mbps, Unlimited Data)

$18.31 Rp 329.7K

$30.88 ¥4,878

-40.71%

Gym Membership (Monthly)

$46.85 Rp 843.4K

$51.2 ¥8,082

-8.41%

Tennis Court (1 Hour on Weekend)

$15.05 Rp 270.8K

$9.67 ¥1,528

55.64%

Cinema Ticket

$3.69 Rp 66.5K

$12.33 ¥1,948

-70.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$445 Rp 8.0M

$569 ¥89.9K

-21.76%

International Primary School, 1 Child (Yearly)

$5,218 Rp 93.9M

$12.4K ¥2.0M

-57.91%

Jeans (Levis 501 Or Similar)

$42.66 Rp 767.8K

$56.7 ¥8,955

-24.74%

Summer Dress (H&M, Zara, etc)

$33.40 Rp 601.2K

$35.70 ¥5,639

-6.44%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$69.3 ¥10.9K

8.33%

Men's Leather Business Shoes

$73.7 Rp 1.3M

$98.8 ¥15.6K

-25.39%

1-bedroom Apartment, City Center (Monthly)

$996 Rp 17.9M

$450 ¥71.1K

121.45%

1-bedroom Apartment, Outside City Center (Monthly)

$596 Rp 10.7M

$376 ¥59.4K

58.60%

3-bedroom Apartment, City Center (Monthly)

$3,054 Rp 55.0M

$625 ¥98.7K

388.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 Rp 27.2M

$461 ¥72.8K

227.85%

Buy Apartment in City Center (m2)

$2,430 Rp 43.7M

$4,259 ¥672.9K

-42.94%

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.3M

$1,749 ¥276.3K

12.23%

Average Monthly Net Salary (After Tax)

$220 Rp 4.0M

$1,814 ¥286.6K

-87.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.1

556.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 10, 2026

Last update for Otsu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$596 48.2%

Otsu

$376 28.9% 36.9% $220

Groceries & Markets

Bali

$277 22.4%

Otsu

$331 25.4% 19.5% $54

Monthly Utilities & Internet

Bali

$106 8.6%

Otsu

$169 13% 59.3% $63

Clothing & Footwear

Bali

$101 8.2%

Otsu

$117 9% 15.9% $16

Eating Out

Bali

$90 7.3%

Otsu

$156 12% 73.1% $66

Sport & Entertainment

Bali

$54 4.4%

Otsu

$76 5.8% 39.8% $22

Getting Around

Bali

$12 0.9%

Otsu

$76 5.8% 550% $64

Cost Breakdown

A central one-bedroom costs $996 in Bali versus $450 in Otsu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 723% higher in Otsu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Bali versus $32.00 in Otsu. Monthly groceries follow the same trend: $277 vs $331 – making Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇯🇵 Otsu

🕒 Local time

17:42 5:42 PM

18:42 6:42 PM

1 h ahead of Bali

🌤 Weather

👥 Population

341,314

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

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Between locations

Bali Otsu 5,300 km ≈ 7 h nonstop flight

From you

Bali
Otsu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Otsu: Cost of Living - Frequently Asked Questions

Otsu costs about 5% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,854 per month in Bali and $1,950 in Otsu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Bali and $32.00 in Otsu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,236 in Bali and $1,300 in Otsu. That's a gap of about 5%.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Otsu at $1,300. In Bali it covers expenses comfortably, while in Otsu it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $1,300 in Otsu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Otsu makes more sense. Both are solid long-term options with distinct trade-offs.