Last update: Oct 2026

Cost of Living Comparison Between Bali and Kochi

For one person, living is cheaper in Kochi: $415 a month against $1,187 in Bali, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
20

Cost of Living Index in Kochi
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Kochi Living Index

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Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Kochi

🇮🇳 India

$415

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Kochi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Kochi actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $415 in Kochi, rent included.

Bali $1,187
Kochi $415

A couple spends around $2,004 per month in Bali vs $627 in Kochi, rent included.

Bali $2,004
Kochi $627

A family of three spends $2,822 per month in Bali vs $840 in Kochi, rent included.

Bali $2,822
Kochi $840

Bali costs about 186% more than Kochi, and outside of rent the biggest gap is in groceries.

Both Bali and Kochi are more affordable than the global median – Bali 12% lower, Kochi 69% lower.

Meal at Budget Restaurant

$2.80 Rp 50.6K

$1.57 ₹148

78.34%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 520.8K

$8.31 ₹785

247.17%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.0K

$3.60 ₹340

32.22%

Cappuccino

$2.23 Rp 40.3K

$1.35 ₹127

65.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.4K

$0.40 ₹37.53

225.00%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.12 ₹11.15

366.67%

Local Beer (0.5 liter draught)

$2.23 Rp 40.3K

$1.62 ₹153

37.65%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.1K

$2.12 ₹201

67.45%

Milk (1 liter)

$1.41 Rp 25.4K

$0.65 ₹61.7

116.92%

White Bread (500g)

$2.18 Rp 39.4K

$0.51 ₹47.79

327.45%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.62 ₹58.2

69.35%

Eggs

$1.92 Rp 34.7K

$0.95 ₹89.5

102.11%

Local Cheese (1kg)

$14.84 Rp 267.9K

$7.13 ₹674

108.13%

Chicken Fillets (1kg)

$3.86 Rp 69.7K

$3.70 ₹349

4.32%

Beef Round Steak (1kg)

$10.69 Rp 192.9K

Apples (1kg)

$3.34 Rp 60.2K

$2.24 ₹211

49.11%

Banana (1kg)

$1.46 Rp 26.4K

$0.68 ₹63.8

114.71%

Oranges (1kg)

$2.22 Rp 40.1K

$1.08 ₹102

105.56%

Tomato (1kg)

$1.80 Rp 32.6K

$0.49 ₹46.16

267.35%

Potato (1kg)

$1.72 Rp 31.0K

$0.40 ₹37.36

330.00%

Onion (1kg)

$2.23 Rp 40.2K

$0.43 ₹40.42

418.60%

Lettuce (1 head)

$0.92 Rp 16.5K

$0.53 ₹49.79

73.58%

Water (1.5 liter bottle)

$0.46 Rp 8,308

$0.33 ₹30.70

39.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.1K

$5.11 ₹483

-59.69%

Wine (Bottle)

$20.38 Rp 367.8K

$8.04 ₹760

153.48%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.1K

$1.74 ₹165

24.14%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.4K

$2.47 ₹233

15.38%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.94 ₹466

One-way Ticket (Public Transport)

$0.25 Rp 4,531

$0.22 ₹20.80

13.64%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 156.7K

$6.51 ₹615

33.33%

Taxi Start (Normal Tariff)

$0.44 Rp 7,956

$0.77 ₹73.0

-42.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,766

$0.31 ₹29.24

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.2K

$1.35 ₹127

298.52%

Gasoline (1 liter)

$0.85 Rp 15.3K

$1.14 ₹108

-25.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 428.5M

$11.2K ₹1.1M

112.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 592.9M

$17.9K ₹1.7M

83.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$33.32 ₹3,147

130.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.2K

$3.38 ₹319

87.28%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 341.6K

$6.67 ₹630

183.81%

Gym Membership (Monthly)

$41.65 Rp 751.7K

$16.58 ₹1,566

151.21%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 266.7K

$9.10 ₹859

62.42%

Cinema Ticket

$3.58 Rp 64.6K

$1.86 ₹176

92.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$57.7 ₹5,449

657.32%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.2M

$2,878 ₹271.9K

283.52%

Jeans (Levis 501 Or Similar)

$43.09 Rp 777.7K

$25.86 ₹2,443

66.63%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 604.8K

$17.55 ₹1,658

90.94%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$36.97 ₹3,493

102.95%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$26.65 ₹2,517

177.11%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$194 ₹18.3K

393.59%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$122 ₹11.6K

365.20%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.6M

$463 ₹43.7K

554.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.1M

$216 ₹20.4K

567.84%

Buy Apartment in City Center (m2)

$2,096 Rp 37.8M

$1,159 ₹109.5K

80.79%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.0M

$693 ₹65.4K

172.18%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$413 ₹39.0K

-47.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.6

60.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Kochi: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Kochi

$122 29.5% 78.5% $447

Groceries & Markets

Bali

$263 22.2%

Kochi

$118 28.3% 55.3% $146

Monthly Utilities & Internet

Bali

$102 8.6%

Kochi

$43 10.4% 57.5% $59

Clothing & Footwear

Bali

$101 8.6%

Kochi

$48 11.6% 52.5% $53

Eating Out

Bali

$89 7.5%

Kochi

$54 13% 39.6% $35

Sport & Entertainment

Bali

$49 4.1%

Kochi

$20 4.9% 58.4% $29

Getting Around

Bali

$12 1%

Kochi

$9.7 2.3% 20.9% $2.6

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $194 in Kochi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 92% higher in Kochi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $8 in Kochi. Monthly groceries follow the same trend: $263 vs $118 – making Kochi the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Kochi

🕒 Local time

20:16 8:16 PM

17:46 5:46 PM

2 h 30 min behind Bali

🌤 Weather

👥 Population

677,381

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Kochi 4,780 km ≈ 6 h nonstop flight

From you

Bali
Kochi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Kochi: Cost of Living - Frequently Asked Questions

Bali costs about 186% more than Kochi, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $623 in Kochi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kochi, especially for central apartments: a one-bedroom in the center costs $194 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $8 in Kochi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $415 in Kochi. That makes Kochi about 65% cheaper.

A $1,000 monthly budget goes further in Kochi, where all-in costs run around $415, than in Bali at $1,187. In Kochi it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kochi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Kochi is the easier option financially – housing and daily costs are lower, and overall it costs about 65% less, which matters a lot on a fixed budget or early-career salary.