Last update: Oct 2026

Cost of Living Comparison Between Bali and Armidale

For one person, living is cheaper in Bali: $1,236 a month against $1,682 in Armidale, rent and utilities included – about $5,400 less a year. The total is higher in Armidale despite lower rent and utilities.

60

Cost of Living Index in Bali
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Bali Living Index
83

Cost of Living Index in Armidale
Learn more

Armidale Living Index

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Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Armidale

🇦🇺 Australia

$1,682

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Armidale

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Armidale actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,236 in Bali versus $1,682 in Armidale.

Bali $1,236
Armidale $1,682

Estimated couple costs with rent: $2,086 in Bali versus $2,593 in Armidale.

Bali $2,086
Armidale $2,593

Monthly costs for a family of three with rent: $2,937 in Bali versus $3,503 in Armidale.

Bali $2,937
Armidale $3,503

Living in Bali costs roughly 27% less than in Armidale, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bali is 8% below, Armidale is 25% above.

Meal at Budget Restaurant

$2.76 Rp 49.7K

$17.30 A$24.89

-84.05%

Three-Course Dinner for Two, Mid-Range

$29.80 Rp 536.4K

$83.2 A$120

-64.19%

Fast Food Meal (McDonalds, etc)

$4.63 Rp 83.3K

$10.53 A$15.15

-56.03%

Cappuccino

$2.32 Rp 41.7K

$3.94 A$5.67

-41.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 Rp 25.1K

$2.85 A$4.10

-50.88%

Water (0.33 liter bottle)

$0.64 Rp 11.5K

$2.20 A$3.16

-70.91%

Local Beer (0.5 liter draught)

$2.19 Rp 39.4K

$7.57 A$10.90

-71.07%

Imported Beer (0.33 liter bottle)

$3.58 Rp 64.5K

$7.52 A$10.82

-52.39%

Milk (1 liter)

$1.49 Rp 26.7K

$1.22 A$1.75

22.13%

White Bread (500g)

$2.21 Rp 39.8K

$1.20 A$1.73

84.17%

Rice (white) (1kg)

$1.17 Rp 21.1K

$1.51 A$2.17

-22.52%

Eggs

$2.02 Rp 36.4K

$3.99 A$5.74

-49.37%

Local Cheese (1kg)

$16.52 Rp 297.4K

$9.23 A$13.29

78.98%

Chicken Fillets (1kg)

$3.68 Rp 66.2K

$9.38 A$13.50

-60.77%

Beef Round Steak (1kg)

$11.67 Rp 210.0K

$12.46 A$17.93

-6.34%

Apples (1kg)

$3.44 Rp 62.0K

$2.85 A$4.09

20.70%

Banana (1kg)

$1.46 Rp 26.2K

$2.88 A$4.14

-49.31%

Oranges (1kg)

$2.24 Rp 40.3K

$2.65 A$3.81

-15.47%

Tomato (1kg)

$1.82 Rp 32.8K

$3.06 A$4.41

-40.52%

Potato (1kg)

$1.79 Rp 32.2K

$1.76 A$2.53

1.70%

Onion (1kg)

$2.27 Rp 40.9K

$2.42 A$3.48

-6.20%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.41 A$3.46

-58.92%

Water (1.5 liter bottle)

$0.51 Rp 9,186

$1.44 A$2.07

-64.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 Rp 38.7K

$41.64 A$59.9

-94.84%

Wine (Bottle)

$21.44 Rp 386.0K

$13.63 A$19.61

57.30%

Local Beer (0.5 liter bottle)

$2.29 Rp 41.1K

$4.13 A$5.95

-44.55%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.5K

$4.97 A$7.15

-42.45%

One-way Ticket (Public Transport)

$0.26 Rp 4,713

$3.18 A$4.58

-91.82%

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 143.5K

$72.0 A$104

-88.93%

Taxi Start (Normal Tariff)

$0.48 Rp 8,646

$3.61 A$5.19

-86.70%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,705

$1.58 A$2.28

-72.78%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 101.6K

$39.15 A$56.3

-85.59%

Gasoline (1 liter)

$0.82 Rp 14.8K

$1.36 A$1.95

-39.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 426.6M

$23.8K A$34.2K

-0.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 571.3M

$30.7K A$44.2K

3.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.3 Rp 1.5M

$113 A$162

-27.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 Rp 117.6K

$28.08 A$40.41

-76.75%

Internet (50+ Mbps, Unlimited Data)

$18.31 Rp 329.7K

$55.6 A$80.0

-67.07%

Gym Membership (Monthly)

$46.85 Rp 843.4K

$42.05 A$60.5

11.41%

Tennis Court (1 Hour on Weekend)

$15.05 Rp 270.8K

$17.58 A$25.30

-14.39%

Cinema Ticket

$3.69 Rp 66.5K

$14.75 A$21.23

-74.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$445 Rp 8.0M

$2,314 A$3,330

-80.77%

International Primary School, 1 Child (Yearly)

$5,218 Rp 93.9M

$20.2K A$29.0K

-74.15%

Jeans (Levis 501 Or Similar)

$42.66 Rp 767.8K

$73.3 A$105

-41.76%

Summer Dress (H&M, Zara, etc)

$33.40 Rp 601.2K

$47.99 A$69.1

-30.40%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$116 A$166

-35.09%

Men's Leather Business Shoes

$73.7 Rp 1.3M

$105 A$151

-29.67%

1-bedroom Apartment, City Center (Monthly)

$996 Rp 17.9M

$1,384 A$1,992

-28.03%

1-bedroom Apartment, Outside City Center (Monthly)

$596 Rp 10.7M

$563 A$811

5.82%

3-bedroom Apartment, City Center (Monthly)

$3,054 Rp 55.0M

$2,117 A$3,046

44.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 Rp 27.2M

$880 A$1,266

71.69%

Buy Apartment in City Center (m2)

$2,430 Rp 43.7M

$5,170 A$7,440

-53.00%

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.3M

$4,946 A$7,117

-60.31%

Average Monthly Net Salary (After Tax)

$220 Rp 4.0M

$2,749 A$3,956

-91.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.84

135.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 10, 2026

Last update for Armidale: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$596 48.2%

Armidale

$563 33.5% 5.5% $33

Groceries & Markets

Bali

$277 22.4%

Armidale

$310 18.5% 12.2% $34

Monthly Utilities & Internet

Bali

$106 8.6%

Armidale

$196 11.7% 85% $90

Clothing & Footwear

Bali

$101 8.2%

Armidale

$154 9.1% 52% $53

Eating Out

Bali

$90 7.3%

Armidale

$290 17.3% 223% $200

Sport & Entertainment

Bali

$54 4.4%

Armidale

$72 4.3% 31.9% $17

Getting Around

Bali

$12 0.9%

Armidale

$96 5.7% 727% $85

Cost Breakdown

A one-bedroom apartment in the center runs $996 in Bali and $1,384 in Armidale. Housing cost is often the main lever when comparing two cities.

Armidale pays 1148% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Bali vs $83.0 in Armidale for a mid-range dinner for two. Groceries echo the gap at $277 vs $310 per month, with Bali cheaper across the board.

Good to know

🇮🇩 Bali

🇦🇺 Armidale

🕒 Local time

08:48 8:48 AM

11:48 11:48 AM

3 h ahead of Bali

🌤 Weather

👥 Population

21,312

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Armidale 4,500 km ≈ 6 h nonstop flight

From you

Bali
Armidale

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Armidale: Cost of Living - Frequently Asked Questions

Bali is cheaper overall, especially in groceries, clothing, and eating out. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1148% lower in Armidale. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $996 in Bali versus $1,384 in Armidale. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,236 per month in Bali versus $1,682 in Armidale – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Bali runs roughly 804% less than in Armidale. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,236 in Bali versus $1,682 in Armidale, a $1,000 budget is realistic in Bali but tight or insufficient in Armidale. The gap between the two cities makes Bali the clear choice for anyone on this budget.

For families, Bali is more practical. Housing and childcare are both notably cheaper than in Armidale, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bali and Armidale are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bali gentler on the wallet – expenses run 36% less than in Armidale. Beyond cost, consider language, visa policies, and how big the international community is in each city.