Cost of Living Comparison Between Baguio and Roxas Cost of Living Comparison Between Baguio and Roxas

Monthly Cost of Living

Monthly costs for one person with rent: $759 in Baguio versus $727 in Roxas.

Estimated couple costs with rent: $1,192 in Baguio versus $1,124 in Roxas.

Monthly costs for a family of three with rent: $1,624 in Baguio versus $1,521 in Roxas.

Living in Baguio is roughly 4% more expensive than in Roxas, driven mainly by Groceries & Markets.

Both cities sit below the global median: Baguio 45% lower, Roxas 47% lower.

Meal at Budget Restaurant

$4.10 ₱253

$3.81 ₱235

7.61%

Three-Course Dinner for Two, Mid-Range

$16.94 ₱1,044

$16.51 ₱1,018

2.60%

Fast Food Meal (McDonalds, etc)

$2.79 ₱172

$2.42 ₱149

15.29%

Cappuccino

$1.87 ₱115

$2.19 ₱135

-14.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₱37.76

$0.49 ₱30.38

24.49%

Water (0.33 liter bottle)

$0.31 ₱19.36

$0.35 ₱21.71

-11.43%

Local Beer (0.5 liter draught)

$0.99 ₱60.8

$1.08 ₱66.8

-8.33%

Imported Beer (0.33 liter bottle)

$1.59 ₱97.9

$1.72 ₱106

-7.56%

Milk (1 liter)

$1.70 ₱105

$1.83 ₱113

-7.10%

White Bread (500g)

$1.13 ₱69.7

$1.20 ₱74.3

-5.83%

Rice (white) (1kg)

$1.00 ₱61.5

$0.95 ₱58.4

5.26%

Eggs

$2.10 ₱130

$2.00 ₱123

5.00%

Local Cheese (1kg)

$5.04 ₱311

$5.50 ₱339

-8.36%

Chicken Fillets (1kg)

$3.39 ₱209

$3.78 ₱233

-10.32%

Beef Round Steak (1kg)

$8.07 ₱497

$8.26 ₱509

-2.30%

Apples (1kg)

$2.25 ₱139

$2.31 ₱143

-2.60%

Banana (1kg)

$1.56 ₱96.1

$1.53 ₱94.6

1.96%

Oranges (1kg)

$2.46 ₱152

$2.39 ₱147

2.93%

Tomato (1kg)

$1.05 ₱64.7

$1.23 ₱75.6

-14.63%

Potato (1kg)

$1.77 ₱109

$2.10 ₱129

-15.71%

Onion (1kg)

$1.82 ₱112

$2.04 ₱125

-10.78%

Lettuce (1 head)

$0.62 ₱38.25

$0.72 ₱44.10

-13.89%

Water (1.5 liter bottle)

$0.54 ₱33.01

$0.62 ₱38.41

-12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.09 ₱190

$2.84 ₱175

8.80%

Wine (Bottle)

$8.84 ₱545

$9.10 ₱561

-2.86%

Local Beer (0.5 liter bottle)

$1.01 ₱62.0

$0.88 ₱54.4

14.77%

Imported Beer (0.33 liter bottle)

$2.09 ₱129

$1.73 ₱107

20.81%

One-way Ticket (Public Transport)

$0.25 ₱15.42

$0.28 ₱17.56

-10.71%

Public Transport Monthly Pass (Regular Price)

$12.82 ₱790

$10.32 ₱636

24.22%

Taxi Start (Normal Tariff)

$0.78 ₱48.14

$0.75 ₱46.34

4.00%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.45

$0.26 ₱16.26

-3.85%

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₱119

$2.13 ₱131

-9.39%

Gasoline (1 liter)

$1.18 ₱72.7

$1.20 ₱74.1

-1.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.3M

$21.9K ₱1.4M

-1.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K ₱1.2M

$17.8K ₱1.1M

11.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 ₱8,640

$106 ₱6,528

32.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.00 ₱1,110

$15.35 ₱946

17.26%

Internet (50+ Mbps, Unlimited Data)

$23.67 ₱1,459

$21.67 ₱1,336

9.23%

Gym Membership (Monthly)

$21.66 ₱1,335

$28.18 ₱1,737

-23.14%

Tennis Court (1 Hour on Weekend)

$5.30 ₱326

$4.80 ₱296

10.42%

Cinema Ticket

$5.17 ₱319

$4.83 ₱298

7.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,321

$133 ₱8,181

1.71%

International Primary School, 1 Child (Yearly)

$10.6K ₱655.0K

$7,021 ₱432.8K

51.33%

Jeans (Levis 501 Or Similar)

$29.93 ₱1,845

$28.46 ₱1,754

5.17%

Summer Dress (H&M, Zara, etc)

$19.62 ₱1,210

$18.38 ₱1,133

6.75%

Sport Shoes (Adidas, Nike)

$69.7 ₱4,296

$70.2 ₱4,330

-0.77%

Men's Leather Business Shoes

$55.7 ₱3,430

$59.6 ₱3,673

-6.60%

1-bedroom Apartment, City Center (Monthly)

$416 ₱25.6K

$270 ₱16.7K

53.95%

1-bedroom Apartment, Outside City Center (Monthly)

$196 ₱12.1K

$194 ₱12.0K

1.15%

3-bedroom Apartment, City Center (Monthly)

$860 ₱53.0K

$483 ₱29.8K

78.04%

3-bedroom Apartment, Outside City Center (Monthly)

$470 ₱29.0K

$406 ₱25.1K

15.75%

Buy Apartment in City Center (m2)

$2,459 ₱151.6K

$2,527 ₱155.8K

-2.69%

Buy Apartment Outside City Center (m2)

$922 ₱56.9K

$1,032 ₱63.6K

-10.62%

Average Monthly Net Salary (After Tax)

$186 ₱11.5K

$590 ₱36.3K

-68.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: August 16, 2026

Last update for Roxas: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $416 in Baguio and $270 in Roxas. Housing cost is often the main lever when comparing two cities.

Roxas pays 217% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Baguio vs $17.00 in Roxas for a mid-range dinner for two. Groceries echo the gap at $177 vs $186 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Roxas: Cost of Living - Frequently Asked Questions

Roxas wins on cost – living expenses run 4% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Roxas the obvious pick if budget is a priority.

On paper, salaries run 217% lower in Roxas. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $416 in Baguio versus $270 in Roxas. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $759 per month in Baguio versus $727 in Roxas – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Roxas runs roughly 24% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Roxas gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Roxas are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roxas gentler on the wallet – expenses run 4% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.