Cost of Living Comparison Between Ba'qubah and Ubud, Bali Cost of Living Comparison Between Ba'qubah and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $643 in Ba'qubah versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $991 in Ba'qubah versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,339 in Ba'qubah versus $3,723 in Ubud, Bali.

Living in Ba'qubah costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ba'qubah is 52% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$5.05 IQD 6,612

$3.57 Rp 64.5K

41.46%

Three-Course Dinner for Two, Mid-Range

$15.29 IQD 20.0K

$32.32 Rp 583.4K

-52.69%

Fast Food Meal (McDonalds, etc)

$6.68 IQD 8,747

$5.01 Rp 90.4K

33.33%

Cappuccino

$1.17 IQD 1,536

$2.82 Rp 51.0K

-58.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 IQD 687

$1.35 Rp 24.4K

-61.48%

Water (0.33 liter bottle)

$0.17 IQD 224

$0.73 Rp 13.2K

-76.71%

Local Beer (0.5 liter draught)

$1.88 IQD 2,464

$2.93 Rp 53.0K

-35.84%

Imported Beer (0.33 liter bottle)

$2.11 IQD 2,766

$3.94 Rp 71.1K

-46.45%

Milk (1 liter)

$1.13 IQD 1,482

$1.78 Rp 32.1K

-36.52%

White Bread (500g)

$0.59 IQD 770

$2.45 Rp 44.2K

-75.92%

Rice (white) (1kg)

$1.17 IQD 1,527

$1.15 Rp 20.7K

1.74%

Eggs

$1.46 IQD 1,914

$2.41 Rp 43.6K

-39.42%

Local Cheese (1kg)

$2.29 IQD 2,994

$14.33 Rp 258.7K

-84.02%

Chicken Fillets (1kg)

$2.52 IQD 3,298

$4.19 Rp 75.6K

-39.86%

Beef Round Steak (1kg)

$10.62 IQD 13.9K

$12.06 Rp 217.7K

-11.94%

Apples (1kg)

$0.99 IQD 1,297

$3.64 Rp 65.7K

-72.80%

Banana (1kg)

$1.12 IQD 1,464

$1.57 Rp 28.3K

-28.66%

Oranges (1kg)

$1.00 IQD 1,306

$2.79 Rp 50.3K

-64.16%

Tomato (1kg)

$0.55 IQD 719

$2.24 Rp 40.5K

-75.45%

Potato (1kg)

$0.55 IQD 725

$1.98 Rp 35.7K

-72.22%

Onion (1kg)

$0.64 IQD 840

$2.28 Rp 41.1K

-71.93%

Lettuce (1 head)

$0.49 IQD 642

$1.05 Rp 19.0K

-53.33%

Water (1.5 liter bottle)

$0.21 IQD 271

$0.79 Rp 14.2K

-73.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 IQD 3,559

$3.19 Rp 57.6K

-14.73%

Wine (Bottle)

$12.27 IQD 16.1K

$23.49 Rp 424.1K

-47.77%

Local Beer (0.5 liter bottle)

$1.42 IQD 1,863

$2.90 Rp 52.3K

-51.03%

Imported Beer (0.33 liter bottle)

$2.02 IQD 2,650

$2.76 Rp 49.7K

-26.81%

One-way Ticket (Public Transport)

$0.39 IQD 517

$0.27 Rp 4,813

44.44%

Public Transport Monthly Pass (Regular Price)

$30.62 IQD 40.1K

$8.37 Rp 151.1K

265.83%

Taxi Start (Normal Tariff)

$2.31 IQD 3,027

$0.45 Rp 8,167

413.33%

Taxi (Normal Tariff) (1km)

$2.02 IQD 2,645

$0.46 Rp 8,298

339.13%

Taxi 1hour Waiting (Normal Tariff)

$5.30 IQD 6,938

$6.07 Rp 109.6K

-12.69%

Gasoline (1 liter)

$0.35 IQD 459

$0.86 Rp 15.6K

-59.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K IQD 25.5M

$26.6K Rp 480.0M

-26.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K IQD 27.0M

$32.5K Rp 587.6M

-36.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.9 IQD 75.8K

$79.0 Rp 1.4M

-26.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.57 IQD 23.0K

$4.09 Rp 73.9K

329.58%

Internet (50+ Mbps, Unlimited Data)

$27.17 IQD 35.6K

$23.85 Rp 430.5K

13.92%

Gym Membership (Monthly)

$19.07 IQD 25.0K

$98.8 Rp 1.8M

-80.69%

Tennis Court (1 Hour on Weekend)

$16.70 IQD 21.9K

$6.35 Rp 114.7K

162.99%

Cinema Ticket

$3.87 IQD 5,073

$4.01 Rp 72.3K

-3.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.35 IQD 34.5K

$297 Rp 5.4M

-91.14%

International Primary School, 1 Child (Yearly)

$638 IQD 835.4K

$6,602 Rp 119.2M

-90.34%

Jeans (Levis 501 Or Similar)

$18.85 IQD 24.7K

$53.4 Rp 964.5K

-64.72%

Summer Dress (H&M, Zara, etc)

$18.86 IQD 24.7K

$38.11 Rp 688.1K

-50.51%

Sport Shoes (Adidas, Nike)

$81.0 IQD 106.1K

$88.7 Rp 1.6M

-8.63%

Men's Leather Business Shoes

$26.53 IQD 34.7K

$76.6 Rp 1.4M

-65.37%

1-bedroom Apartment, City Center (Monthly)

$246 IQD 322.7K

$1,020 Rp 18.4M

-75.84%

1-bedroom Apartment, Outside City Center (Monthly)

$180 IQD 235.3K

$680 Rp 12.3M

-73.59%

3-bedroom Apartment, City Center (Monthly)

$584 IQD 765.3K

$3,469 Rp 62.6M

-83.15%

3-bedroom Apartment, Outside City Center (Monthly)

$341 IQD 446.9K

$2,090 Rp 37.7M

-83.67%

Buy Apartment in City Center (m2)

$755 IQD 988.8K

$2,729 Rp 49.3M

-72.33%

Buy Apartment Outside City Center (m2)

$187 IQD 245.2K

$2,295 Rp 41.4M

-91.84%

Average Monthly Net Salary (After Tax)

$726 IQD 951.2K

$164 Rp 3.0M

343.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ba'qubah: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $246 in Ba'qubah and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ba'qubah pays 344% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15.00 in Ba'qubah vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $141 vs $298 per month, with Ba'qubah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ba'qubah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ba'qubah is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 117% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 344% higher in Ba'qubah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $246 in Ba'qubah versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 112% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ba'qubah – a meal for two runs $15.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $643 in Ba'qubah versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Ba'qubah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ba'qubah the clear choice for anyone on this budget.

For families, Ba'qubah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ba'qubah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ba'qubah gentler on the wallet – expenses run 117% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.