Cost of Living Comparison Between Ba'qubah and Ubud, Bali Cost of Living Comparison Between Ba'qubah and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $575 in Ba'qubah versus $1,374 in Ubud, Bali.

Estimated couple costs with rent: $740 in Ba'qubah versus $2,313 in Ubud, Bali.

Monthly costs for a family of three with rent: $905 in Ba'qubah versus $3,252 in Ubud, Bali.

Living in Ba'qubah costs roughly 58% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ba'qubah is 57% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$5.04 IQD 6,600

$3.32 Rp 59.8K

51.81%

Three-Course Dinner for Two, Mid-Range

$15.31 IQD 20.0K

$35.33 Rp 635.6K

-56.67%

Fast Food Meal (McDonalds, etc)

$6.37 IQD 8,337

$5.33 Rp 95.9K

19.51%

Cappuccino

$1.13 IQD 1,484

$2.75 Rp 49.5K

-58.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 IQD 783

$1.73 Rp 31.1K

-65.32%

Water (0.33 liter bottle)

$0.22 IQD 283

$0.80 Rp 14.4K

-72.50%

Local Beer (0.5 liter draught)

$1.95 IQD 2,551

$2.95 Rp 53.0K

-33.90%

Imported Beer (0.33 liter bottle)

$4.68 IQD 6,126

$4.44 Rp 79.9K

5.41%

Milk (1 liter)

$1.12 IQD 1,465

$1.50 Rp 27.0K

-25.33%

White Bread (500g)

$0.58 IQD 764

$2.30 Rp 41.3K

-74.78%

Rice (white) (1kg)

$1.13 IQD 1,480

$1.10 Rp 19.8K

2.73%

Eggs

$1.47 IQD 1,922

$2.16 Rp 38.9K

-31.94%

Local Cheese (1kg)

$2.34 IQD 3,066

$17.09 Rp 307.4K

-86.31%

Chicken Fillets (1kg)

$2.46 IQD 3,218

$3.88 Rp 69.8K

-36.60%

Beef Round Steak (1kg)

$10.61 IQD 13.9K

$11.92 Rp 214.4K

-10.99%

Apples (1kg)

$0.93 IQD 1,212

$3.57 Rp 64.1K

-73.95%

Banana (1kg)

$1.16 IQD 1,515

$1.58 Rp 28.5K

-26.58%

Oranges (1kg)

$0.92 IQD 1,201

$2.36 Rp 42.5K

-61.02%

Tomato (1kg)

$0.54 IQD 713

$1.97 Rp 35.4K

-72.59%

Potato (1kg)

$0.56 IQD 729

$1.81 Rp 32.5K

-69.06%

Onion (1kg)

$0.68 IQD 892

$2.39 Rp 43.0K

-71.55%

Lettuce (1 head)

$0.46 IQD 597

$1.02 Rp 18.3K

-54.90%

Water (1.5 liter bottle)

$0.19 IQD 244

$0.49 Rp 8,841

-61.22%

Cigarettes 20 Pack (Marlboro, Camel)

$2.50 IQD 3,273

$2.25 Rp 40.4K

11.11%

Wine (Bottle)

$12.55 IQD 16.4K

$22.30 Rp 401.2K

-43.72%

Local Beer (0.5 liter bottle)

$1.69 IQD 2,215

$2.37 Rp 42.6K

-28.69%

Imported Beer (0.33 liter bottle)

$2.05 IQD 2,688

$2.90 Rp 52.1K

-29.31%

One-way Ticket (Public Transport)

$0.79 IQD 1,032

$0.25 Rp 4,482

216.00%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

Taxi Start (Normal Tariff)

$1.89 IQD 2,481

$0.44 Rp 7,950

329.55%

Taxi (Normal Tariff) (1km)

$1.82 IQD 2,383

$0.42 Rp 7,598

333.33%

Taxi 1hour Waiting (Normal Tariff)

$5.20 IQD 6,808

$5.66 Rp 101.9K

-8.13%

Gasoline (1 liter)

$0.35 IQD 462

$0.81 Rp 14.7K

-56.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.7K IQD 23.2M

$23.7K Rp 427.1M

-25.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K IQD 26.6M

$31.0K Rp 557.4M

-34.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.9 IQD 77.1K

$82.3 Rp 1.5M

-28.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.11 IQD 18.5K

$6.30 Rp 113.3K

123.97%

Internet (50+ Mbps, Unlimited Data)

$27.23 IQD 35.7K

$18.63 Rp 335.3K

46.16%

Gym Membership (Monthly)

$18.78 IQD 24.6K

$54.7 Rp 984.7K

-65.69%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

Cinema Ticket

$3.91 IQD 5,122

$4.24 Rp 76.3K

-7.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$27.03 IQD 35.4K

$484 Rp 8.7M

-94.42%

International Primary School, 1 Child (Yearly)

$629 IQD 823.4K

$5,590 Rp 100.6M

-88.75%

Jeans (Levis 501 Or Similar)

$19.04 IQD 24.9K

$45.77 Rp 823.5K

-58.40%

Summer Dress (H&M, Zara, etc)

$19.03 IQD 24.9K

$35.69 Rp 642.2K

-46.68%

Sport Shoes (Adidas, Nike)

$68.1 IQD 89.1K

$78.3 Rp 1.4M

-13.08%

Men's Leather Business Shoes

$26.77 IQD 35.0K

$80.1 Rp 1.4M

-66.59%

1-bedroom Apartment, City Center (Monthly)

$267 IQD 349.4K

$1,147 Rp 20.6M

-76.73%

1-bedroom Apartment, Outside City Center (Monthly)

$134 IQD 175.7K

$678 Rp 12.2M

-80.21%

3-bedroom Apartment, City Center (Monthly)

$501 IQD 655.4K

$3,504 Rp 63.0M

-85.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

Buy Apartment in City Center (m2)

$765 IQD 1.0M

$2,788 Rp 50.2M

-72.58%

Buy Apartment Outside City Center (m2)

$192 IQD 251.0K

$2,257 Rp 40.6M

-91.51%

Average Monthly Net Salary (After Tax)

$729 IQD 955.1K

$165 Rp 3.0M

341.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

13.78

-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ba'qubah: September 28, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $267 in Ba'qubah and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ba'qubah pays 342% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15.00 in Ba'qubah vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $141 vs $286 per month, with Ba'qubah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ba'qubah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ba'qubah is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 139% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 342% higher in Ba'qubah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $267 in Ba'qubah versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $27.03 in Ba'qubah versus $484 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ba'qubah – a meal for two runs $15.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $575 in Ba'qubah versus $1,374 in Ubud, Bali, a $1,500 budget is realistic in Ba'qubah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ba'qubah the clear choice for anyone on this budget.

For families, Ba'qubah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ba'qubah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ba'qubah gentler on the wallet – expenses run 139% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.