Last update: Oct 2026

Cost of Living Comparison Between Ayia Napa and Belgrade

For one person, living is cheaper in Belgrade: $1,554 a month against $1,827 in Ayia Napa, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

90

Cost of Living Index in Ayia Napa
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Ayia Napa Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Ayia Napa

🇨🇾 Cyprus

$1,827

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Ayia Napa and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ayia Napa and in Belgrade actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,827 in Ayia Napa versus $1,554 in Belgrade.

Ayia Napa $1,827
Belgrade $1,554

Estimated couple costs with rent: $2,931 in Ayia Napa versus $2,337 in Belgrade.

Ayia Napa $2,931
Belgrade $2,337

Monthly costs for a family of three with rent: $4,036 in Ayia Napa versus $3,121 in Belgrade.

Ayia Napa $4,036
Belgrade $3,121

Living in Ayia Napa is roughly 18% more expensive than in Belgrade, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ayia Napa 35% above, Belgrade 15% above.

Meal at Budget Restaurant

$25.35 €22.55

$13.15 RSD 1,371

92.78%

Three-Course Dinner for Two, Mid-Range

$56.5 €50.2

$57.5 RSD 5,999

-1.88%

Fast Food Meal (McDonalds, etc)

$13.48 €11.99

$13.38 RSD 1,394

0.75%

Cappuccino

$3.55 €3.15

$3.10 RSD 323

14.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 €2.52

$2.82 RSD 294

0.35%

Water (0.33 liter bottle)

$1.37 €1.22

$2.22 RSD 231

-38.29%

Local Beer (0.5 liter draught)

$3.80 €3.38

$3.47 RSD 362

9.51%

Imported Beer (0.33 liter bottle)

$5.52 €4.91

$3.96 RSD 412

39.39%

Milk (1 liter)

$1.82 €1.62

$1.38 RSD 144

31.88%

White Bread (500g)

$1.40 €1.25

$1.13 RSD 118

23.89%

Rice (white) (1kg)

$2.41 €2.15

$2.66 RSD 277

-9.40%

Eggs

$4.64 €4.13

$2.78 RSD 290

66.91%

Local Cheese (1kg)

$13.72 €12.20

$10.99 RSD 1,146

24.84%

Chicken Fillets (1kg)

$8.59 €7.64

$6.56 RSD 684

30.95%

Beef Round Steak (1kg)

$13.19 €11.73

$15.07 RSD 1,571

-12.48%

Apples (1kg)

$3.48 €3.09

$1.66 RSD 173

109.64%

Banana (1kg)

$2.00 €1.78

$1.79 RSD 186

11.73%

Oranges (1kg)

$2.23 €1.98

$1.87 RSD 195

19.25%

Tomato (1kg)

$3.47 €3.09

$3.03 RSD 315

14.52%

Potato (1kg)

$1.27 €1.13

$0.92 RSD 96.3

38.04%

Onion (1kg)

$1.11 €0.99

$0.71 RSD 73.8

56.34%

Lettuce (1 head)

$0.75 €0.67

$0.74 RSD 77.6

1.35%

Water (1.5 liter bottle)

$1.03 €0.92

$0.74 RSD 77.2

39.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.85 €4.32

$4.61 RSD 481

5.21%

Wine (Bottle)

$6.61 €5.88

$8.81 RSD 918

-24.97%

Local Beer (0.5 liter bottle)

$1.71 €1.52

$0.89 RSD 92.7

92.13%

Imported Beer (0.33 liter bottle)

$2.05 €1.83

$1.45 RSD 151

41.38%

One-way Ticket (Public Transport)

$2.22 €1.97

Public Transport Monthly Pass (Regular Price)

$49.76 €44.26

Taxi Start (Normal Tariff)

$6.21 €5.52

$3.02 RSD 315

105.63%

Taxi (Normal Tariff) (1km)

$2.33 €2.08

$0.98 RSD 103

137.76%

Taxi 1hour Waiting (Normal Tariff)

$21.54 €19.16

$17.08 RSD 1,780

26.11%

Gasoline (1 liter)

$1.74 €1.54

$1.91 RSD 199

-8.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K €29.1K

$31.0K RSD 3.2M

5.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K €26.6K

$24.7K RSD 2.6M

21.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$220 RSD 23.0K

-6.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.79 €19.38

$24.41 RSD 2,544

-10.73%

Internet (50+ Mbps, Unlimited Data)

$32.38 €28.80

$35.64 RSD 3,715

-9.15%

Gym Membership (Monthly)

$65.7 €58.5

$41.20 RSD 4,295

59.51%

Tennis Court (1 Hour on Weekend)

$22.71 €20.20

$22.60 RSD 2,356

0.49%

Cinema Ticket

$11.99 €10.67

$8.59 RSD 896

39.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$460 €409

$424 RSD 44.2K

8.53%

International Primary School, 1 Child (Yearly)

$7,669 €6,822

$11.0K RSD 1.1M

-30.10%

Jeans (Levis 501 Or Similar)

$67.1 €59.7

$111 RSD 11.5K

-39.32%

Summer Dress (H&M, Zara, etc)

$44.97 €40.00

$47.28 RSD 4,929

-4.89%

Sport Shoes (Adidas, Nike)

$98.1 €87.2

$113 RSD 11.8K

-13.27%

Men's Leather Business Shoes

$103 €91.6

$157 RSD 16.3K

-34.26%

1-bedroom Apartment, City Center (Monthly)

$777 €691

$805 RSD 83.9K

-3.47%

1-bedroom Apartment, Outside City Center (Monthly)

$641 €570

$546 RSD 56.9K

17.41%

3-bedroom Apartment, City Center (Monthly)

$1,760 €1,566

$1,452 RSD 151.4K

21.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,436 €1,277

$931 RSD 97.0K

54.29%

Buy Apartment in City Center (m2)

$3,713 €3,303

$5,368 RSD 559.6K

-30.83%

Buy Apartment Outside City Center (m2)

$2,422 €2,154

$3,155 RSD 328.9K

-23.25%

Average Monthly Net Salary (After Tax)

$1,662 €1,478

$1,237 RSD 128.9K

34.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.93

4.61

-14.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ayia Napa: October 10, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ayia Napa

$641 35.1%

Belgrade

$546 35.2% 14.8% $95

Eating Out

Ayia Napa

$333 18.2%

Belgrade

$228 14.7% 31.5% $105

Groceries & Markets

Ayia Napa

$287 15.7%

Belgrade

$241 15.5% 16.2% $46

Monthly Utilities & Internet

Ayia Napa

$259 14.2%

Belgrade

$280 18.1% 8.2% $21

Clothing & Footwear

Ayia Napa

$141 7.7%

Belgrade

$192 12.4% 36.6% $52

Sport & Entertainment

Ayia Napa

$90 4.9%

Belgrade

$58 3.8% 34.9% $31

Getting Around

Ayia Napa

$77 4.2%

Belgrade

$7.9 * 0.5% 89.6% $69

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $777 in Ayia Napa and $805 in Belgrade. Housing cost is often the main lever when comparing two cities.

Ayia Napa pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Ayia Napa vs $58.0 in Belgrade. Groceries flip the comparison at $287 vs $241, with Belgrade cheaper for home cooking.

Good to know

🇨🇾 Ayia Napa

🇷🇸 Belgrade

🕒 Local time

11:06 11:06 AM

10:06 10:06 AM

1 h behind Ayia Napa

🌤 Weather

👥 Population

3,000

1,197,714 Capital

💱 Currency

Euro EUR €

Serbian Dinar RSD din

📈 Exchange rate

1 EUR = 1.12 USD

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to EUR in detail →

On the map

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Between locations

Ayia Napa Belgrade 1,590 km ≈ 2 h 30 min nonstop flight

From you

Ayia Napa
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ayia Napa vs Belgrade: Cost of Living - Frequently Asked Questions

Belgrade wins on cost – living expenses run 18% lower than in Ayia Napa. Housing and daily spending are where you'll feel the difference most, making Belgrade the obvious pick if budget is a priority.

Average pay runs 34% higher in Ayia Napa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $777 in Ayia Napa versus $805 in Belgrade. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $460 in Ayia Napa versus $424 in Belgrade. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Belgrade – a meal for two runs $58.0 versus $56.0 in Ayia Napa. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,554 in Belgrade versus $1,827 in Ayia Napa, a $2,000 budget is realistic in Belgrade but tight or insufficient in Ayia Napa. The gap between the two cities makes Belgrade the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ayia Napa and Belgrade are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgrade gentler on the wallet – expenses run 18% less than in Ayia Napa. Beyond cost, consider language, visa policies, and how big the international community is in each city.