Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Umluj

For one person, living is cheaper in Umluj: $1,182 a month against $2,663 in Austin, TX, rent and utilities included – about $17,800 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
57

Cost of Living Index in Umluj
Learn more

Umluj Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Umluj

🇸🇦 Saudi Arabia

$1,182

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Umluj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Umluj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,182 in Umluj.

Austin, TX $2,663
Umluj $1,182

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,758 in Umluj.

Austin, TX $4,133
Umluj $1,758

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,333 in Umluj.

Austin, TX $5,603
Umluj $2,333

Living in Austin, TX is roughly 125% more expensive than in Umluj, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Umluj is 12% below.

Meal at Budget Restaurant

$20.77 $20.77

$5.97 SAR 22.41

247.91%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$37.58 SAR 141

125.09%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$8.20 SAR 30.76

50.24%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.91 SAR 7.15

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 SAR 8.57

Cappuccino

$5.63 $5.63

$3.26 SAR 12.23

72.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.84 SAR 3.14

342.86%

Water (0.33 liter bottle)

$2.50 $2.50

$0.26 SAR 0.98

861.54%

Local Beer (0.5 liter draught)

$8.05 $8.05

Imported Beer (0.33 liter bottle)

$9.01 $9.01

Milk (1 liter)

$1.12 $1.12

$1.68 SAR 6.30

-33.33%

White Bread (500g)

$3.75 $3.75

$1.31 SAR 4.91

186.26%

Rice (white) (1kg)

$3.26 $3.26

$2.38 SAR 8.92

36.97%

Eggs

$4.17 $4.17

$2.40 SAR 9.00

73.75%

Local Cheese (1kg)

$12.90 $12.90

$7.60 SAR 28.54

69.74%

Chicken Fillets (1kg)

$14.16 $14.16

$7.66 SAR 28.76

84.86%

Beef Round Steak (1kg)

$16.22 $16.22

$13.06 SAR 48.99

24.20%

Apples (1kg)

$4.33 $4.33

$2.23 SAR 8.39

94.17%

Banana (1kg)

$1.46 $1.46

$1.70 SAR 6.38

-14.12%

Oranges (1kg)

$4.51 $4.51

$1.65 SAR 6.20

173.33%

Tomato (1kg)

$4.34 $4.34

$1.63 SAR 6.13

166.26%

Potato (1kg)

$2.58 $2.58

$1.17 SAR 4.40

120.51%

Onion (1kg)

$2.35 $2.35

$1.32 SAR 4.96

78.03%

Lettuce (1 head)

$1.78 $1.78

$1.26 SAR 4.73

41.27%

Water (1.5 liter bottle)

$2.22 $2.22

$0.58 SAR 2.17

282.76%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.86 SAR 10.74

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.74 SAR 6.53

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 SAR 7.55

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$6.57 SAR 24.65

50.38%

Wine (Bottle)

$15.08 $15.08

Local Beer (0.5 liter bottle)

$2.92 $2.92

Imported Beer (0.33 liter bottle)

$3.46 $3.46

One-way Ticket (Public Transport)

$1.49 $1.49

$1.09 SAR 4.10

36.70%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$36.82 SAR 138

13.31%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.63 SAR 9.86

3.80%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.85 SAR 6.93

-10.27%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$13.56 SAR 50.9

160.32%

Gasoline (1 liter)

$0.95 $0.95

$0.65 SAR 2.43

46.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$44.5K SAR 167.0K

-18.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$21.5K SAR 80.9K

25.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$102 SAR 383

124.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$32.15 SAR 121

84.73%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$66.5 SAR 250

5.06%

Gym Membership (Monthly)

$57.2 $57.2

$81.2 SAR 305

-29.50%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$13.16 SAR 49.37

8.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$428 SAR 1,608

251.45%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$8,089 SAR 30.4K

165.25%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$41.94 SAR 157

25.92%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$54.3 SAR 204

-19.33%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$98.1 SAR 368

-13.54%

Men's Leather Business Shoes

$103 $103

$85.9 SAR 322

19.86%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$581 SAR 2,180

228.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$375 SAR 1,409

239.31%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$810 SAR 3,039

352.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$578 SAR 2,171

338.78%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,332 SAR 8,752

226.44%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,372 SAR 5,150

130.06%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$4,243 SAR 15.9K

20.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.54

22.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Umluj: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Umluj

$376 31.8% 70.5% $899

Groceries & Markets

Austin, TX

$405 15.2%

Umluj

$204 17.2% 49.7% $201

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Umluj

$201 17% 44% $158

Eating Out

Austin, TX

$354 13.3%

Umluj

$116 9.8% 67.3% $238

Clothing & Footwear

Austin, TX

$128 4.8%

Umluj

$126 10.7% 1.5% $1.9

Sport & Entertainment

Austin, TX

$86 3.2%

Umluj

$108 9.1% 25.3% $22

Getting Around

Austin, TX

$59 2.2%

Umluj

$53 4.5% 9.6% $5.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $581 in Umluj. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $38.00 in Umluj for a mid-range dinner for two. Groceries echo the gap at $405 vs $204 per month, with Umluj cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇸🇦 Umluj

🕒 Local time

21:51 9:51 PM

05:51 5:51 AM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

37,757

💱 Currency

United States Dollar USD $

Saudi Riyal SAR ر.س

📈 Exchange rate

1 USD = 0.89 EUR

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

SAR, EUR to USD – United States Dollar Converter

🇸🇦 Saudi Riyal (ر.س)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Saudi Riyal exchange rates as of October 19, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

SAR to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Umluj 12,220 km ≈ 16 h nonstop flight

From you

Austin, TX
Umluj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Umluj: Cost of Living - Frequently Asked Questions

Umluj wins on cost – living expenses run 125% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.

Average pay runs 21% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $581 in Umluj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,182 in Umluj – a 125% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Umluj runs roughly 13% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,182 in Umluj versus $2,663 in Austin, TX, a $2,000 budget is realistic in Umluj but tight or insufficient in Austin, TX. The gap between the two cities makes Umluj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Umluj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umluj gentler on the wallet – expenses run 125% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.