Cost of Living Comparison Between Austin, TX and Thousand Oaks, CA Cost of Living Comparison Between Austin, TX and Thousand Oaks, CA

Monthly Cost of Living

Monthly costs for one person with rent: $2,659 in Austin, TX versus $3,760 in Thousand Oaks, CA.

Estimated couple costs with rent: $4,101 in Austin, TX versus $5,233 in Thousand Oaks, CA.

Monthly costs for a family of three with rent: $5,542 in Austin, TX versus $6,707 in Thousand Oaks, CA.

Living in Austin, TX costs roughly 29% less than in Thousand Oaks, CA, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 98% above, Thousand Oaks, CA 181% above.

Currency
🍽 Eating Out
Austin, TX
Thousand Oaks, CA
Difference
Meal at Budget Restaurant
$19.63 $19.63
$25.26 $25.26
-22.29%
Three-Course Dinner for Two, Mid-Range
$75.1 $75.1
$98.2 $98.2
-23.54%
Fast Food Meal (McDonalds, etc)
$9.92 $9.92
$8.52 $8.52
16.43%
Cappuccino
$5.67 $5.67
$5.67 $5.67
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.77 $2.77
$2.74 $2.74
1.09%
Water (0.33 liter bottle)
$2.17 $2.17
$2.02 $2.02
7.43%
Local Beer (0.5 liter draught)
$5.84 $5.84
$6.84 $6.84
-14.62%
Imported Beer (0.33 liter bottle)
$7.77 $7.77
$8.90 $8.90
-12.70%
🛒 Groceries & Markets
Austin, TX
Thousand Oaks, CA
Difference
Milk (1 liter)
$1.09 $1.09
$1.22 $1.22
-10.66%
White Bread (500g)
$3.41 $3.41
$3.78 $3.78
-9.79%
Rice (white) (1kg)
$3.43 $3.43
$4.49 $4.49
-23.61%
Eggs
$4.39 $4.39
$4.61 $4.61
-4.77%
Local Cheese (1kg)
$11.95 $11.95
$12.43 $12.43
-3.86%
Chicken Fillets (1kg)
$10.76 $10.76
$13.74 $13.74
-21.69%
Beef Round Steak (1kg)
$14.29 $14.29
$16.61 $16.61
-13.97%
Apples (1kg)
$4.84 $4.84
$5.10 $5.10
-5.10%
Banana (1kg)
$1.55 $1.55
$1.93 $1.93
-19.69%
Oranges (1kg)
$4.46 $4.46
$3.75 $3.75
18.93%
Tomato (1kg)
$3.91 $3.91
$5.53 $5.53
-29.29%
Potato (1kg)
$2.74 $2.74
$3.28 $3.28
-16.46%
Onion (1kg)
$2.74 $2.74
$2.76 $2.76
-0.72%
Lettuce (1 head)
$2.04 $2.04
$1.63 $1.63
25.15%
Water (1.5 liter bottle)
$2.25 $2.25
$2.11 $2.11
6.64%
Cigarettes 20 Pack (Marlboro, Camel)
$8.93 $8.93
$8.93 $8.93
-
Wine (Bottle)
$14.85 $14.85
$15.11 $15.11
-1.72%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.70 $1.70
38.24%
Imported Beer (0.33 liter bottle)
$3.57 $3.57
$1.47 $1.47
142.86%
🚌 Getting Around
Austin, TX
Thousand Oaks, CA
Difference
One-way Ticket (Public Transport)
$1.47 $1.47
$2.78 $2.78
-47.12%
Public Transport Monthly Pass (Regular Price)
$42.98 $42.98
$49.53 $49.53
-13.22%
Taxi Start (Normal Tariff)
$4.28 $4.28
$4.12 $4.12
3.88%
Taxi (Normal Tariff) (1km)
$1.84 $1.84
$2.01 $2.01
-8.46%
Taxi 1hour Waiting (Normal Tariff)
$35.54 $35.54
$32.24 $32.24
10.24%
Gasoline (1 liter)
$0.72 $0.72
$1.30 $1.30
-44.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.7K $25.7K
$28.0K $28.0K
-8.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$21.1K $21.1K
23.91%
🧾 Monthly Utilities & Internet
Austin, TX
Thousand Oaks, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$174 $174
$161 $161
8.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.2 $60.2
$48.31 $48.31
24.69%
Internet (50+ Mbps, Unlimited Data)
$66.3 $66.3
$72.4 $72.4
-8.47%
🎉 Sport & Entertainment
Austin, TX
Thousand Oaks, CA
Difference
Gym Membership (Monthly)
$62.8 $62.8
$67.7 $67.7
-7.24%
Tennis Court (1 Hour on Weekend)
$9.83 $9.83
$22.91 $22.91
-57.09%
Cinema Ticket
$15.24 $15.24
$14.13 $14.13
7.86%
🧸 Childcare & Education
Austin, TX
Thousand Oaks, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,387 $1,387
$1,721 $1,721
-19.42%
International Primary School, 1 Child (Yearly)
$22.2K $22.2K
$39.5K $39.5K
-43.91%
👕👟 Clothing & Footwear
Austin, TX
Thousand Oaks, CA
Difference
Jeans (Levis 501 Or Similar)
$56.7 $56.7
$49.79 $49.79
13.94%
Summer Dress (H&M, Zara, etc)
$45.34 $45.34
$30.13 $30.13
50.48%
Sport Shoes (Adidas, Nike)
$86.5 $86.5
$75.6 $75.6
14.43%
Men's Leather Business Shoes
$119 $119
$118 $118
0.57%
🏠 Accommodation & Living
Austin, TX
Thousand Oaks, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,247 $2,247
$2,631 $2,631
-14.59%
1-bedroom Apartment, Outside City Center (Monthly)
$1,430 $1,430
$2,526 $2,526
-43.37%
3-bedroom Apartment, City Center (Monthly)
$3,778 $3,778
$3,917 $3,917
-3.55%
3-bedroom Apartment, Outside City Center (Monthly)
$2,641 $2,641
$3,449 $3,449
-23.44%
Buy Apartment in City Center (m2)
$7,044 $7,044
$5,972 $5,972
17.95%
Buy Apartment Outside City Center (m2)
$3,162 $3,162
$5,840 $5,840
-45.87%
💵 Salaries & Financials
Austin, TX
Thousand Oaks, CA
Difference
Average Monthly Net Salary (After Tax)
$5,108 $5,108
$5,813 $5,813
-12.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.67
-3.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: May 31, 2026

Last update for Thousand Oaks, CA: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,247 in Austin, TX and $2,631 in Thousand Oaks, CA. Housing cost is often the main lever when comparing two cities.

Thousand Oaks, CA pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Austin, TX vs $98.0 in Thousand Oaks, CA for a mid-range dinner for two. Groceries echo the gap at $377 vs $411 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Austin, TX vs Thousand Oaks, CA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Austin, TX or Thousand Oaks, CA?
Austin, TX wins on cost – living expenses run 41% lower than in Thousand Oaks, CA. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.
Are salaries higher in Austin, TX or Thousand Oaks, CA?
On paper, Thousand Oaks, CA earns 14% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Austin, TX vs Thousand Oaks, CA?
Rent for a central apartment: $2,247 in Austin, TX versus $2,631 in Thousand Oaks, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Austin, TX compared to Thousand Oaks, CA?
All in, you'll spend $2,659 per month in Austin, TX versus $3,760 in Thousand Oaks, CA – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Austin, TX vs Thousand Oaks, CA?
A monthly transit pass in Austin, TX runs roughly 15% less than in Thousand Oaks, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,000/month in Austin, TX or Thousand Oaks, CA?
Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Austin, TX or Thousand Oaks, CA?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Austin, TX compared to Thousand Oaks, CA?
Safety-wise, Austin, TX and Thousand Oaks, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Austin, TX gentler on the wallet – expenses run 41% less than in Thousand Oaks, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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