Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and San Fernando

For one person, living is cheaper in San Fernando: $1,263 a month against $2,663 in Austin, TX, rent and utilities included – about $16,800 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
61

Cost of Living Index in San Fernando
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San Fernando Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

San Fernando

🇹🇹 Trinidad And Tobago

$1,263

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in San Fernando actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,263 in San Fernando.

Austin, TX $2,663
San Fernando $1,263

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,045 in San Fernando.

Austin, TX $4,133
San Fernando $2,045

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,827 in San Fernando.

Austin, TX $5,603
San Fernando $2,827

Living in Austin, TX is roughly 111% more expensive than in San Fernando, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, San Fernando is 6% below.

Meal at Budget Restaurant

$20.77 $20.77

$10.22 TTD 68.8

103.23%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$59.6 TTD 401

42.05%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$8.00 TTD 53.9

54.00%

Cappuccino

$5.63 $5.63

$3.66 TTD 24.65

53.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.02 TTD 6.88

264.71%

Water (0.33 liter bottle)

$2.50 $2.50

$0.76 TTD 5.09

228.95%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.89 TTD 12.69

325.93%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.63 TTD 17.71

242.59%

Milk (1 liter)

$1.12 $1.12

$1.98 TTD 13.33

-43.43%

White Bread (500g)

$3.75 $3.75

$2.29 TTD 15.41

63.76%

Rice (white) (1kg)

$3.26 $3.26

$2.92 TTD 19.61

11.64%

Eggs

$4.17 $4.17

$3.90 TTD 26.27

6.92%

Local Cheese (1kg)

$12.90 $12.90

$6.58 TTD 44.24

96.05%

Chicken Fillets (1kg)

$14.16 $14.16

$10.17 TTD 68.4

39.23%

Beef Round Steak (1kg)

$16.22 $16.22

$9.04 TTD 60.8

79.42%

Apples (1kg)

$4.33 $4.33

$5.59 TTD 37.61

-22.54%

Banana (1kg)

$1.46 $1.46

$2.57 TTD 17.31

-43.19%

Oranges (1kg)

$4.51 $4.51

$3.60 TTD 24.21

25.28%

Tomato (1kg)

$4.34 $4.34

$4.38 TTD 29.43

-0.91%

Potato (1kg)

$2.58 $2.58

$0.75 TTD 5.05

244.00%

Onion (1kg)

$2.35 $2.35

$0.74 TTD 5.00

217.57%

Lettuce (1 head)

$1.78 $1.78

$1.50 TTD 10.11

18.67%

Water (1.5 liter bottle)

$2.22 $2.22

$1.15 TTD 7.73

93.04%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.71 TTD 38.38

73.03%

Wine (Bottle)

$15.08 $15.08

$17.92 TTD 121

-15.85%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.55 TTD 10.43

88.39%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.93 TTD 19.74

18.09%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.46 TTD 3.10

223.91%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$44.31 TTD 298

-5.85%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.86 TTD 5.79

217.44%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.92 TTD 6.20

80.43%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$14.57 TTD 98.0

142.28%

Gasoline (1 liter)

$0.95 $0.95

$1.16 TTD 7.81

-18.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$36.1K TTD 243.1K

-0.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$40.3K TTD 270.8K

-32.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$44.87 TTD 302

410.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$42.63 TTD 287

39.32%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$45.78 TTD 308

52.71%

Gym Membership (Monthly)

$57.2 $57.2

$50.5 TTD 340

13.28%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$22.37 TTD 151

-27.00%

Cinema Ticket

$14.28 $14.28

$8.70 TTD 58.5

64.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$402 TTD 2,702

274.95%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$10.9K TTD 73.0K

97.68%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$53.6 TTD 360

-1.38%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$37.29 TTD 251

17.51%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$88.1 TTD 593

-3.82%

Men's Leather Business Shoes

$103 $103

$89.7 TTD 603

14.84%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$517 TTD 3,480

268.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$398 TTD 2,675

220.35%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$914 TTD 6,149

300.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$743 TTD 5,000

241.52%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,991 TTD 13.4K

282.39%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,492 TTD 10.0K

111.66%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,043 TTD 7,019

390.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.75

18.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for San Fernando: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

San Fernando

$398 31.5% 68.8% $876

Groceries & Markets

Austin, TX

$405 15.2%

San Fernando

$320 25.4% 20.8% $84

Monthly Utilities & Internet

Austin, TX

$358 13.5%

San Fernando

$133 10.6% 62.8% $225

Eating Out

Austin, TX

$354 13.3%

San Fernando

$172 13.6% 51.5% $182

Clothing & Footwear

Austin, TX

$128 4.8%

San Fernando

$121 9.6% 5.5% $7.1

Sport & Entertainment

Austin, TX

$86 3.2%

San Fernando

$68 5.4% 20.8% $18

Getting Around

Austin, TX

$59 2.2%

San Fernando

$52 4.1% 12% $7.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $517 in San Fernando. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 391% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $60.0 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $405 vs $320 per month, with San Fernando cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇹🇹 San Fernando

🕒 Local time

11:10 11:10 AM

12:10 12:10 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

55,419

💱 Currency

United States Dollar USD $

Trinidad and Tobago Dollar TTD $

📈 Exchange rate

1 USD = 0.89 EUR

1 TTD = 0.149 USD

1 TTD = 0.132 EUR

Exchange rates and currency converter

TTD, EUR to USD – United States Dollar Converter

🇹🇹 Trinidad and Tobago Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Trinidad and Tobago Dollar exchange rates as of October 18, 2026: 1 USD = 6.73 TTD (1 TTD = 0.149 USD). 1 EUR = 7.56 TTD (1 TTD = 0.132 EUR).

TTD to USD in detail →

On the map

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Between locations

Austin, TX San Fernando 4,360 km ≈ 6 h nonstop flight

From you

Austin, TX
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs San Fernando: Cost of Living - Frequently Asked Questions

San Fernando wins on cost – living expenses run 111% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making San Fernando the obvious pick if budget is a priority.

Average pay runs 391% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $517 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,263 in San Fernando – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in San Fernando runs roughly 6% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,263 in San Fernando versus $2,663 in Austin, TX, a $1,500 budget is realistic in San Fernando but tight or insufficient in Austin, TX. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find San Fernando gentler on the wallet – expenses run 111% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.