Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Saint Andrews

For one person, living is cheaper in Saint Andrews: $2,255 a month against $2,704 in Austin, TX, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
109

Cost of Living Index in Saint Andrews
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Saint Andrews Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Saint Andrews

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Saint Andrews

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Saint Andrews actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $2,255 in Saint Andrews.

Austin, TX $2,704
Saint Andrews $2,255

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,245 in Saint Andrews.

Austin, TX $4,133
Saint Andrews $3,245

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $4,234 in Saint Andrews.

Austin, TX $5,562
Saint Andrews $4,234

Living in Austin, TX is roughly 20% more expensive than in Saint Andrews, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 102% above, Saint Andrews 68% above.

Meal at Budget Restaurant

$20.22 $20.22

$17.75 CA$25.30

13.92%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$63.8 CA$91.0

33.25%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$10.59 CA$15.10

16.62%

Cappuccino

$5.47 $5.47

$3.72 CA$5.30

47.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.99 CA$2.83

91.96%

Water (0.33 liter bottle)

$2.50 $2.50

$1.58 CA$2.25

58.23%

Local Beer (0.5 liter draught)

$8.06 $8.06

$5.17 CA$7.38

55.90%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$5.77 CA$8.22

55.81%

Milk (1 liter)

$1.13 $1.13

$2.04 CA$2.91

-44.61%

White Bread (500g)

$3.78 $3.78

$2.46 CA$3.51

53.66%

Rice (white) (1kg)

$3.25 $3.25

$3.36 CA$4.79

-3.27%

Eggs

$4.14 $4.14

$3.47 CA$4.94

19.31%

Local Cheese (1kg)

$13.08 $13.08

$9.72 CA$13.86

34.57%

Chicken Fillets (1kg)

$14.31 $14.31

$11.12 CA$15.85

28.69%

Beef Round Steak (1kg)

$15.96 $15.96

$14.72 CA$20.98

8.42%

Apples (1kg)

$4.38 $4.38

$3.66 CA$5.22

19.67%

Banana (1kg)

$1.45 $1.45

$1.36 CA$1.93

6.62%

Oranges (1kg)

$4.54 $4.54

$3.70 CA$5.28

22.70%

Tomato (1kg)

$4.19 $4.19

$3.73 CA$5.31

12.33%

Potato (1kg)

$2.63 $2.63

$2.59 CA$3.70

1.54%

Onion (1kg)

$2.36 $2.36

$2.25 CA$3.21

4.89%

Lettuce (1 head)

$1.76 $1.76

$2.53 CA$3.61

-30.43%

Water (1.5 liter bottle)

$2.16 $2.16

$1.57 CA$2.24

37.58%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$13.96 CA$19.90

-29.73%

Wine (Bottle)

$14.72 $14.72

$12.42 CA$17.70

18.52%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$2.73 CA$3.89

1.83%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.13 CA$4.46

11.18%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.31 CA$3.29

-35.50%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$63.1 CA$90.0

-35.80%

Taxi Start (Normal Tariff)

$2.67 $2.67

$2.82 CA$4.02

-5.32%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.49 CA$2.12

6.04%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$23.25 CA$33.14

51.78%

Gasoline (1 liter)

$0.99 $0.99

$1.11 CA$1.59

-10.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$28.2K CA$40.1K

27.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$18.9K CA$26.9K

43.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$138 CA$197

58.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$38.11 CA$54.3

52.16%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$55.0 CA$78.4

24.34%

Gym Membership (Monthly)

$57.9 $57.9

$40.69 CA$58.0

42.30%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$18.31 CA$26.10

-19.06%

Cinema Ticket

$14.13 $14.13

$10.95 CA$15.61

29.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$724 CA$1,033

108.33%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$13.3K CA$18.9K

61.49%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$54.2 CA$77.2

-4.63%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$37.35 CA$53.2

17.94%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$84.5 CA$120

0.72%

Men's Leather Business Shoes

$105 $105

$99.9 CA$142

5.43%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$1,239 CA$1,766

55.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$1,151 CA$1,640

10.57%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,984 CA$2,829

84.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,678 CA$2,392

50.47%

Buy Apartment in City Center (m2)

$7,617 $7,617

$4,169 CA$5,942

82.72%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$3,576 CA$5,097

-10.52%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.64

46.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Saint Andrews: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Saint Andrews

$1.2K 50.7% 9.6% $122

Groceries & Markets

Austin, TX

$403 15.3%

Saint Andrews

$347 15.3% 13.8% $56

Eating Out

Austin, TX

$348 13.2%

Saint Andrews

$270 11.9% 22.4% $78

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Saint Andrews

$231 10.2% 33.1% $115

Clothing & Footwear

Austin, TX

$129 4.9%

Saint Andrews

$124 5.5% 3.6% $4.6

Sport & Entertainment

Austin, TX

$86 3.3%

Saint Andrews

$63 2.8% 27.4% $24

Getting Around

Austin, TX

$57 2.2%

Saint Andrews

$83 3.6% 44.9% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $1,239 in Saint Andrews. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $64.0 in Saint Andrews for a mid-range dinner for two. Groceries echo the gap at $403 vs $347 per month, with Saint Andrews cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇨🇦 Saint Andrews

🕒 Local time

07:10 7:10 AM

09:10 9:10 AM

2 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

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Between locations

Austin, TX Saint Andrews 3,130 km ≈ 4 h 30 min nonstop flight

From you

Austin, TX
Saint Andrews

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Saint Andrews: Cost of Living - Frequently Asked Questions

Saint Andrews wins on cost – living expenses run 20% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Saint Andrews the obvious pick if budget is a priority.

You'd need roughly $4,055 in Austin, TX and $3,383 in Saint Andrews to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,932 in Austin, TX versus $1,239 in Saint Andrews. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $2,255 in Saint Andrews – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Saint Andrews runs roughly 56% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,255 in Saint Andrews versus $2,704 in Austin, TX, a $3,000 budget is realistic in Saint Andrews but tight or insufficient in Austin, TX. The gap between the two cities makes Saint Andrews the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Andrews gentler on the wallet – expenses run 20% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.