Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ozamiz

For one person, living is cheaper in Ozamiz: $691 a month against $2,663 in Austin, TX, rent and utilities included – about $23,700 less a year. Rent and utilities account for most of the difference.

Austin, TX
🇺🇸 United States
$2,663
/mo nomad
Ozamiz
🇵🇭 Philippines
$691
/mo nomad
Monthly Cost of Living

How much you'll spend in Austin, TX and in Ozamiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ozamiz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $691 in Ozamiz.

  • Austin, TX $2,663
  • Ozamiz $691

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,083 in Ozamiz.

  • Austin, TX $4,133
  • Ozamiz $1,083

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,475 in Ozamiz.

  • Austin, TX $5,603
  • Ozamiz $1,475

Living in Austin, TX is roughly 285% more expensive than in Ozamiz, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Ozamiz is 49% below.

Currency
🍽 Eating Out
Austin, TX
Ozamiz
Difference
Meal at Budget Restaurant
$20.77 $20.77
$3.85 ₱243
439.48%
Three-Course Dinner for Two, Mid-Range
$84.6 $84.6
$17.04 ₱1,073
396.42%
Fast Food Meal (McDonalds, etc)
$12.32 $12.32
$2.80 ₱176
340.00%
Cappuccino
$5.63 $5.63
$2.54 ₱160
121.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.72 $3.72
$0.64 ₱40.51
481.25%
Water (0.33 liter bottle)
$2.50 $2.50
$0.28 ₱17.33
792.86%
Local Beer (0.5 liter draught)
$8.05 $8.05
$1.27 ₱79.8
533.86%
Imported Beer (0.33 liter bottle)
$9.01 $9.01
$1.83 ₱115
392.35%
🛒 Groceries & Markets
Austin, TX
Ozamiz
Difference
Milk (1 liter)
$1.12 $1.12
$1.61 ₱102
-30.43%
White Bread (500g)
$3.75 $3.75
$0.73 ₱46.15
413.70%
Rice (white) (1kg)
$3.26 $3.26
$0.79 ₱49.61
312.66%
Eggs
$4.17 $4.17
$2.10 ₱132
98.57%
Local Cheese (1kg)
$12.90 $12.90
$6.02 ₱379
114.29%
Chicken Fillets (1kg)
$14.16 $14.16
$3.46 ₱218
309.25%
Beef Round Steak (1kg)
$16.22 $16.22
$7.50 ₱472
116.27%
Apples (1kg)
$4.33 $4.33
$2.37 ₱149
82.70%
Banana (1kg)
$1.46 $1.46
$0.75 ₱46.99
94.67%
Oranges (1kg)
$4.51 $4.51
$2.59 ₱163
74.13%
Tomato (1kg)
$4.34 $4.34
$1.21 ₱75.9
258.68%
Potato (1kg)
$2.58 $2.58
$2.21 ₱139
16.74%
Onion (1kg)
$2.35 $2.35
$2.76 ₱174
-14.86%
Lettuce (1 head)
$1.78 $1.78
$1.10 ₱69.2
61.82%
Water (1.5 liter bottle)
$2.22 $2.22
$0.53 ₱33.53
318.87%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 $9.88
$2.83 ₱178
249.12%
Wine (Bottle)
$15.08 $15.08
$8.68 ₱546
73.73%
Local Beer (0.5 liter bottle)
$2.92 $2.92
$1.04 ₱65.2
180.77%
Imported Beer (0.33 liter bottle)
$3.46 $3.46
$1.93 ₱121
79.27%
🚌 Getting Around
Austin, TX
Ozamiz
Difference
One-way Ticket (Public Transport)
$1.49 $1.49
$0.27 ₱16.94
451.85%
Public Transport Monthly Pass (Regular Price)
$41.72 $41.72
$11.47 ₱722
263.73%
Taxi Start (Normal Tariff)
$2.73 $2.73
$0.75 ₱47.24
264.00%
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$0.19 ₱11.91
773.68%
Taxi 1hour Waiting (Normal Tariff)
$35.30 $35.30
$1.75 ₱110
1917.14%
Gasoline (1 liter)
$0.95 $0.95
$1.02 ₱64.4
-6.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.0K $36.0K
$18.4K ₱1.2M
95.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$19.5K ₱1.2M
39.07%
🧾 Monthly Utilities & Internet
Austin, TX
Ozamiz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$229 $229
$112 ₱7,081
103.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.4 $59.4
$16.02 ₱1,009
270.72%
Internet (50+ Mbps, Unlimited Data)
$69.9 $69.9
$24.02 ₱1,513
191.05%
🎉 Sport & Entertainment
Austin, TX
Ozamiz
Difference
Gym Membership (Monthly)
$57.2 $57.2
$29.50 ₱1,857
94.03%
Tennis Court (1 Hour on Weekend)
$16.33 $16.33
$4.13 ₱260
295.40%
Cinema Ticket
$14.28 $14.28
$5.44 ₱342
162.50%
🧸 Childcare & Education
Austin, TX
Ozamiz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,506 $1,506
$128 ₱8,038
1079.50%
International Primary School, 1 Child (Yearly)
$21.5K $21.5K
$9,160 ₱576.7K
134.24%
👕👟 Clothing & Footwear
Austin, TX
Ozamiz
Difference
Jeans (Levis 501 Or Similar)
$52.8 $52.8
$36.38 ₱2,290
45.16%
Summer Dress (H&M, Zara, etc)
$43.82 $43.82
$21.65 ₱1,363
102.40%
Sport Shoes (Adidas, Nike)
$84.8 $84.8
$65.9 ₱4,152
28.56%
Men's Leather Business Shoes
$103 $103
$50.7 ₱3,192
103.14%
🏠 Accommodation & Living
Austin, TX
Ozamiz
Difference
1-bedroom Apartment, City Center (Monthly)
$1,907 $1,907
$264 ₱16.6K
621.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,274 $1,274
$147 ₱9,284
763.96%
3-bedroom Apartment, City Center (Monthly)
$3,664 $3,664
$520 ₱32.8K
604.13%
3-bedroom Apartment, Outside City Center (Monthly)
$2,538 $2,538
$358 ₱22.5K
609.77%
Buy Apartment in City Center (m2)
$7,614 $7,614
$2,576 ₱162.2K
195.56%
Buy Apartment Outside City Center (m2)
$3,157 $3,157
$947 ₱59.6K
233.36%
💵 Salaries & Financials
Austin, TX
Ozamiz
Difference
Average Monthly Net Salary (After Tax)
$5,121 $5,121
$189 ₱11.9K
2610.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
6.79
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Ozamiz: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Austin, TX
$1.3K
Ozamiz
$147 88.4% $1.1K
Groceries & Markets
Austin, TX
$405
Ozamiz
$175 56.8% $230
Monthly Utilities & Internet
Austin, TX
$358
Ozamiz
$153 57.4% $206
Eating Out
Austin, TX
$354
Ozamiz
$83 76.4% $271
Clothing & Footwear
Austin, TX
$128
Ozamiz
$79 38.6% $49
Sport & Entertainment
Austin, TX
$86
Ozamiz
$40 52.9% $45
Getting Around
Austin, TX
$59
Ozamiz
$14 75.7% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $264 in Ozamiz. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 2611% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $17.00 in Ozamiz for a mid-range dinner for two. Groceries echo the gap at $405 vs $175 per month, with Ozamiz cheaper across the board.

Good to know
🇺🇸 Austin, TX
🇵🇭 Ozamiz
🕒 Local time
17:43 5:43 PM
06:43 6:43 AM
13 h ahead of Austin, TX
🌤 Weather
👥 Population
974,447
141,828
💱 Currency
Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Austin, TX Ozamiz 13,860 km ≈ 18 h nonstop flight
From you
  • Austin, TX
  • Ozamiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Austin, TX vs Ozamiz: Cost of Living - Frequently Asked Questions
Which city is more expensive, Austin, TX or Ozamiz?
Ozamiz wins on cost – living expenses run 285% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Ozamiz the obvious pick if budget is a priority.
Are salaries higher in Austin, TX or in Ozamiz?
Average pay runs 2611% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Austin, TX compared to Ozamiz?
Rent for a central apartment: $1,907 in Austin, TX versus $264 in Ozamiz. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Austin, TX compared to Ozamiz?
All in, you'll spend $2,663 per month in Austin, TX versus $691 in Ozamiz – a 285% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Austin, TX compared to Ozamiz?
A monthly transit pass in Ozamiz runs roughly 264% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Austin, TX or in Ozamiz?
At $691 in Ozamiz versus $2,663 in Austin, TX, a $1,500 budget is realistic in Ozamiz but tight or insufficient in Austin, TX. The gap between the two cities makes Ozamiz the clear choice for anyone on this budget.
Which city offers a better quality of life: Austin, TX or Ozamiz?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Ozamiz gentler on the wallet – expenses run 285% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Austin, TX vs other spots: cost of living compared

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